Guardian Credit Union Montgomery AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Guardian Credit Union, where we believe that financial services should be as personal as they are professional. Located at 2755 Taylor Rd, Montgomery, AL 36117, our branch has been proudly serving the community since 1958. With a strong commitment to our members, we have grown to serve 91,870 members and manage total assets of over $1.06 billion. At Guardian Credit Union, we understand the importance of building trust and relationships with our members. Our friendly team is dedicated to providing you with exceptional service and customized financial solutions tailored to your unique needs. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2755 Taylor Rd, Montgomery, AL 36117. Our branch operates with a skilled workforce of 268 employees, led by our CEO, Heath Harrell, and Board President, Scott Kramer. Together, they emphasize the importance of community engagement and financial education. With total deposits amounting to $69,305,389 and a net worth of $96,180,903, we are well-equipped to support you in achieving your financial goals. Whether you're looking for competitive rates on loans or saving options that help your money grow, we are here to guide you every step of the way. For more information about our services or to speak with one of our friendly representatives, don't hesitate to call us at 334-244-9999. We invite you to experience the Guardian difference today! Visit us online at myguardiancu.com for additional details about what we offer. Your journey toward financial success starts here!

Branch History & Mission

Guardian Credit Union has a rich history that dates back to 1958, when it first opened its doors in Montgomery, Alabama. Since then, Guardian has grown into a trusted financial partner for our community, with a mission to provide exceptional financial services while fostering a spirit of cooperation and community support. Located at 2755 Taylor Rd, Montgomery, AL 36117, our branch is easily accessible for members and serves as a hub for personal banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our dedicated team is here to assist you every step of the way. Our commitment to customer service extends beyond our lobby; we also offer digital banking options including online and mobile banking for your convenience. Over the years, Guardian has proudly built a membership base of over 91,000 individuals and families. We manage total assets of approximately $1.07 billion, reflecting our strong financial standing and ability to support our members' goals. As part of our growth story, we have established partnerships that allow us to provide shared service center access and drive-thru banking options, making it even easier for you to bank with us. At Guardian Credit Union, we believe that our mission goes beyond just providing financial products. We strive to make a positive impact in the communities we serve by engaging in outreach efforts and supporting local initiatives. Our mission is clear: to enhance the financial well-being of our members while contributing to the betterment of the community around us. While members can visit us at our branch location on Taylor Rd., official correspondence should be sent to the same address for your convenience. For any inquiries or assistance, feel free to reach out to us at 334-244-9999 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:00 PM. We invite you to join Guardian Credit Union today! Experience the benefits of being part of an institution that cares deeply about its members and community. Together, we can achieve your financial dreams!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near popular local landmarks, making it easy to find. If you're coming from downtown Montgomery or nearby neighborhoods, you'll appreciate the straightforward access. Plus, we've ensured that our location is accessible for everyone. Our facilities comply with ADA standards, featuring ramps and designated parking spaces so that all members can visit us comfortably.

Operating Hours and Services

We know your time is valuable. That's why we offer convenient operating hours: from Monday to Thursday, we're open from 8:30 AM to 4:30 PM, and on Fridays until 5:00 PM. While we are closed on Saturdays for lobby services, our drive-thru remains available on Saturday mornings from 9:00 AM to 12:00 PM, allowing you to take care of essential transactions without any hassle. At Guardian, we pride ourselves on offering a range of services designed just for you. From checking and savings accounts to auto loans and mortgage options, we've got everything covered. Need cash? Our ATM is available right here at the branch! And if you're looking for quick transactions, our drive-thru banking makes it simple.

Visit Us Today!

If you have questions or want more information about what we offer, don't hesitate to reach out! You can give us a call at 334-244-9999 or stop by during our operating hours. We're excited to welcome you into the Guardian family and help you achieve your financial goals!

