Guardian Credit Union Menomonee Falls WI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Guardian Credit Union in Menomonee Falls, where community and financial well-being go hand in hand! Established in 1934, our credit union has proudly served over 26,000 members, offering personalized banking solutions tailored to meet your needs. Located at W186N9559 Bancroft Dr, Menomonee Falls, WI 53051, we are committed to providing exceptional service that you can trust. At Guardian, we understand that finances can be daunting. That's why we focus on building lasting relationships with our members by offering a range of services from checking and savings accounts to auto loans and mortgages. With total assets reaching an impressive $293,355,406 and total deposits of $18,467,741, we ensure your money is safe and working for you. Our dedicated team of 92 employees, led by CEO Kevin Nitka and Board President Robert Jelinek, is here to help you navigate your financial journey. While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to the same address: W186N9559 Bancroft Dr, Menomonee Falls, WI 53051. Whether you're looking to secure a loan or open a new account, we invite you to reach out via phone at 414-546-7450 during our lobby hours from Monday to Friday, 9 AM to 5 PM, or Saturday from 9 AM to noon. Join us today at Guardian Credit Union where our mission is not just about numbers; it's about making a positive impact in the lives of our members and the community. Visit us online at guardiancu.org or stop by the branch to discover how we can support your financial goals!

Branch History & Mission

Community Focus

Guardian Credit Union is more than just a financial institution; we are an integral part of the Menomonee Falls community. We actively engage in partnerships and outreach programs aimed at uplifting those around us. Our initiatives focus on education, financial literacy, and support for local causes that matter most to our members. In addition to traditional banking services, we offer digital advancements such as online banking and mobile payments to ensure you can manage your finances anytime, anywhere. With ATM availability and drive-thru banking options at your convenience, we strive for a seamless experience whether you visit us in person or online. As we look toward the future, we invite you to join Guardian Credit Union. Experience firsthand how being a member means more than just having a bank; it's about being part of a caring community dedicated to helping you succeed financially. Together, let's continue building a brighter tomorrow! For more information or to open an account today, visit us at Guardian Credit Union.

Our Mission

At Guardian Credit Union, our mission is clear: we aim to improve the lives of our members by offering comprehensive financial services while fostering a supportive community environment. We believe that everyone deserves access to quality banking options, which is why we provide a wide array of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. While members can visit us at W186N9559 Bancroft Dr Menomonee Falls Wi 53051, official correspondence should be sent to W186N9559 Bancroft Dr, Menomonee Falls, WI 53051. We are committed to making banking accessible and convenient. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon for drive-thru services.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with ramps and ADA-compliant features to ensure everyone can navigate comfortably. Parking is available nearby, providing you with easy access when you visit us.

Operating Hours

Our friendly team is here to assist you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. These hours are designed to fit your busy schedule so you can find the time that works best for your banking needs.

Services Offered

At Guardian Credit Union, we offer a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we're dedicated to helping you achieve your financial goals. Need cash? We have an ATM available for your convenience. Plus, our drive-thru service makes quick transactions easier than ever. If you're looking for a local credit union that values community and accessibility, come visit us or give us a call at 414-546-7450. Our team looks forward to welcoming you!

