Guardian Credit Union Prattville AL | Best Auto Loans & Personal Banking

Introduction

Welcome to Guardian, your trusted financial partner right here in Prattville, Alabama! Located at 300 Jensen Rd, Prattville, AL 36067, our branch has been serving the community since 1958. With a strong commitment to fostering financial well-being, we proudly support our 91,870 members with a wide range of services tailored to meet their needs. At Guardian, we're not just about numbers; we're about people and community. Our total assets of $1,069,091,358 reflect our dedication to providing secure and accessible banking solutions. We also manage $69,305,389 in deposits, ensuring that your savings are safe and sound. Additionally, we've issued a robust 63,785 loans and leases to help our members achieve their dreams whether that's owning a car or buying a home. Under the guidance of our experienced CEO, Heath Harrell, and Board President Scott Kramer, our team of 268 employees is passionate about delivering exceptional service. We're here to assist you with everything from personal banking and auto loans to business financing and online services. For those looking for convenience, we offer easy access to our ATM services along with online and mobile banking options. While you can reach us directly at 334-244-9999, please note that official correspondence should be sent to the same address as our branch location: 300 Jensen Rd, Prattville, AL 36067. We invite you to explore how Guardian can help you navigate your financial journey. Whether you're looking for advice on loans or simply want to open an account, our friendly staff is here to assist you every step of the way. Don't hesitate visit us today or check out more about what we offer on our website at myguardiancu.com. Your financial future starts here!

Branch History & Mission

Community Engagement

Our dedication extends into community outreach efforts where we partner with various local organizations to foster growth and support. Whether through financial education programs or sponsorship of local events, we strive to make a positive impact on those we serve. With operating hours designed for convenience Monday through Friday from 9:00 AM to 4:00 PM we aim to accommodate your schedule as best as possible. As we look toward the future, we invite you to join us at Guardian. Experience firsthand the benefits of being part of a cooperative that truly cares about your financial well-being. Together, let's build a brighter future for ourselves and our beloved Prattville community! For more information or to get started with your membership journey today, give us a call at 334-244-9999 or visit our website at myguardiancu.com.

Our Mission

At Guardian, our mission goes beyond simply providing financial products. We are committed to improving the lives of our members and supporting the Prattville community. Our goal is to offer personalized banking solutions while also investing in local initiatives that uplift and empower those around us. We believe that when our members succeed, so does the entire community. We provide a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Additionally, we have embraced technology with features like online and mobile banking to make managing finances easier than ever. Our ATM availability ensures convenient access to cash whenever you need it.

Branch Location & Accessibility

Welcome to Guardian Credit Union at Washington Hill, your friendly financial partner located at 300 Jensen Rd, Prattville, AL 36067. Our branch is easy to find and situated conveniently for our members in Autauga County. Whether you're stopping by after work or visiting during the day, we're here to serve you. When you arrive at our branch, you'll appreciate the ample parking available right outside. We strive to make banking accessible for everyone, so you'll find features like ADA-compliant entrances and ramps to assist all our members. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 4:00 PM, making it easy to fit us into your busy day. If you have questions or need assistance, don't hesitate to give us a call at 334-244-9999. While members can visit us at 300 Jensen Rd for all their banking needs, official correspondence should be sent to the same address. We also have an ATM available for quick access to cash and basic banking services. At Guardian Credit Union, we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Whether you're looking to consolidate debt or explore business banking solutions, we're here to help every step of the way. We invite you to visit us soon! Stop by our branch in Prattville or call us for more information about how we can support your financial journey. We look forward to welcoming you!

