Guardian Credit Union West Milwaukee WI | Affordable Auto Loans & Business Banking

Introduction

A Community-Centric Approach

Our mission goes beyond just numbers; it's about building lasting relationships within the West Milwaukee community. With a net worth of $29,192,330 and cash in hand totaling $3,636,206, we are well-positioned to support local initiatives and foster economic growth. Our CEO, Kevin Nitka, along with Board President Robert Jelinek, leads our team of 92 employees who are passionate about delivering exceptional service every day. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, Guardian Credit Union has got you covered. We are proud to offer a range of services tailored to meet your needs while maintaining transparency and trustworthiness.

Connect with Us

We invite you to experience the Guardian difference. Whether you're visiting us in person or reaching out through our website at guardian credit union, we are here to assist you every step of the way. For any inquiries or assistance, feel free to call us at 414-546-7450 during our lobby hours from Monday to Friday, 9 AM to 5 PM, or visit us on Saturdays from 9 AM to Noon at our drive-thru. Join us at Guardian Credit Union today! Let us help you navigate your financial journey with confidence and care.

Branch History & Mission

At Guardian Credit Union, our story is woven into the fabric of West Milwaukee, Wisconsin. Established in 1934, our branch has a rich legacy of supporting the financial needs of our members while fostering community growth. Over the decades, we have grown alongside the families and businesses in our area, proudly serving over 26,700 members today. Located at 4501 W Greenfield Ave, our branch is more than just a place for banking; it's a hub for personal connections and local support. Whether you're near the bustling local shops or enjoying a day at the nearby parks, our doors are always open to welcome you in. If you need to reach us by mail, please send your correspondence to 4501 W Greenfield Ave, West Milwaukee, WI 53214. Our mission at Guardian Credit Union is simple yet profound: we strive to provide excellent financial services while making a positive impact in our community. We believe that everyone deserves access to affordable financial solutions tailored to their unique needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. Guardian Credit Union has seen significant milestones throughout its history. We currently manage total assets of over $293 million, allowing us to offer competitive rates on loans and savings products. Our commitment extends beyond financial transactions; we actively engage with our community through various outreach programs and partnerships designed to uplift those around us. We are also dedicated to embracing technology for better service delivery. With features like online banking, mobile payments, and ATM availability, we ensure that managing your finances is convenient and accessible. Our drive-thru service adds another layer of ease for members who prefer quick transactions without leaving their vehicles. As we look toward the future, we remain focused on enhancing member experiences and expanding our offerings. We invite you to visit us during our operating hours Monday through Friday from 9 AM to 5 PM, and Saturdays from 9 AM to Noon to see how we can assist you on your financial journey. Join Guardian Credit Union today and become part of a community-focused organization that prioritizes your financial well-being. Together, let's build a brighter future! For more information or assistance, feel free to call us at 414-546-7450 or explore our services online at guardiancu.org.

Branch Location & Accessibility

Welcome to Guardian Credit Union's West Milwaukee Office! Conveniently situated at 4501 W Greenfield Ave, our branch is easily accessible for all members and visitors. Whether you're stopping by to open a new account or simply need some banking assistance, our friendly team is here to help you every step of the way. Located in the heart of West Milwaukee, we're just a short drive from popular landmarks like Miller Park and the bustling local shops along Greenfield Avenue. Our branch offers ample parking, making your visit hassle-free. Plus, we are committed to accessibility, with features such as ADA-compliant ramps to ensure everyone can enjoy our services without difficulty. We understand that your time is valuable. That's why we offer convenient operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon for our drive-thru service. Need cash on the go? You'll be pleased to know we have an ATM available for quick withdrawals and balance checks. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide business banking solutions. If you prefer conducting transactions from your vehicle, our drive-thru service makes it easy for you to manage your banking needs without leaving your car. While members can visit us at 4501 W Greenfield Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance before visiting us, feel free to give us a call at 414-546-7450. We invite you to come experience the friendly service that sets Guardian Credit Union apart. Your financial wellness is our priority!

