Guardian Credit Union South Milwaukee WI | Affordable Auto Loans & ATM Access

Introduction

Welcome to Guardian Credit Union, your trusted financial partner located at 1025 Milwaukee Ave, South Milwaukee, WI 53172. Since our establishment in 1934, we have been dedicated to serving our community with a personal touch, helping over 26,000 members achieve their financial goals. Our commitment is reflected not only in the strong relationships we build but also in our robust financial standing, with total assets reaching an impressive $293,355,406. At Guardian Credit Union, we offer a wide array of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With total deposits amounting to $18,467,741 and a net worth of $29,192,330, you can trust that your finances are in capable hands. We also pride ourselves on our liquidity, holding $3,636,206 in cash to ensure we can respond swiftly to member needs. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Kevin Nitka and Board President Robert Jelinek, our staff of 92 employees is here to provide friendly service and expert advice. Whether you have questions about loans or need assistance with online banking, we're just a phone call away at 414-546-7450. While you can visit us at our branch for all your banking needs during our operating hours from Monday to Friday (9 AM - 5 PM) and Saturday (9 AM - Noon), official correspondence should be sent to our mailing address: 1025 Milwaukee Ave, South Milwaukee, WI 53172. Join us as we continue to grow together within the South Milwaukee community. Visit us online at Guardian Credit Union or stop by today we look forward to helping you secure your financial future!

Branch History & Mission

At Guardian Credit Union, our story is one of community spirit and unwavering commitment. Established in 1934, we have proudly served South Milwaukee, WI, for nearly nine decades. From our humble beginnings, we have grown into a trusted financial partner for over 26,000 members, offering a wide range of services designed to meet the needs of individuals and families alike. Our branch is conveniently located at 1025 Milwaukee Ave, South Milwaukee, WI 53172. Just a stone's throw away from local landmarks and neighborhoods, we are deeply rooted in the community we serve. While members can visit us at this address for in-person assistance or to discuss their financial goals, official correspondence should be sent to the same mailing address for clarity and convenience. Guardian Credit Union's mission revolves around empowering our members through accessible financial services while fostering a supportive community environment. We believe that everyone deserves a chance to achieve their financial dreams. Our services include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking options. Over the years, we've embraced advancements in technology to enhance our members' experience. We offer online and mobile banking solutions that allow members to manage their finances on-the-go. With features such as person-to-person payments and e-statements, we ensure that banking with us is not only efficient but also user-friendly. As part of our commitment to service excellence, we prioritize accessibility for all members. Our branch is ADA compliant and strives to create an inclusive environment where everyone feels welcome. While we currently do not offer drive-thru banking services or shared service centers, our dedicated team is always ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon. Our journey reflects not just growth in numbers our total assets now exceed $293 million but also our dedication to giving back to the community. We actively engage in partnerships and outreach efforts aimed at supporting local initiatives that make a difference in the lives of our neighbors. Join us at Guardian Credit Union as we continue this legacy of service and support. Experience firsthand how we can help you reach your financial goals while being part of a caring community. For more information or to become a member today, please call us at 414-546-7450 or visit our website at www.guardiancu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks

Situated close to local favorites like the South Milwaukee Performing Arts Center and the scenic Grant Park, our location makes it easy to combine your banking errands with a trip to these vibrant community spots. Whether you're grabbing a quick bite or enjoying a stroll in the park, we're just around the corner.

Operating Hours and Services

We understand that life can be busy, which is why our lobby is open Monday through Friday from 9 AM to 5 PM, and we also welcome you on Saturdays from 9 AM to Noon. Although we don't offer drive-thru service, you can still enjoy convenient ATM access during your visit. At Guardian Credit Union, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you every step of the way. Plus, with online and mobile banking services available, managing your finances has never been easier.

Visit Us Today!

If you have any questions or need assistance, feel free to call us at 414-546-7450. We look forward to welcoming you at Guardian Credit Union's South Milwaukee Office! Come see how we can help you achieve your financial goals today!

