Guardian Credit Union Montgomery AL | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Guardian, your trusted credit union located at 3380 Eastdale Cir, Montgomery, AL 36117. Established in 1958, we have been dedicated to serving our community for over six decades, building lasting relationships with our 91,870 members. At Guardian, we believe that financial success starts at home, and that's why we are committed to providing personalized banking solutions tailored to your needs. With a solid foundation of $1,069,091,358 in total assets and a net worth of $96,180,903, Guardian stands as a pillar of strength in the financial landscape. Our commitment is reflected not just in numbers but also in the satisfaction and trust of our members. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With 26 dedicated employees working hard every day to support your financial journey, you can rest assured knowing you're in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3380 Eastdale Cir, Montgomery, AL 36117. If you need assistance or have any questions about our services, don't hesitate to reach out! Call us at 334-244-9999, and let's work together towards your financial goals. At Guardian Credit Union, we're more than just a bank; we're a community partner focused on making a positive impact right here in Montgomery. Join us today and experience the difference that personalized service can make! Visit our website at myguardiancu.com for more information on how we can help you thrive financially.

Branch History & Mission

At Guardian Credit Union, we take pride in our rich legacy and commitment to serving the community of Montgomery, Alabama. Established in 1958, our branch at 3380 Eastdale Cir, Montgomery, AL 36117 has grown from a small financial institution to a trusted partner for nearly 92,000 members. Over the decades, we have witnessed remarkable milestones that not only reflect our growth but also our dedication to making a positive impact. Our journey began with a mission: to provide affordable financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality banking services, which is why we've expanded our offerings over the years. Today, we proudly manage over $1 billion in total assets, providing a range of services that include personal banking, auto loans, mortgages, and business banking solutions. The heart of Guardian lies in its mission statement: "Empowering Members through Exceptional Service." This guiding principle emphasizes not just financial transactions but also support for our members' dreams and aspirations. Whether it's helping someone purchase their first home or offering guidance on managing debt, we are here every step of the way. In addition to our core services, we have embraced modern technology to enhance member experiences. With options like online banking and mobile payments, we ensure that members can access their accounts anytime and anywhere. Our branch is fully ADA compliant and offers drive-thru banking for convenience. We also feature an ATM on-site to make cash withdrawals easy and accessible. Community outreach is a cornerstone of our operations. We actively participate in local events and support various initiatives aimed at uplifting our neighborhoods. By partnering with schools and organizations, we strive to create opportunities for financial education and empowerment within the community. While members can visit us at 3380 Eastdale Cir, official correspondence should be sent to the same address. Our dedicated team is available during operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:00 PM; Saturday hours are from 9:00 AM to 12:00 PM for lobby services. We invite you to join Guardian Credit Union and experience firsthand the benefits of being part of a community-focused credit union. Together, we can achieve your financial goals while contributing positively to the vibrant community of Montgomery. For any inquiries or assistance, feel free to reach out at 334-244-9999 or visit us online at myguardiancu.com.

Branch Location & Accessibility

Welcome to Guardian! Conveniently located at 3380 Eastdale Cir Montgomery Al 36117 in the heart of Montgomery, our branch is designed with your needs in mind. We're easy to find, just a stone's throw away from popular spots like Eastdale Mall, making it simple for you to pop in while you run errands or enjoy a day out. At Guardian, we understand the importance of accessibility. Our location offers ample parking spaces, ensuring you can park with ease. We are also proud to be ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy our services comfortably. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, and Friday from 8:30 AM to 5:00 PM. On Saturdays, we're open from 9:00 AM until noon for those quick weekend banking needs. Plus, if you're in a hurry, our drive-thru service is available Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to noon. For your convenience, we also provide ATM services right here at our branch. Whether you need to make a quick withdrawal or check your balance, we've got you covered. And if you're a member of another participating credit union, you can take advantage of our shared services for basic transactions. While members can visit us at 3380 Eastdale Cir Montgomery Al 36117, official correspondence should be sent to the same address as it serves as both our branch and mailing address. If you have any questions or need assistance, feel free to call us at (334) 244-9999. We invite you to stop by and see how we can help with your personal and business banking needs!

