Gulf Coast Credit Union Alice TX | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Gulf Coast, your trusted financial partner located at 1909 E Main St, Alice, TX 78332. Established in 1940, we have proudly served our community for over eight decades, growing alongside our members and adapting to their needs. With a strong commitment to fostering financial well-being, we now boast a membership of 18,793 individuals who trust us with their financial journeys. At Gulf Coast, we understand that each member's needs are unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage financing. Our total assets amount to an impressive $306,950,391, enabling us to provide robust support for your financial goals. With $14,460,737 in total deposits and a healthy net worth of $27,068,951, our financial stability ensures you can count on us today and in the future. Our dedicated team of 91 employees is here to assist you with personalized service. Under the leadership of CEO Jeremy Garza and Board President John Jackson, we strive to create a welcoming environment where everyone feels valued. Whether you're visiting our lobby or using our online banking services at ccgcfcu.com, we are committed to making banking easy and accessible for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1909 E Main St, Alice, TX 78332. If you have any questions or need assistance, don't hesitate to call us at 361-664-8331. Join us at Gulf Coast Credit Union where your financial success is our priority!

Branch History & Mission

At Gulf Coast Credit Union, we pride ourselves on a legacy that began in 1940, right here in Alice, Texas. Over the decades, our commitment to serving the financial needs of our community has only grown stronger. Located at 1909 E Main St, Alice, TX 78332, we are more than just a financial institution; we are a part of your neighborhood. Since our inception, Gulf Coast has evolved significantly. We have expanded our offerings and enhanced our services to meet the changing needs of our members. Today, we serve over 18,000 members and manage total assets exceeding $306 million. This growth reflects our dedication to providing exceptional personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission is simple yet powerful: to empower our members with the financial tools they need to thrive while fostering a supportive community environment. We believe in putting people first whether it's through offering competitive rates on loans or providing educational resources for better financial literacy. Our staff works tirelessly to ensure that every member feels valued and supported throughout their financial journey. While members can visit us at 1909 E Main St for all their banking needs, official correspondence should be sent to the same address. Our operating hours make it easy for you to stop by: Monday through Tuesday and Thursday through Friday from 9:00 A.M. to 4:30 P.M., with drive-thru banking available from 8:30 A.M. to 5:30 P.M. On Wednesdays, we open a bit later at 10:00 A.M., but rest assured that our drive-thru remains available. Gulf Coast Credit Union also embraces technology while ensuring accessibility for all members. We offer online and mobile banking options alongside traditional services like ATM access and drive-thru banking. As part of our commitment to community outreach, we partner with local organizations and participate in events that support those in need. Join us at Gulf Coast Credit Union today! Experience firsthand how we can help you achieve your financial goals while making a positive impact in Alice and beyond. For any questions or assistance, feel free to reach out at (361) 664-8331. Your financial future starts here!

Branch Location & Accessibility

Welcome to Gulf Coast, located conveniently at 1909 E Main St in the heart of Alice, Texas! Our branch is easily accessible for all members and visitors, whether you're stopping by for personal banking needs or just to say hello. Situated near local landmarks, finding us is a breeze. Plus, with ample parking available, you can visit us without the hassle. While our main address is 1909 E Main St, you can also send any official correspondence to the same address since our mailing address aligns with our physical location. We pride ourselves on making your banking experience as smooth as possible. Our branch features ADA-compliant access points and ramps to ensure everyone can comfortably enter and navigate our space. We are here to serve you during convenient hours: Monday, Tuesday, Thursday, and Friday from 9:00 A.M. to 4:30 P.M., and on Wednesday from 10:00 A.M. to 5:30 P.M. Although our lobby is temporarily closed for in-person visits, our drive-thru service is open during regular hours for deposits, withdrawals, and simple transactions. At Gulf Coast Credit Union, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We even have an ATM available on-site for quick cash withdrawals and balance checks. If you have any questions or need assistance, don't hesitate to give us a call at 361-664-8331. We look forward to welcoming you into our branch soon!

