Guardian Credit Union West Allis WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Guardian Credit Union at our West Allis office, located at 11220 W Oklahoma Ave, West Allis, WI 53227. Since our establishment in 1934, we have been dedicated to serving our community with integrity and commitment. With a proud membership base of 26,756 individuals, we are more than just a financial institution; we are your trusted partner in achieving financial well-being. At Guardian, we believe that every member deserves personalized service and access to quality financial products. Our total assets amount to an impressive $293,355,406, reflecting our strong position in the industry. We manage over $18,467,741 in deposits and offer a wide range of loans, with a total of 79,144 loans and leases available to help you meet your needs be it for a new car or home financing. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Kevin Nitka and Board President Robert Jelinek, we prioritize the needs of our members above all else. With 92 employees ready to assist you, we strive to create meaningful connections within our community while offering convenient services like online banking and mobile payments. While members can visit us at our branch location, official correspondence should be sent to the same address: 11220 W Oklahoma Ave, West Allis, WI 53227. Feel free to reach out at (414) 546-7450 for any inquiries or assistance. Join us today and experience what it means to be part of a credit union that truly cares about its members. Visit us online at guardian credit union or stop by during our operating hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to Noon. Your financial journey starts here!

Branch History & Mission

A Legacy of Growth and Service

From our humble beginnings, Guardian Credit Union has blossomed into a vital institution with total assets exceeding $293 million. Our journey reflects not only a dedication to financial services but also a profound commitment to supporting the local community. Over the years, we have embraced advancements in technology while ensuring that our services remain accessible and user-friendly for everyone. We are proud to offer a range of personal banking options, including checking and savings accounts, auto loans, mortgages, and business banking services.

Join Us at Guardian Credit Union

While members can visit us at our branch address in West Allis for all their banking needs, official correspondence should be sent to the same address: 11220 W Oklahoma Ave, West Allis, WI 53227. Our facility features an ATM for easy access to cash and drive-thru banking for simple transactions without leaving your vehicle. As we look forward to the future, we invite you to become part of the Guardian family. Experience personalized service that puts you first join us today and discover how Guardian Credit Union can help you achieve your financial goals! For more information or assistance, feel free to call us at 414-546-7450 or visit our website at guardian credit union.

Our Mission: Empowering Our Community

At Guardian Credit Union, our mission is clear: we strive to empower our members through comprehensive financial solutions while nurturing strong community ties. We believe in providing more than just banking services; we aim to foster financial literacy and support initiatives that make a difference in people's lives. By partnering with local organizations and engaging in outreach efforts, we work diligently to uplift those around us. Our operating hours are designed for your convenience Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon at our drive-thru. Whether you visit us in person or connect with us through online banking services, we're here to assist you every step of the way.

Branch Location & Accessibility

Convenience and Accessibility

At Guardian Credit Union, we prioritize your comfort and ease. Our branch features ample parking to make your visit hassle-free. We also ensure that our facilities are ADA compliant, including ramps and accessible entrances, so everyone can enjoy our services without any barriers. While members can visit us at 11220 W Oklahoma Ave, official correspondence should be sent to the same address. This helps keep everything streamlined and efficient!

Operating Hours

We understand that life can be busy. That's why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, perfect for stopping by after work or during lunch breaks. On Saturdays, you can take advantage of our drive-thru service from 9 AM to noon for those quick transactions.

Services You Can Count On

Our branch is equipped with an ATM for convenient cash withdrawals and balance checks anytime you need them. Plus, we offer drive-thru banking for easy deposits and withdrawals without leaving your vehicle ideal for those on the go! Whether you're interested in personal banking options like checking accounts or auto loans, or need business banking solutions, our friendly staff is here to assist you. Feel free to reach out at 414-546-7450 if you have any questions or need assistance before your visit. We're excited to help you achieve your financial goals! Come visit us at Guardian Credit Union today where community meets convenience!

Member Eligibility

At Guardian, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports you on your financial journey. If you're wondering whether you can join us, the good news is that many people qualify! Generally, anyone who lives or works in the West Allis area can become a member. We also welcome family members of existing members, so if your loved ones are already part of our community, you can easily join in too. This membership opens up a world of benefits including personalized service, competitive rates, and access to various financial products tailored to meet your needs. For more specific eligibility criteria, feel free to check out our detailed information at https://www.guardiancu.org/membership-and-services/. Getting started with us is a breeze! If you're ready to take the next step, you can open an account online by visiting https://www.guardiancu.org/loans/apply/. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (414) 546-7450. We're here to help you every step of the way as you become part of our vibrant Guardian family located at 11220 W Oklahoma Ave West Allis Wi 53227.