Member Eligibility

Joining Guardian is like becoming part of a family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly criteria that are designed to welcome individuals from various backgrounds. For instance, if you live, work, worship, or attend school in the Montgomery area, you're likely eligible to join our community. We believe in making banking accessible to everyone, so we encourage anyone who meets these simple guidelines to reach out and learn more. You can find all the details on eligibility by visiting this link. Opening an account at Guardian is easy and straightforward! Whether you prefer to visit us in person at our location on 3380 Eastdale Cir Montgomery Al 36117, or if you'd like to call us at (334) 244-9999, our team is here to guide you through the process. We're excited to help you take this step towards better financial health and to enjoy all the benefits of membership, including personalized service and competitive rates. Don't hesitate start your journey with us today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Whether it's processing payments or managing cash flow, our solutions are designed to save you time and effort. Picture a busy day where customer payments are processed smoothly, allowing you to focus on what matters most growing your business. Visit us at 3380 Eastdale Cir Montgomery Al 36117 in Montgomery, AL, or call us at (334) 244-9999 to explore how our business banking services can support your journey towards success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include everything from Merchant Services to help you accept payments seamlessly, to tailored Business Loans that can support your growth aspirations. We recognize the unique challenges businesses face and are committed to helping you thrive.

Call Us Today!

At Guardian, we're more than just a credit union; we're a community resource committed to supporting your financial well-being. If you'd like more information about any of these services or want assistance choosing the right options for you, please don't hesitate to reach out at (334) 244-9999 or visit us online at Eastdale. Let us help you take the next step toward achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds with just a few taps on your smartphone our goal is to put banking at your fingertips. Additionally, we have an ATM available for easy cash withdrawals and access to funds when you need them most. If you prefer in-person service, our friendly staff is ready to assist with basic transactions at our Drive-Thru or through shared branch transactions with partner credit unions.

Financial Support and Credit Options

Sometimes life throws unexpected challenges our way. Our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one manageable payment. Plus, we offer Credit Cards with Rewards, allowing you to earn points for everyday purchases that can be redeemed for travel, merchandise, or cash back.

Personal Banking Solutions

For those managing everyday expenses, our Personal Banking services are tailored just for you. We offer a variety of Checking & Savings Accounts that make it easy to manage your finances while earning interest on your savings. Imagine being able to set aside funds for emergencies or future goals without the hassle. If you're thinking about purchasing a new car, our Auto Loans & Vehicle Financing can make that dream a reality. With competitive rates and flexible terms, getting behind the wheel of your new vehicle has never been easier. Additionally, if you're considering homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing options provide personalized solutions to fit your needs.

Digital & Online Banking

Easy Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send cash directly from your account to theirs ideal for splitting dinner bills or helping out family members in need. With everything at your fingertips and security as our priority, Guardian ensures that your banking experience is both user-friendly and protected. Join us today and discover how our digital banking services can simplify your life!

Key Features

Our online banking platform allows you to check your account balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which means you can view and manage your financial documents electronically without any hassle. Plus, our electronic signature authorization makes it simple to complete transactions securely from the comfort of your home. If you're always on the go, you'll love our mobile application. Available for download now, it gives you access to all your banking needs right from your smartphone. You can even make mobile payments easily, so whether you're buying groceries or paying for gas, managing your money is quick and straightforward.

Financial Strength

At Guardian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your hard-earned money, and we are proud to share our solid financial standing with you. With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $24,222 in used auto loans and a total of $857,470,944 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $911,982. Total Share and Deposit Accounts: 187,611, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 3380 Eastdale Cir Montgomery Al 36117 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles, making it easier than ever to drive home in the car you want.

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing finances, we have credit lines available totaling $315,323,650. This option allows you to access funds as needed while only paying interest on what you use. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. At Guardian, our goal is to provide straightforward solutions that empower you financially. Whether you're exploring auto financing or looking into mortgage options for your dream home at our branch located at 3380 Eastdale Cir Montgomery AL 36117 or giving us a call at 334-244-9999 for more information. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process. If you're considering refinancing an existing mortgage, ask us about your eligibility options today!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers, allowing users to trust the information they receive.

Guardian