Member Eligibility

At Gulf Coast, we believe that becoming a member is about joining a community where you can feel supported and valued. If you're interested in opening an account with us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area. This inclusive approach allows us to serve our local community while providing exceptional financial services tailored to your needs. To learn more about specific eligibility requirements, feel free to visit our website at for the latest updates. Opening an account at Gulf Coast is designed to be straightforward and welcoming. You can start your journey by visiting us at 1909 E Main St, Alice, TX 78332, or you can call us at (361) 664-8331 if you have any questions. Our friendly staff is here to guide you every step of the way, ensuring that you not only become a member but also enjoy all the advantages that come with it. Discover how we can help you achieve your financial goals today! For further details on account opening procedures, please check out https://ccgcfcu.com/loans/.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $771,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing transactions, our merchant services simplify payment processing so you can focus on what you do best running your business. Picture your customers checking out smoothly, whether they're paying with cash, card, or mobile payments. Our tailored solutions help enhance customer satisfaction while streamlining your operations. Located at 1909 E Main St Alice Tx 78332 in Alice, TX, we invite you to discover how our business banking services can empower your entrepreneurial journey. Reach us at (361) 664-8331 for personalized support!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the car of your dreams. We understand that financing can be daunting, so we offer competitive rates and flexible terms that fit your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored to help you grow your business. From managing cash flow to funding new projects, we're here to support your ambitions.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who want to earn as they spend. Enjoy cashback on purchases or points toward travel, making everyday spending rewarding.

Digital Banking Services

In today's fast-paced world, convenience is key. With our Online & Mobile Banking services, you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills right from your smartphone or computer. We also provide easy ATM access for cash withdrawals and balance checks.

Drive-Thru and ATM Services

Need quick banking solutions? Our Basic Drive-Thru Banking allows you to perform deposits and withdrawals without leaving your car. For added convenience, we also have ATMs available for simple transactions. At Gulf Coast, we strive to make banking accessible and straightforward for everyone. If you have any questions or would like more information about how our services can benefit you, feel free to reach out at (361) 664-8331 or visit us online at Alice. We're excited to assist you on your financial journey!

Mortgage Loans & Refinancing

If homeownership is on your mind, our Mortgage Loans & Refinancing services can guide you through the process. Whether you're purchasing your first home or refinancing an existing mortgage, we provide personalized support every step of the way.

Personal Banking

For individuals looking to manage their money effectively, our Personal Banking services include checking and savings accounts designed to help you save and grow your funds. Imagine having a checking account that works for you with no hidden fees, allowing you to spend and save without worry.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options. This service can help you manage debt more effectively, combining multiple payments into one manageable monthly payment.

Digital & Online Banking

Enjoy Banking on Your Mobile Device

Our mobile application offers all these features right in the palm of your hand. You can make mobile payments, manage your accounts, and even deposit checks without visiting a branch. It's banking made simple! Security is always a priority at Gulf Coast. We employ advanced measures to keep your information safe while ensuring that accessing your accounts is straightforward and hassle-free. Join us today and experience how digital banking can enhance your financial life. With services tailored for accessibility and ease-of-use, managing your finances has never been more convenient. Visit us at https://ccgcfcu.com/ to get started!

Key Features of Our Digital Banking Services

With our 24/7 online banking service, you have the power to check your balance, transfer funds, and pay bills all from the comfort of your own home or while out and about. No more waiting in line your bank is always open! For those times when you need to send money quickly, our person-to-person transfers feature allows you to send money directly to friends or family with just a few taps on your screen. We also provide e-statements, so you can view your account statements electronically. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, with our electronic signature authorization, signing documents has never been easier or more secure.

Financial Strength

At Gulf Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial standing, which is designed to serve you better in every aspect of your banking experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $27,068,951, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $882, ensuring that we can continue providing loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $141,674,791 in share certificates and $18,852,811 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $38,633,479, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community shines through with $26,738,288 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures to serve our members better. With $4,298 in used auto loans and $273,486,418 in total loans and leases, our lending capacity supports your financial goals across various sectors. Even though our net income currently stands at $-1,462,271, this reflects our ongoing efforts to streamline operations while maintaining excellent service for you. We are dedicated to being here for you today and in the future. We also take pride in having 91 full-time employees ready to assist you. Our knowledgeable team is committed to making your banking experience as smooth as possible. Net Shares (Funds available for lending and investments): $2,292,621. Total Share and Deposit Accounts: 30,673, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gulf Coast is your trusted partner. Visit us at 1909 E Main St Alice Tx 78332 or call (361) 664-8331 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $101,586,668 in used vehicle loans and $64,877,702 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $771,746 provide the capital needed to expand operations or invest in new projects. We support local businesses by offering competitive terms and personalized service. If you're considering refinancing any existing loans or exploring eligibility options for our various products, don't hesitate to ask our team for details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gulf Coast Credit Union, we're committed to helping you navigate your financial journey with confidence and ease. Visit us today or call us at (361) 664-8331 for more information about how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $59,905, which could be the key to unlocking your dream home. Our knowledgeable staff is ready to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $1,388,207 in unsecured credit card loans provided to our members, you can benefit from lower interest rates and flexible repayment plans designed to suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers presented are fair and transparent. By relying on verified data from legitimate financial institutions, users can trust that they are getting honest comparisons without hidden agendas.

Gulf Coast