Guardian Credit Union Waukesha WI | Top Auto Loans & Business Banking

Introduction

Welcome to Guardian Credit Union located at 1501 E Sunset Dr, Waukesha, WI 53189! Since our establishment in 1934, we've been dedicated to serving our community and providing reliable financial services tailored to meet the needs of our members. With a membership base of over 26,700, we are proud to be a trusted partner in helping individuals and families achieve their financial goals. At Guardian, we understand that every member's journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand strong at $293,355,406, ensuring that we have the resources to support your financial needs effectively. In addition to our robust offerings, we're committed to transparency and community engagement. Under the leadership of our CEO, Kevin Nitka, and Board President, Robert Jelinek, we strive to create an environment where every member feels valued and heard. With 92 dedicated employees, we ensure personalized service whether you visit us in person or connect with us through online and mobile banking options. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 1501 E Sunset Drive, Waukesha, WI 53189. We invite you to explore the various ways we can assist you in your financial journey. For any inquiries or assistance, feel free to reach out at 414-546-7450. Join us today at Guardian Credit Union where your financial well-being is our top priority! Visit our website at www.guardiancu.org for more information on how we can serve you better.

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Guardian family. Together, let's build a brighter financial future filled with opportunities. Whether you're looking for personal loans or business solutions, Guardian Credit Union is here for you every step of the way. Explore your membership options today by visiting our website or stop by our branch we would love to welcome you!

Our Mission

At Guardian Credit Union, our mission goes beyond providing excellent financial products. We are dedicated to fostering strong relationships within the Waukesha community by actively participating in outreach programs and partnering with local organizations. We believe that by supporting our members and their families, we contribute to the overall well-being of the neighborhoods we serve. While you can visit us at our branch for all your banking needs during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon you can also reach us easily at 414-546-7450 for any inquiries or assistance. Our commitment to service extends beyond the walls of our branch; we also offer drive-thru banking for quick transactions and ATM availability for easy access to cash whenever you need it.

Our Story

Located at 1501 E Sunset Dr, Waukesha, WI 53189, Guardian Credit Union has grown alongside this vibrant city. Our branch is not only a place for banking but also a hub for community engagement. From humble beginnings, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. We strive to be more than just a financial institution; we aim to be a trusted partner in our members' financial journeys. In addition to traditional banking services, we embrace modern technology to ensure our members have access to convenient digital banking tools. With features like mobile payments and online banking, managing finances has never been easier. We take pride in being accessible and compliant with ADA standards so everyone can benefit from our services.

Branch Location & Accessibility

Welcome to Guardian Credit Union, your trusted financial partner conveniently located at 1501 E Sunset Dr, Waukesha, WI 53189. Situated in the heart of Waukesha County, our branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the beautiful Minooka Park or the bustling downtown area, you'll find us ready to serve you. At Guardian Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can comfortably visit us. Ample parking is available, making it easy for you to stop by for a quick transaction or an in-depth consultation with one of our friendly staff members. We understand that life can get busy, so we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, while our drive-thru service is available on Saturdays from 9 AM to noon. With both options available, you can choose the most convenient way to access our services. Speaking of services, at Guardian Credit Union, we offer a range of banking solutions tailored to meet your needs be it checking and savings accounts, auto loans and financing, mortgage options, or credit cards with rewards. Plus, our drive-thru facility provides a quick and easy way to make deposits and withdrawals without leaving your car. For added convenience, we also have ATM availability on-site and participate in shared service centers. This means you can conduct basic transactions even if you're a member of another partnering credit union. If you have any questions or need assistance during your visit, don't hesitate to reach out! You can contact us at 414-546-7450. We're here to help you every step of the way. So come visit us at Guardian Credit Union your financial journey starts here!