Member Eligibility

Becoming a member of Guardian is like stepping into a community that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our local area, and even family members of existing members can join! This inclusive approach means that whether you're new to the community or have deep roots here, you can take advantage of all the benefits we offer. At Guardian, we pride ourselves on providing personalized service and a range of financial products tailored to meet your needs from checking accounts to auto loans and everything in between. If you're ready to join us, opening an account is straightforward! Just visit us at our branch located at 2755 Taylor Rd Montgomery Al 36117 or give us a call at (334) 244-9999 for any questions. For more detailed information on eligibility criteria, check out our website at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment options, we provide the tools you need to make transactions smooth and efficient. Located at 2755 Taylor Rd Montgomery Al 36117 in Montgomery, AL, we invite you to discover how our tailored business banking solutions can help your enterprise thrive. Contact us at (334) 244-9999 or visit us today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know accessibility matters. That's why we have ATM services available so you can withdraw cash or check balances anytime without stepping inside the branch. Our drive-thru service offers quick access for deposits and withdrawals without leaving your car ideal for busy schedules! Additionally, if you're a member of a partner credit union, you'll find shared branch transactions available for simple deposits and withdrawals as well.

Business Banking Services

For our business members, we offer a variety of banking solutions tailored to support local enterprises. Our merchant services streamline payment processes, while our business loans provide the necessary funding to help your business thrive. No matter the size of your operation, we're here to assist every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Guardian, we offer online and mobile banking services that allow you to manage your accounts from anywhere. You can check balances, transfer money, and pay bills all at the touch of a button. Plus, our mobile payment options make transactions even easier.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your day-to-day finances effectively. With options like checking and savings accounts, you can easily keep track of your funds while enjoying competitive interest rates. For those considering a new car or refinancing an existing vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. If homeownership is on your mind, our mortgage loans and refinancing solutions make it simpler than ever to achieve your dream home. We also offer personal loans for debt consolidation or unexpected expenses, ensuring you have access to cash when you need it most. Don't forget about our credit cards with rewards perfect for earning points on your everyday purchases!

Visit Us Today!

Our friendly staff at Guardian, located at 2755 Taylor Rd Montgomery Al 36117 in Montgomery, is always ready to assist you with any financial questions or needs you may have. Give us a call at (334) 244-9999 or stop by during our operating hours Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:00 PM to learn more about how we can support you on your financial journey. At Taylor Rd., we're committed to helping you achieve your financial goals!

Digital & Online Banking

Key Features

We believe that security is just as important as convenience. That's why our online banking includes electronic signature authorization, allowing you to sign documents securely without the need for paper. Plus, you'll receive e-statements that help keep your information organized and reduce clutter. If you're always on the move, our mobile application is a must-have. It offers the same functionalities as online banking but fits right in your pocket. You can also enjoy mobile payments for quick transactions at stores or online just tap and go! Our commitment to making banking accessible means you can manage your accounts in real-time with ease. From setting up alerts to tracking spending habits, Guardian is here to support your financial journey every step of the way. So why wait? Experience the future of banking today with Guardian!

Financial Strength

Growing Member Base

We are dedicated to building trust within our community as shown by our total share accounts reaching 187,611. This number highlights a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 2755 Taylor Rd Montgomery Al 36117 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.

Reinforcing Our Commitment

With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is strong with $24,222 in used auto loans and $857,470,944 in total loans and leases supporting your financial goals across various sectors. Our $0 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Secure Savings Opportunities

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $96,180,903, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or adjust your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand. Whether you're looking for financing for equipment, inventory, or working capital, we have options that can help your business thrive.

Conclusion

Our loan products are designed with your needs in mind. If you're interested in any of these offerings or would like more information about refinancing options, please reach out to us at (334) 244-9999 or visit us at 2755 Taylor Rd Montgomery Al 36117 in Montgomery, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams today!

Credit Card Loans

Managing everyday expenses can be easier with our credit card solutions. We offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making them an ideal choice for day-to-day purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We are committed to guiding you through the process every step of the way, ensuring that you understand your options for both purchasing and refinancing your home.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees fair and transparent offers, setting LendMesh apart as a reliable tool for consumers seeking the best loan options.

Guardian

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Visit Us Today!

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Reinforcing Our Commitment

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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