Member Eligibility

Becoming a member of Guardian feels like joining a warm, welcoming community where your financial needs come first. To qualify for membership, you simply need to be a resident or work in the local area, which means we're here for you if you live or are employed in our vibrant community. The eligibility criteria are easy to meet and designed to include as many people as possible. For more details on what it takes to become a part of our family, feel free to check out our comprehensive guide at https://www.guardiancu.org/membership-and-services/. Once you're ready to take the next step, opening an account with us is just as simple! You can find all the information you need about account openings at https://www.guardiancu.org/loans/apply/. If you have any questions or want to chat about membership options, don't hesitate to give us a call at (414) 546-7450. We're excited to welcome you into the Guardian family at our location: 4501 W Greenfield Ave West Milwaukee Wi 53214!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services designed to simplify your daily operations. Imagine being able to accept payments seamlessly from customers while also managing your cash flow effectively. Our services help you focus on what you do best running your business while we take care of the financial details. Whether you're looking for flexible financing options or efficient payment solutions, Guardian has your back. Visit us at 4501 W Greenfield Ave West Milwaukee Wi 53214 or call us at (414) 546-7450 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

With technology playing a significant role in today's world, we offer robust online and mobile banking features that let you manage your accounts from anywhere. You can transfer funds, pay bills, and even send money to friends through our person-to-person payment service.

Convenient Access

Need cash? Our branch has an ATM available for quick withdrawals and balance checks. For those who prefer in-person service, we have basic drive-thru banking where you can handle deposits and withdrawals quickly without leaving your car.

Financing Your Dreams

If you're looking to purchase a vehicle, our auto loans and vehicle financing options can help you get on the road without the stress of high payments. We also provide mortgage loans and refinancing solutions for those dreaming of homeownership or looking to lower their current mortgage rates. For unexpected expenses or consolidating debt, our personal loans can give you the flexibility you need.

Personal Banking Made Simple

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking solutions such as checking and savings accounts to help you keep track of your money with ease. Whether you're saving for a vacation or everyday expenses, our accounts are designed to fit your lifestyle.

Rewards That Matter

Our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy the things you love while managing your budget.

Stay Connected

You can reach us anytime at 414-546-7450 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon. We're here to assist with any questions about our services or how we can better serve your financial needs. At Guardian Credit Union, we strive to be more than just a financial institution; we aim to be a partner in your financial journey. To learn more about how we can help you achieve your goals or to open an account today, visit us online at www.guardiancu.org. Join us as we work together towards a brighter financial future!

Supporting Local Businesses

For our business members, we offer comprehensive business banking services, including merchant services and business loans tailored specifically for local entrepreneurs. We believe in supporting our community by providing the tools necessary for success.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your account, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. Plus, our mobile application ensures that all of these features are right in your pocket, making it simple to stay on top of your finances wherever life takes you. Security is a top priority for us. You can rest easy knowing that your transactions are protected with advanced security measures. While we currently do not offer electronic signature authorization, our commitment to keeping your information safe remains steadfast.

More Convenient Options

We also provide e-statements for those who prefer a paperless option, giving you quick access to your financial records without the clutter. If you ever need to send money to friends or family, our person-to-person transfer feature makes it easy and hassle-free. Additionally, if you enjoy using mobile payment options, you'll be glad to know that we support mobile payments! This means you can make purchases directly from your phone without needing cash or cards. In summary, Guardian is dedicated to providing accessible and user-friendly online banking solutions tailored for our members' needs. Visit us at https://www.guardiancu.org/ today to explore how we can help you manage your money efficiently and securely!

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, built on a foundation of trust and commitment to serving you. With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $50,400 in used auto loans and a total of $179,817,485 in loans and leases across various sectors. Our operational efficiency shines through with a reported net income of $1,131,595, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident as we have 52,769 total share accounts, showing that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Guardian is your trusted partner. Visit us at 4501 W Greenfield Ave West Milwaukee Wi 53214 or call 414-546-7450 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. We have flexible terms and competitive rates designed to fit various budgets. If you're considering refinancing your current auto loan, our team can help explore options that may lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $508,695 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds when opportunities arise. At Guardian, we pride ourselves on making the lending process straightforward and accessible. Whether you are interested in one of our loan products or have questions about eligibility options, our friendly staff is just a phone call away at (414) 546-7450. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today to find out how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options. If you're already a homeowner but are considering refinancing for better rates or terms, we can assist with that as well.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or simply have a safety net for emergencies.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified data, LendMesh builds a foundation of trust for its users.

Guardian