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Introduction
Welcome to Hawaii State, your trusted partner in financial wellness, located at 1099 Alakea St Ste 100, Honolulu, HI 96813. Since our establishment in 1936, we've been dedicated to serving our community with personalized banking solutions that cater to your unique needs. With a strong membership base of over 132,000 members and total assets exceeding $2.4 billion, we are proud to be a cornerstone of financial support in Honolulu. At Hawaii State, we understand that financial decisions can be challenging. That's why our experienced team is here to guide you every step of the way. Our CEO, Andrew Rosen, along with our Board President, Mark Yamakawa, lead a committed staff of 378 employees who are passionate about helping you achieve your financial goals. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage options, we've got you covered. We also offer business banking solutions tailored for entrepreneurs and small businesses. With total deposits amounting to $196,611,332 and a robust net worth of $229,574,349, we ensure that your money is not only safe but also growing. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1099 Alakea St Ste 100, Honolulu, HI 96813. You can reach us at (808) 426-4370 during our operating hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. We invite you to explore more about what we offer by visiting our website at Hawaii State FCU. Join us in building a brighter financial future your journey starts here!
Branch History & Mission
Commitment to Innovation
As times change, so do we. We embrace digital advancements by offering online and mobile banking options that make managing finances easier than ever. Our services include ATM access, person-to-person payments, electronic signatures, and e-statements all designed with you in mind.
Join Us!
With a dedicated team led by CEO Andrew Rosen and Board President Mark Yamakawa, we are here to serve you from Monday to Friday between 8:00 a.m. and 5:00 p.m. Our shared service center provides additional convenience for all your banking needs. If you're looking for a financial partner that prioritizes your needs while contributing positively to the community, look no further than Hawaii State. Come visit us or reach out at 808-426-4370; we would love for you to experience the benefits of membership firsthand! Join us today at Hawaii State and become part of our thriving community!
Our Mission
The mission of Hawaii State is simple yet powerful: we strive to empower our members through accessible financial services and support that enhance their quality of life. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our goal is not only to provide financial products but also to build lasting relationships that help our members achieve their dreams. We believe in giving back to the community that supports us. Our outreach programs are designed to uplift those around us through partnerships with local organizations and initiatives aimed at improving financial literacy and well-being.
Branch Location & Accessibility
Convenient Access and Features
At our Alii Branch, accessibility is a top priority. We have ample parking available for our members, along with features that ensure everyone can enjoy their banking experience. The branch complies with ADA standards, providing ramps and accessible entryways to welcome all customers comfortably. Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., making it easy for you to stop by before or after work. If you're in a hurry, feel free to use our ATM for quick transactions without having to enter the branch.
Join Us Today!
We invite you to come visit us at the Alii Branch! Our friendly staff is eager to help you navigate your banking needs. For any questions or additional information, don't hesitate to give us a call at 808-426-4370. We look forward to seeing you soon!
What We Offer
Hawaii State Credit Union provides a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you in achieving your financial goals. Plus, if you are a member of another participating credit union, take advantage of our shared services for basic transactions like deposits and withdrawals. While our physical location at 1099 Alakea St Ste 100 is perfect for most needs, please note that any official correspondence should be sent to the same address as well.
Member Eligibility
At Hawaii State, we believe that everyone deserves a place in our supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria, such as being a resident of Hawaii or having an affiliation with certain local organizations. This means if you live or work in the area, you're likely eligible to join us! Becoming part of our family opens the door to a variety of benefits, from competitive loan rates to personalized banking services tailored to your needs. To learn more about the specific eligibility requirements, feel free to check out our detailed resource at https://www.hawaiistatefcu.com/join/. If you're ready to take the next step and open an account, it's a breeze! Just visit https://olb.hawaiistatefcu.com/registration or give us a call at (808) 426-4370. We can't wait to welcome you into the Hawaii State family at our branch located at 1099 Alakea St Ste 100 Honolulu Hi 96813!
Business Banking & Commercial Services
Loan Options That Make a Difference
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services to Enhance Your Business
In addition to loans, we offer comprehensive merchant services tailored for today's busy entrepreneurs. Imagine having a reliable way to process payments seamlessly whether at a physical location or online. Our merchant services simplify transactions, allowing you to focus on what you do best: running your business. Visit us at 1099 Alakea St Ste 100 Honolulu Hi 96813 in Honolulu, HI, or call us at (808) 426-4370 to learn more about how our business banking and commercial services can empower your enterprise. Together, let's pave the way for your success!