Member Eligibility

At Guardian, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you're looking to join us at our branch located at 300 Jensen Rd Prattville Al 36067, you'll be pleased to know that eligibility is designed to be welcoming and straightforward. Generally, anyone who lives, works, worships, or attends school in the Prattville area can become a member. We are dedicated to helping you achieve your financial goals with benefits like competitive loan rates, personalized service, and a variety of banking options tailored to your needs. Joining is easy! Simply give us a call at (334) 244-9999 for guidance on how to open an account and take advantage of all that Guardian has to offer. For detailed eligibility information, check out our website at . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to lending, we offer essential merchant services that simplify day-to-day operations. Imagine processing payments easily while managing your cash flow effectively. Whether you're running a local shop or a growing service provider, our solutions can help streamline transactions, allowing you to focus more on what you do best serving your customers. Visit us at 300 Jensen Rd Prattville Al 36067 or call us at (334) 244-9999 to learn more about how our business banking services can help your enterprise thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we have tailored solutions including merchant services and business loans that can empower your operations and support growth. We understand the unique challenges businesses face, which is why we're committed to providing tools that streamline financial management.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services so you can manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, e-statements, and electronic signature capabilities, managing your finances has never been easier. Additionally, our ATM services ensure that cash withdrawals and balance checks are just around the corner whenever you need them. At Guardian, we're proud to serve our community by offering these diverse services tailored to meet various financial needs. If you're ready to take control of your financial future or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (334) 244-9999, visit us at 300 Jensen Rd Prattville Al 36067, or explore more on our website at Washington Hill. We look forward to helping you thrive!

Credit Options

Need additional funds? Our personal loans and debt consolidation services can help ease financial burdens by providing a manageable way to combine debts into one simple payment. And if you're interested in building or improving your credit, check out our credit cards with rewards! These cards not only give you purchasing power but also reward you for spending with cashback or points redeemable for exciting offers.

Personal Banking Solutions

We offer a variety of personal banking options designed with you in mind. Our checking and savings accounts make it easy to manage your finances and save for what matters most. Imagine having a dedicated account where you can watch your savings grow while still having easy access to your funds when you need them. If you're in the market for a vehicle, look no further than our auto loans and vehicle financing options. We understand that purchasing a car is a significant investment, so we strive to offer competitive rates and flexible terms that fit your budget. For those considering homeownership or looking to refinance their current mortgage, our mortgage loans and refinancing solutions are designed to simplify the process. With expert guidance and various loan options, we'll help you find the right fit for your situation.

Digital & Online Banking

24/7 Access

Our 24/7 online banking services ensure that you can manage your finances at any hour day or night. Whether you're checking your balance before bedtime or making a payment on the weekend, we've got you covered. At Guardian, we're committed to providing accessible and user-friendly digital banking solutions that fit seamlessly into your lifestyle. Join us today and experience how easy managing your money can be!

Convenient Online Services

With our robust online banking services available at https://www.myguardiancu.com/, you can check balances, pay bills, and transfer funds whenever it suits you. We prioritize security, so you can feel confident knowing that your personal information is protected. Our electronic signature authorization feature allows for quick and safe transactions without the hassle of paperwork.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your account statements electronically. This not only helps reduce waste but also allows you to view your financial history anytime from anywhere. It's an easy way to stay organized while being environmentally friendly.

Stay Mobile

Life moves fast, and so should your banking. Our mobile application provides all the essential features right at your fingertips. You can make mobile payments effortlessly, ensuring you're never caught without a way to pay. Plus, our person-to-person transfer feature makes it simple to send money to friends and family in just a few taps.

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial strength, which reflects our commitment to providing you with reliable services and exceptional support. With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $24,222 in used auto loans and $857,470,944 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $911,982. Total Share and Deposit Accounts: 187,611, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 300 Jensen Rd Prattville Al 36067 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our financing options make it easy for you to drive away in the vehicle you want.

Credit Lines and Business Financing

In addition to personal loans, we provide robust credit lines totaling $315,323,650 for those who need access to extra funds for various purposes. For business owners looking to grow and expand their operations, our outstanding commercial loans amounting to $4,281,812 can provide the capital necessary to invest in your business's future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We can guide you through the process and help you find the right solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist you with that as well. Our team is ready to discuss eligibility options and ensure you're making informed decisions tailored to your needs. For more information about our loan products or to speak with a representative directly, call us at 334-244-9999. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Guardian, we're committed to supporting your financial well-being every step of the way!

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $26,816,839 in loans helping members manage their finances effectively, our credit cards come with features that suit your spending habits while providing an extra layer of financial security.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that the offers displayed are fair and transparent, allowing users to make informed decisions without confusion.

Key Benefits of Using LendMesh

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Guardian