Member Eligibility

At Guardian, we believe that everyone deserves access to financial support and services that feel personal and welcoming. Becoming a member is simple and inclusive! If you live, work, or worship in the South Milwaukee area, you're likely eligible to join our community. We also extend membership to family members of existing members, making it easy for loved ones to benefit from our offerings together. Our goal is to create a supportive environment where you can thrive financially, whether you're looking for checking accounts, loans, or other services tailored just for you. To get started on your membership journey with us at Guardian, all you need to do is visit our website for the complete eligibility details at https://www.guardiancu.org/membership-and-services/. Once you're ready, opening an account is a breeze! You can find all the information you need about the account opening process right here: https://www.guardiancu.org/loans/apply/. If you have any questions or need assistance, don't hesitate to reach out at (414) 546-7450. We're excited to welcome you into our community at 1025 Milwaukee Ave South Milwaukee Wi 53172!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or expand your workspace without the financial strain. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having reliable payment processing is crucial. Our merchant services empower you to accept various payment types, ensuring smooth transactions for your customers. Picture this: a busy Saturday at your store where customers can pay effortlessly using their credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your sales. Let Guardian be your partner in success. Visit us at 1025 Milwaukee Ave South Milwaukee Wi 53172 in South Milwaukee, WI, or call us at (414) 546-7450 to learn more about how we can support your business goals!

Comprehensive List Of Services

Accessibility

Our branch operates Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon, making it easy for you to visit us during the week or on weekends. You can reach us at 414-546-7450 if you have any questions about our services or need assistance. At Guardian Credit Union in South Milwaukee, we pride ourselves on being more than just a financial institution; we're a community partner committed to serving your needs. Whether you're looking for personal banking options or business solutions, we're here every step of the way. Explore all our services today by visiting our website, or come see us at our branch! Your financial journey starts here!

Credit Cards & Business Services

For everyday spending, our credit cards with rewards allow you to earn while you spend! Enjoy benefits that fit your lifestyle, whether it's cash back or travel points. If you're an entrepreneur or small business owner, our business banking services, including merchant services and business loans, can help you grow your business efficiently.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, keeping track of your money has never been easier. Plus, our ATM services ensure that you have access to cash whenever you need it.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for everyday use, helping you easily manage your money. Whether you're saving for a vacation or just need a safe place to keep your funds, our accounts come with features that simplify banking. When it comes to larger purchases, such as vehicles or homes, we provide auto loans and vehicle financing options that make driving off in your dream car a reality. Our flexible terms and competitive rates ensure you get the best deal possible. For those looking to buy a home, our mortgage loans and refinancing options can guide you through the home-buying process smoothly. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here for you. We aim to help ease financial burdens with straightforward terms and helpful advice.

Digital & Online Banking

Key Features

Our online banking platform at https://www.guardiancu.org/ is user-friendly and packed with features to help you stay on top of your finances. You can view your account balances, transfer money, and pay bills all from the comfort of your home. Plus, with our e-statements available, you can say goodbye to paper clutter and access your financial statements anytime you need them. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. No more waiting for checks to clear or worrying about cash simply send funds directly from your account.

Mobile Banking Made Easy

For those on the go, our mobile application is here to help. Available for download on both iOS and Android devices, it offers all the functionalities of online banking right in your pocket. You can make mobile payments quickly and securely, ensuring you never miss a beat when it comes to managing your expenses.

Security You Can Trust

Your security is our priority. While we don't currently support electronic signature authorization, we have other robust measures in place to protect your information. We work hard to ensure that every transaction is safe and secure so you can focus on what matters most your financial well-being. With all these tools at your fingertips through Guardian, managing your finances has never been more accessible or efficient. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $50,400 in used auto loans and $179,817,485 in total loans and leases. Our operational efficiency is reflected in our $1,131,595, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 52,769, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $1,514,756, further enhancing our ability to support our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 1025 Milwaukee Ave South Milwaukee Wi 53172 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $508,695 provide the capital needed to grow and expand. We understand that every business has unique needs, and we're here to support you with tailored financing solutions. If you're interested in any of these loan products or want to learn more about refinancing options available at Guardian, feel free to reach out! Our team is ready to assist you with any questions you may have. You can visit us at 1025 Milwaukee Ave South Milwaukee Wi 53172 in South Milwaukee, WI, or give us a call at (414) 546-7450 during our operating hours: M-F from 9 AM to 5 PM and Saturdays from 9 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing that meets your needs!

Credit Lines and Unsecured Loans

For those needing quick access to cash or planning larger purchases, our total credit lines amounting to $90,758,854 offer flexibility and convenience. We also offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. We provide various mortgage plans that cater to first-time homebuyers as well as those looking to refinance their current mortgage for better terms.

Loan Aggregator

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Guardian