Heartland Area Credit Union Omaha NE | Convenient ATM Services

Introduction

Welcome to Heartland Area, where we believe that every member deserves a trusted partner in their financial journey. Located at 8251 W Center Rd, Omaha, NE 68124, our credit union has been proudly serving the community since 1954. As a member-driven organization, we're dedicated to providing personalized financial solutions that cater to your unique needs. With over 2,218 members, we take pride in fostering relationships built on trust and transparency. Our total assets of $27,749,746 and total deposits of $1,190,183 reflect our commitment to maintaining a strong foundation for our members' financial well-being. Whether you're looking for loans or savings options, our team is here to guide you every step of the way. At Heartland Area, we understand that your goals matter. That's why we offer diverse loan options with a total of 1,203 loans and leases currently available to our members. We also maintain a net worth of $5,408,860, ensuring that we are robust and capable of supporting your financial aspirations. Our leadership team led by CEO Cathy Banks and Board President Linda Bohac is dedicated to enhancing member experiences. With a small but efficient staff of just 8 employees, we ensure that each member receives the attention they deserve. While members can visit us at our branch address, official correspondence should be sent to the same location: 8251 W Center Rd, Omaha, NE 68124. Feel free to reach out with any questions or concerns by calling us at 402-444-5999 or faxing us at 402-571-0462. Discover how Heartland Area can make a difference in your financial life today! Visit us online at heartlandfcu.org or stop by our branch for more information on membership and services. We look forward to welcoming you into our family!

Branch History & Mission

At Heartland Area, our story is woven into the fabric of the Omaha community since 1954. Established with a vision to empower individuals and families through accessible financial services, we have grown from humble beginnings to a trusted institution with over 2,200 members and assets totaling $27,749,746. Our branch, located at 8251 W Center Rd, Omaha, NE 68124, stands as a testament to our commitment to serving the community. Our mission is simple yet profound: to provide our members with reliable financial solutions while fostering a sense of belonging and support. We believe that everyone deserves access to quality financial services that help them achieve their dreams. From auto loans to savings accounts, every service we offer is designed with our members' best interests in mind. As we evolved over the years, we've embraced modern banking technology while ensuring that our services remain accessible and user-friendly. Although we currently do not have ATMs or drive-thru services available at our location, our digital platforms allow you to manage your finances conveniently from home. With online banking and mobile payment options, we're dedicated to meeting the needs of today's consumers. We are proud of our community engagement initiatives. Partnering with local organizations allows us to give back and support various causes that matter most to our members. Whether it's hosting financial education workshops or participating in community events, Heartland Area is dedicated to making a positive impact beyond just banking. While members can visit us at 8251 W Center Rd for personal assistance, official correspondence should be sent to the same address for convenience. If you have questions or need assistance, don't hesitate to reach out at 402-444-5999. Join us at Heartland Area and experience how we can help you grow your financial future while being part of a caring community. We invite you to become a member today! Visit our website for more information on membership eligibility and how you can get started on your journey toward financial well-being.

Branch Location & Accessibility

Accessibility Features

We take pride in offering a welcoming environment for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and parking spaces to accommodate all visitors. You'll find ample parking available right outside the branch, making your visit as hassle-free as possible.

Call to Action

Ready to experience excellent service? We invite you to visit Heartland Area today! Whether you have questions about membership or need assistance with loans, our team is here for you. Don't hesitate to give us a call or drop by; we look forward to serving you!

Operating Hours and Services

At Heartland Area, we understand that your time is valuable. While specific operating hours are not listed, we encourage you to give us a call at 402-444-5999 to confirm when you can stop by. Although we currently do not offer drive-thru banking or ATM services on-site, our dedicated team is ready to assist you with all your banking needs inside the branch.

Member Eligibility

At Heartland Area, we believe in fostering a welcoming community where everyone can thrive. If you're interested in becoming a member, it's simple! We proudly serve individuals who live, work, worship, or attend school in the Omaha area. This means that if you're part of our vibrant community, you're already on the right path to joining us. Becoming a member not only opens doors to fantastic financial products and services tailored to your needs but also connects you with a supportive network that cares about your financial well-being. For more details about eligibility, feel free to check out our website at https://heartlandfcu.org/membership/. Ready to take the next step? Opening an account at Heartland Area is straightforward and user-friendly. You can learn more about the account opening process by visiting https://heartlandfcu.org/applying-for-a-loan/. If you have any questions or need assistance, don't hesitate to give us a call at (402) 444-5999. We're here to help you every step of the way as you join our family at Heartland Area, located at 8251 W Center Rd Omaha Ne 68124.