Comprehensive List Of Services
Business Banking
For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we're here to help you grow and succeed.
Commitment to Members
At Hawaii State, we prioritize exceptional member service. You can reach us at (808) 426-4370 during our operating hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. Our friendly staff is always ready to assist you with any questions or concerns. Ready to take the next step? Explore all that we have to offer by visiting our website at Alii Branch or stop by our branch today! Whether you're looking for personal finance solutions or support for your business needs, we're here for you every step of the way.
Convenient Digital Banking
In today's fast-paced world, convenience matters. Our comprehensive online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital tools make banking hassle-free. Plus, with access to an ATM for cash withdrawals and shared branch transactions for deposits and withdrawals from partner credit unions, we make sure you have easy access to your money when you need it.
Financial Solutions
Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We understand that juggling multiple payments can be overwhelming; our team can help streamline your finances with solutions that work for you. Additionally, our credit cards with rewards provide an excellent way to earn benefits while making everyday purchases.
Personal Banking
When it comes to personal banking, we offer various options designed to help you manage your money effectively. Our checking and savings accounts provide easy access to your funds while allowing you to save for future goals. If you're considering buying a vehicle, our auto loans and vehicle financing solutions make it simple and affordable to drive away in the car you want. For those looking to purchase a home, our mortgage loans and refinancing options cater to both first-time buyers and seasoned homeowners alike.
Digital & Online Banking
Key Services
With our user-friendly online banking platform available at https://www.hawaiistatefcu.com/, you can manage your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. If you're looking for quick transactions with friends or family, our person-to-person transfer feature makes sending money a breeze.
Mobile App & Payments
For those who prefer to bank on their smartphones, our mobile application is here to help. It's packed with features like mobile payments, so you can make purchases directly from your phone without any hassle. Plus, if you're eco-conscious, you'll appreciate that we offer electronic statements. These statements are not only environmentally friendly but also help keep your financial records organized and accessible.
Security & Accessibility
We prioritize your security with electronic signature authorization for a safe and smooth experience when signing documents online. You can feel confident knowing that your personal information is protected while you enjoy the benefits of modern banking. At Hawaii State, we believe that banking should be straightforward and accessible for everyone. Our digital tools are designed to provide real-time account management in a way that fits seamlessly into your lifestyle. Explore all these features today at https://www.hawaiistatefcu.com/!
Financial Strength
A Growing Community of Trust
We have successfully established a robust member base with a total of 228,162 share accounts. This shows that many individuals trust us with their finances an essential aspect of our continued success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 1099 Alakea St Ste 100 Honolulu Hi 96813 or call (808) 426-4370 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Commitment to Growth and Service
With $184,574,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,439 in used auto loans and $1,328,379,211 in total loans and leases. Our $18,148,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Member-Centric Savings Options
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $24,186,310 in new vehicle loans and $20,798,651 in used vehicle loans, helping members get on the road with confidence. Whether you prefer a brand-new model or a reliable used car, our financing solutions can make it happen.
Business Financing
For business owners, our outstanding commercial loans totaling $210,805,519 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to enhance your current operations, we offer competitive rates and personalized service to help your business thrive.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855, making buying or refinancing simple. We know that navigating the housing market can be challenging, but our team is here to guide you through every step of the process.
Refinancing Options
If you're considering refinancing existing loans for better terms or lower payments, our knowledgeable staff can assist you in exploring your options. We believe everyone deserves access to affordable financing solutions tailored to their unique circumstances. For more information about our loan offerings or eligibility criteria, feel free to contact us at 808-426-4370 or visit us at our branch located at 1099 Alakea St Ste 100 Honolulu Hi 96813. We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to help you take the next step toward achieving your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hawaii State Credit Union, we're committed to providing you with exceptional service and support throughout your financial journey.
Unsecured Credit Card Loans
Managing day-to-day finances can be easier with our flexible terms on unsecured credit card loans. With a total of $37,620,367 in loans available, we help members tackle unexpected expenses while enjoying the benefits of rewards and low-interest rates.
Loan Aggregator
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