Member Eligibility

Becoming a member of Guardian feels like joining a caring family, where your financial well-being is our priority. If you're looking to be part of our community in Menomonee Falls, it's quite simple! To qualify for membership, you need to live, work, or worship in Waukesha County, or have an immediate family member who is already a member. This inclusive approach means that many people can enjoy the benefits we offer, from competitive rates on loans and savings accounts to personalized service that makes you feel valued. For detailed eligibility criteria, feel free to check out this page. Once you confirm your eligibility, opening an account with us is just as easy. You can start the process online by visiting our account opening page. If you have any questions or need assistance, don't hesitate to reach out at (414) 546-7450. We're excited to welcome you into the Guardian family at W186N9559 Bancroft Dr Menomonee Falls Wi 53051, where together we can achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers, whether in-store or online. Our tools help streamline transactions and keep your cash flow steady, allowing you to focus on what matters most growing your business. Located conveniently at W186N9559 Bancroft Dr Menomonee Falls Wi 53051 in Menomonee Falls, WI, we're here to provide personalized service and expert advice. Reach out to us at (414) 546-7450 and let's discuss how we can help you achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $508,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Enjoy hassle-free access through our ATM & Cash Withdrawal Services, available 24/7. We also offer a basic drive-thru option for quick deposits and withdrawals during regular business hours. At Guardian, we strive to create a friendly environment where members feel comfortable discussing their financial needs. Our dedicated staff is always ready to assist you with any questions or concerns. Ready to explore these services further? Visit us at Guardian Credit Union-menomonee Falls Office, call us at (414) 546-7450, or drop by during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to Noon. Let's work together on your path toward financial success!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing are designed to get you on the road without the stress of high-interest rates. We understand how important reliable transportation is, so we aim to make the financing process simple and straightforward.

Business Banking

For business owners, we offer comprehensive solutions tailored to your needs. With our Business Banking Services, including Merchant Services and Business Loans, we help support local businesses thrive. Whether you're just starting out or looking to expand, we have the tools you need.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make person-to-person payments all from your smartphone or computer.

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards not only allow you to make purchases conveniently but also earn points towards exciting rewards. It's our way of saying thank you for being a valued member!

Mortgage Services

For those considering homeownership or wanting to refinance an existing mortgage, our team at Guardian is ready to guide you. Our Mortgage Loans & Refinancing options come with competitive rates and personalized service to help make your dream home a reality.

Personal Banking Solutions

Whether you're starting your first savings account or looking to manage everyday expenses, our personal banking services are here for you. We offer Checking & Savings Accounts that provide easy access to your funds while helping you save for the future. Need a little extra help? Our Personal Loans & Debt Consolidation options can assist you in managing unexpected expenses or consolidating existing debts into a single, manageable payment.

Digital & Online Banking

At Guardian, we understand that convenience and security are key in today's fast-paced world. That's why we offer a robust suite of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, our services ensure you have everything you need right at your fingertips. With our online banking platform, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Our user-friendly mobile application further enhances this experience, letting you manage your finances straight from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family has never been simpler. Security is a top priority for us. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online services are safeguarded with advanced security measures. You can also opt for e-statements to keep track of your finances without the clutter of paper. If you're looking to make payments on the go, our mobile payments feature allows you to pay with just a tap. It's quick and secure perfect for those busy days when you're out and about. In short, Guardian is committed to providing accessible and easy-to-use digital banking options that fit your lifestyle. Experience the freedom of real-time account management today!

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that allows us to offer exceptional services while safeguarding your assets. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $29,192,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,083,180 in share certificates and $31,274,087 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,685,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $50,400 in used auto loans and $179,817,485 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,131,595, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,514,756. Total Share and Deposit Accounts: 52,769, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at W186N9559 Bancroft Dr Menomonee Falls Wi 53051 or call (414) 546-7450 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $65,552,117 in used vehicle loans and $20,654,060 in new vehicle loans already helping members get on the road, we make it easy for you to find the right financing. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $508,695 are designed with your needs in mind. We understand how critical it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,929,953. We aim to simplify the process of buying or refinancing your home so that you can focus on what truly matters creating memories in your new space. Our knowledgeable staff is ready to guide you through eligibility options and ensure that you have all the information needed for a smooth experience.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for new ones, our team is here to help. We provide personalized service tailored to your specific circumstances and financial goals. At Guardian Credit Union, we pride ourselves on offering competitive rates and exceptional service because we believe that everyone deserves access to quality financial products. For more information about our loan offerings or to discuss which option is best for you, please contact us at 414-546-7450 or visit our website at www.guardiancu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $3,318,253 in loans available, our credit cards can help you manage your finances effectively while enjoying various rewards and benefits tailored for our members.

Loan Aggregator

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Guardian