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services ensure that your customers can easily make purchases, whether in-store or online. This not only enhances customer satisfaction but also helps streamline your cash flow. By choosing Heartland Area for your business banking needs, you gain access to reliable resources that help turn your ambitions into reality. Located at 8251 W Center Rd Omaha Ne 68124 in Omaha, NE, we're here to partner with you on your journey toward success. Call us at (402) 444-5999 to learn more about how we can assist your business today!

Comprehensive List Of Services

Call to Action

We invite you to explore all that Heartland Area has to offer! For more information about our services or to become a member, please visit us online at https://heartlandfcu.org/ or call us at (402) 444-5999. Your financial journey starts here with us let's make it a successful one together!

Embracing Digital Banking

In today's fast-paced world, having access to digital banking features is essential. At Omaha Douglas Credit Union, we provide a user-friendly online banking platform and a mobile application that allows you to manage your accounts from anywhere. You can check balances, transfer funds, and view transaction history all from the palm of your hand. This ease of access ensures you're always connected to your finances.

Everyday Banking Needs

One of the key services we offer is ATM Services Only. This means you can easily access your funds anytime you need them, making it convenient for those who prefer managing their finances on-the-go. Imagine being out and about in Omaha, and needing cash for an unexpected expense. With our ATM services, help is just around the corner.

Personalized Support

While our branch may focus on ATM services, our dedicated team is always ready to assist you with any inquiries over the phone at (402) 444-5999. Whether you have questions about account management or need guidance on using our digital banking tools, we're here for you.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking service lets you access your accounts whenever you need. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. You'll enjoy real-time account management that helps you stay on top of your finances without the hassle of visiting a branch.

Mobile Access at Your Fingertips

For those on the go, our mobile application provides all the features you need right in your pocket. You can make mobile payments with ease, allowing you to pay for purchases quickly and securely. Plus, if you prefer electronic documents, we offer e-statements so you can keep track of your transactions without cluttering your inbox.

Simple and Secure Transactions

While we currently don't offer person-to-person transfers, our commitment to security remains strong. At Heartland Area, we prioritize protecting your information and ensuring every transaction is safe. Although we do not support electronic signature authorization at this time, rest assured that our systems are designed with your privacy in mind. With our digital services, staying connected to your finances has never been easier or more secure. Experience the convenience of modern banking with Heartland Area today!

Financial Strength

At Heartland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation allows us to offer exceptional services tailored to your needs. With a net worth of $5,408,860, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,106,786 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,674,695 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,930,192 in total loans and leases including 234 used auto loans. Our operational efficiency is reflected in our -$265,835 net income, which underscores our commitment to sustainability and improvement for future growth. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 3,879, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland Area is your trusted partner. Visit us at 8251 W Center Rd Omaha Ne 68124 or call 402-444-5999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,000,600 in used vehicle loans and $1,641,739 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to fit your budget. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you in finding the right financing option.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. Although there are currently no outstanding commercial loans at this branch, we are committed to working with local businesses when opportunities arise. At Heartland Area in Omaha (8251 W Center Rd), NE 68124, our dedicated team is ready to assist you with all your lending needs. You can reach us at 402-444-5999 for more information on any of our loan products or to start your application today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $647,219, make buying or refinancing simple. We strive to make the process as straightforward as possible while providing you with personalized service. If you are considering refinancing your current mortgage, our team can help explore eligibility options that might work for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $574,191 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be an excellent option for covering unexpected expenses or making planned purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reliable institutions ensures that users receive fair and transparent offers. By leveraging verified information, LendMesh maintains a trustworthy environment for comparing loan rates.

Heartland Area

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Call to Action

Embracing Digital Banking

Everyday Banking Needs

Personalized Support

Digital & Online Banking

Convenient Online Banking

Mobile Access at Your Fingertips

Simple and Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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