Member Eligibility

Becoming a member of Guardian is like joining a family that truly cares about your financial well-being. If you're living, working, or attending school in Waukesha County, or if you have a relative who is already a member, you're likely eligible to join us! We welcome individuals from various backgrounds and situations, ensuring everyone has access to the supportive services we offer. As a member, you'll enjoy competitive rates on loans, personalized service, and community-focused programs designed to help you thrive financially. To learn more about the specific eligibility criteria and how easy it is to get started, check out our detailed resource at https://www.guardiancu.org/membership-and-services/. Ready to open an account? It's simple! Just visit https://www.guardiancu.org/loans/apply/ or give us a call at (414) 546-7450 for any questions. Join us at our branch located at 1501 E Sunset Dr Waukesha Wi 53189, and let's work together towards your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy for you and your customers. Imagine having the ability to accept payments anytime, anywhere. Our services ensure you can focus on what you do best running your business while we handle the financial transactions seamlessly. Visit us at 1501 E Sunset Dr Waukesha Wi 53189 in Waukesha, WI, or call us at (414) 546-7450 to learn how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Business Services

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We understand that every business has unique needs, so we work closely with you to provide solutions that make sense for your operations.

Community-Centric Approach

At Guardian, we also participate in shared branching transactions for partner credit union members, ensuring even greater access to your funds when you're traveling or away from home. We invite you to explore all these services at our branch or visit us online at https://www.guardiancu.org/ for more information. If you have any questions or need assistance, don't hesitate to call us at (414) 546-7450. Our team is here to help! Join us at Guardian, where we're committed to making your financial journey as smooth as possible!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Earn points for every purchase you make, which can be redeemed for travel, merchandise, or even cash back giving you more value from your everyday spending.

Digital Banking Convenience

In today's busy world, convenience matters. That's why we offer comprehensive online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills on-the-go, our digital tools are user-friendly and secure. Additionally, we have an ATM on-site for quick cash withdrawals and basic transactions like balance checks without stepping inside the branch. If you prefer face-to-face service but are short on time, our drive-thru banking offers quick access to essential transactions such as deposits and withdrawals.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are here to guide you through the process. We understand that this is one of the most significant decisions you'll ever make, which is why we provide expert advice every step of the way. For those looking to consolidate debt or cover unexpected expenses, our personal loans can be an excellent solution. They offer flexibility and peace of mind when you need it most.

Personal Banking

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that help you manage your money efficiently. Imagine having the flexibility of a checking account combined with the security of a savings account all designed with features that simplify your financial life. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it straightforward and affordable. With competitive rates, you can drive away in the car you want without breaking the bank.

Digital & Online Banking

At Guardian, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you the flexibility you need to handle your money anytime, anywhere. With our online banking platform, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our mobile application, banking on the go has never been easier. You'll have all the features right at your fingertips, making it easy to stay on top of your financial goals. We also provide e-statements to help you keep track of your transactions in an environmentally friendly way. No more paper clutter! You can easily view and download your statements online whenever you need them. And if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is here to make those transactions hassle-free. Security is a top priority at Guardian. Our online banking services use advanced security measures to protect your personal information and ensure that your transactions are safe. Although we currently do not offer electronic signature authorization, rest assured that our commitment to safeguarding your data remains unwavering. Additionally, if you're interested in mobile payments, we support this feature too! Enjoy the convenience of making purchases directly from your smartphone with ease. At Guardian, we're dedicated to providing you with accessible and user-friendly digital banking solutions that fit into your busy lifestyle. Discover how our online services can enhance your banking experience today!

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with integrity and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $50,400 in used auto loans and $179,817,485 in total loans and leases. Our operational efficiency is reflected in our $1,131,595, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $1,514,756, we have the resources to support your needs. Total Share and Deposit Accounts stand at 52,769, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 1501 E Sunset Dr Waukesha Wi 53189 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $508,695 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital to cover expenses during slow seasons, we're here to help businesses thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. We aim to support you through each stage of home financing from pre-approval to closing making sure you feel confident in your decision.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to discuss how we can assist you in making the best financial decisions based on your current situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We believe that clear communication and transparency are essential when it comes to lending. No matter what your financial needs may be, Guardian Credit Union is committed to providing you with reliable support and excellent service. Visit us today or call us at 414-546-7450 to learn more about how we can help you secure the funding you need!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively. These cards are perfect for those looking to make purchases without putting down collateral while enjoying the freedom to pay off balances over time.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when looking for loans.

Guardian