Guardian Credit Union Oak Creek WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Guardian Credit Union, your trusted financial partner since 1934. Located at 7801 S Howell Ave, Oak Creek, WI 53154, we are dedicated to serving our community with a personal touch. With over 26,000 members and total assets reaching $293,355,406, we pride ourselves on fostering a supportive environment where your financial needs come first. At Guardian Credit Union, we understand that each member has unique goals and dreams. Whether you're looking for the perfect auto loan, planning to buy a home, or simply want to open a checking account, our experienced team is here to guide you every step of the way. Our CEO, Kevin Nitka, alongside Board President Robert Jelinek, leads our committed staff of 92 employees who are passionate about making banking easy and accessible. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 7801 S Howell Ave, Oak Creek, WI 53154. We are proud of our strong financial standing, with total loans amounting to 79,144 and total deposits of $18,467,741. With a net worth of $29,192,330 and cash readily available at $3,636,206, you can trust that your money is in safe hands. Our commitment to community extends beyond just numbers; we aim to empower our members through various services such as online and mobile banking, personal loans with competitive rates, and business banking solutions tailored for local enterprises. Ready to take the next step towards achieving your financial goals? Give us a call at 414-546-7450 or explore our website at www.guardiancu.org for more information on how we can assist you today!

Branch History & Mission

Commitment to Community

At Guardian Credit Union, we understand that our success is intertwined with the well-being of our community. That's why we actively engage in outreach efforts and partnerships that support local initiatives. We believe in giving back and making a difference where it matters most. Our branch not only serves as a financial institution but also as a hub for community connection. While you can visit us at our Oak Creek location for personal banking services during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon we also offer convenient drive-thru banking and ATM access for quick transactions. If you need to send official correspondence, please use our mailing address at 7801 S Howell Ave, Oak Creek, WI 53154.

Join Us

We invite you to experience all that Guardian Credit Union has to offer. With a focus on member satisfaction and innovative solutions like online and mobile banking, we're here to help you achieve your financial goals. Whether you're looking for a new account or exploring loan options, our friendly staff is ready to assist you. Become part of a credit union that puts its members first. Join Guardian Credit Union today and discover how we can support your journey towards financial wellness! For more information or assistance, feel free to call us at (414) 546-7450 or visit us online at Guardian Credit Union.

Our Journey

From humble beginnings, Guardian has grown alongside the Oak Creek community, continually adapting and expanding our services to meet the needs of our members. Over the years, we've achieved significant milestones, including reaching total assets of ${total_assets} and maintaining a strong commitment to member service. Our growth is not just about numbers; it's about building relationships and supporting our members through every stage of life. Our mission is simple yet profound: we strive to provide accessible financial solutions that enhance the lives of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services, which is why we offer a range of products from checking accounts and auto loans to mortgage loans and credit cards with rewards.

Branch Location & Accessibility

Welcome to the Guardian Credit Union located at 7801 S Howell Ave in Oak Creek, Wisconsin! Our branch is designed with your convenience in mind, making it easy for you to access all of our services. Just a short drive from major local landmarks, including the Oak Creek High School and the scenic Lake Michigan shoreline, we're perfectly situated to serve our members. While members can visit us at 7801 S Howell Ave, official correspondence should be sent to the same address. We offer ample parking right outside our doors, along with ADA-compliant features to ensure that everyone can access our facilities comfortably. Our friendly team is here during convenient hours: Monday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to Noon for those busy weekdays. Whether you need assistance with personal banking, auto loans, or simply want to use our ATM services which are available on-site we have you covered. Plus, enjoy the ease of drive-thru banking for quick deposits and withdrawals without leaving your vehicle. At Guardian Credit Union, we pride ourselves on being more than just a financial institution; we're a part of the community. If you have any questions or need assistance, don't hesitate to give us a call at 414-546-7450. We invite you to stop by and see how we can help you reach your financial goals!

Member Eligibility

At Guardian, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, worship, or attend school in the Oak Creek area, you're likely eligible to join our credit union family. We pride ourselves on offering tailored financial services that meet your unique needs, from personal loans to convenient online banking options. The benefits of membership extend beyond just great rates; you'll also enjoy personalized service and support from our friendly team. To get started, all you need to do is check out the detailed eligibility criteria on our website at https://www.guardiancu.org/membership-and-services/. Once you confirm that you're eligible, opening an account is a breeze! You can find everything you need to know about the account opening process here: https://www.guardiancu.org/loans/apply/. If you have any questions or need assistance along the way, don't hesitate to call us at (414) 546-7450. We look forward to welcoming you to Guardian at 7801 S Howell Ave Oak Creek Wi 53154, where your financial journey begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in that new piece of equipment you've been eyeing or expanding your storefront without the stress of financial constraints. Our tailored loan options are designed to empower you to take those steps confidently.