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, having reliable merchant services is crucial. At Guardian, we provide solutions that simplify transactions and enhance customer experiences. From payment processing to point-of-sale systems, our services empower you to focus on what you do best running your business. Located conveniently at 11220 W Oklahoma Ave West Allis Wi 53227, West Allis, WI 53227, we're here to help you thrive. Contact us today at (414) 546-7450 and explore how we can partner with you for success!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café wanting to renovate its space or a tech startup needing funds for new equipment. With our personalized loan options, those dreams can become reality.

Comprehensive List Of Services

Accessibility

Our commitment to accessibility means that whether you're using an ATM for balance checks or making cash withdrawals, we strive to meet all your banking needs efficiently. We invite you to come visit us at Guardian, where our friendly staff is ready to assist you. Feel free to call us at (414) 546-7450 if you have any questions about our services or if you'd like to set up an appointment. Explore all the ways we can help enhance your financial journey today!

Business Banking

If you're an entrepreneur or business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans that help fuel your growth, we're here to support your success.

Credit Options

Looking for rewards on your spending? Our Credit Cards with Rewards offer fantastic perks that help you earn while you shop. Whether it's cashback or travel points, there's something for everyone.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. With features like ATM & Cash Withdrawal Services, accessing your funds has never been easier. Our basic drive-thru banking makes quick transactions simple whether it's deposits or withdrawals.

Home Financing

Homeownership is a significant milestone, and at Guardian, we make it easier with our Mortgage Loans & Refinancing options. Our knowledgeable team will guide you through the process, ensuring that you understand every step along the way. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services provide flexible solutions to manage your finances effectively.

Personal Banking

Whether you're opening a checking account for everyday expenses or saving for future plans, our Personal Banking services have got you covered. We offer various Checking & Savings Accounts designed to fit different lifestyles and needs. If you're looking to buy a new car or refinance an existing loan, check out our Auto Loans & Vehicle Financing, which can make that dream vehicle a reality without breaking the bank.

Digital & Online Banking

Key Features

Managing your money has never been easier! You can enjoy features like e-statements, which provide a quick and eco-friendly way to access your account statements. Plus, our mobile application allows you to handle transactions on the go, whether you're at home or out and about. For those who love using their smartphones for payments, our mobile payments feature lets you make purchases quickly and securely. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and fast to send funds directly from your account to theirs. And while we currently don't offer electronic signature authorization, we prioritize keeping your information safe every step of the way. With these user-friendly tools at your fingertips, managing your finances is not only efficient but also enjoyable. Whether you're tracking spending or making important transactions, our digital banking services are here to support you every day. Experience the ease of banking with Guardian today!

Financial Strength

Growing Member Base

We have built a strong relationship with our members over time. Total Share and Deposit Accounts: 52,769, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 11220 W Oklahoma Ave West Allis Wi 53227 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,131,595 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us keep pace with your needs while fostering community growth.

Secure Savings Opportunities

Your savings are safe with us. Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $50,400 in used auto loans and $179,817,485 in total loans and leases, we're here to help you finance your dreams from purchasing vehicles to securing personal loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. We also provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $508,695 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing support through tailored lending solutions. At Guardian, we also recognize that many members may seek refinancing options or want to check their eligibility for various loan products. Our team is here to walk you through these processes and ensure you find the right fit for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can benefit you today! Visit us online or stop by our branch for more information on how we can help you achieve your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. We work closely with you to understand your situation and find the best mortgage solution tailored to your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we are here to help. We offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively. Our credit cards come with various features designed to meet different spending habits while maintaining affordability.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to working with reputable institutions guarantees fair and transparent offers for all users.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This approach ensures transparency and helps users trust the information they receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus here is on delivering unbiased results so users can make informed decisions without influence. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows individuals to see a variety of options at a glance, making it easier to choose the best fit for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in finding competitive rates. Ready to take control of your borrowing experience? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Guardian