Merchant Services

In addition to loans, we offer merchant services that help streamline payment processing for your business. Picture this: your customers making quick, easy payments while you manage sales seamlessly. Our services allow you to focus on what matters most growing your business. Located at 7801 S Howell Ave Oak Creek Wi 53154 in Oak Creek, WI, we are here to provide personalized support and resources tailored for your unique goals. Connect with us today at (414) 546-7450 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Solutions

For small business owners in our community, we provide comprehensive business banking services, including merchant services and business loans. We understand the unique challenges faced by entrepreneurs, and our team is here to support your journey.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills from the comfort of your home or while on the go. Plus, with access to an ATM network for cash withdrawals and balance checks, you'll never be far from your money.

Easy Transactions

Need to deposit a check or withdraw cash quickly? Our drive-thru banking services allow for easy transactions without leaving your car. Whether it's simple deposits or withdrawals, our friendly staff is ready to assist you during operating hours. At Guardian, located at 7801 S Howell Ave Oak Creek Wi 53154, we are proud to serve over 26,000 members and provide them with essential financial tools that enhance their lives. If you're looking for personalized service in a welcoming environment, call us at (414) 546-7450 or visit us today! Explore all these fantastic services at Guardian Credit Union-oak Creek Office we're here to help you thrive financially!

Financial Support

Life can bring unexpected expenses, and that's why we offer personal loans and debt consolidation options. These services help you manage your finances effectively, allowing you to focus on what truly matters. For those who like to earn rewards on their purchases, consider our credit cards with rewards that give you cash back or points for travel.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. We offer various checking and savings accounts designed for different lifestyles. Need to make a large purchase? Our auto loans and vehicle financing options can help you get on the road quickly with competitive rates. If you're dreaming of home ownership, our mortgage loans and refinancing services provide flexible terms to fit your budget.

Digital & Online Banking

Explore Our Online Banking Services

Dive into our user-friendly online banking platform at https://www.guardiancu.org/. Whether you're checking your balance, making transfers, or paying bills, everything is at your fingertips. Our 24/7 online banking services ensure that you can handle your financial needs whenever it fits into your schedule.

Real-Time Account Management

With our digital banking tools, you can keep track of your finances in real-time. Whether it's checking recent transactions or setting up alerts for important account activity, you'll always be in control. Join us at Guardian today and discover how easy banking can be! Visit us online at https://www.guardiancu.org/ to learn more about our services and how they can work for you.

Security You Can Trust

We prioritize your security with every transaction. Although we do not offer electronic signature authorization at this time, rest assured that all your data is protected through robust security measures. Your peace of mind is our top priority.

Stay Connected with Our Mobile App

Need to bank on the go? Download our mobile application! It's packed with features that allow you to make mobile payments, transfer money person-to-person, and even access e-statements for a paperless experience. Enjoy the flexibility of managing your accounts right from your smartphone.

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is reflected in our strong performance metrics, ensuring that you can trust us with your savings and loans. With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $50,400 in used auto loans and $179,817,485 in total loans and leases. Our $1,131,595 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,514,756. Total Share Accounts: 52,769, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 7801 S Howell Ave Oak Creek Wi 53154 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Our Loan Products

We are proud to offer a variety of loans designed to meet your needs. With over 79,144 loans issued, we've helped thousands of members achieve their financial goals. Auto Loans: Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road. Mortgage Loans: Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953, make buying or refinancing simple. Unsecured Credit Card Loans: We also offer flexible terms on unsecured credit card loans, with a total of $3,318,253 in loans helping members manage their finances effectively. If you're considering refinancing or exploring eligibility options for any of these loans, our team is here to assist you every step of the way.

Why Choose Guardian?

Choosing Guardian means choosing a partner who cares about your financial well-being. We provide personalized service and expert guidance to help you navigate your borrowing needs. You can reach us at 414-546-7450 for more information or visit us at our branch located at 7801 S Howell Ave Oak Creek, WI 53154. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that users receive fair and transparent offers. Each listed loan comes with verified data from legitimate financial institutions, allowing users to trust the information they receive. LendMesh is committed to providing unbiased results. The platform does not prioritize lenders based on paid promotions; instead, it focuses solely on presenting accurate loan comparisons. This transparency helps users find the most suitable loan options without being influenced by advertising or marketing tactics.

Guardian