Guardian Credit Union Montgomery AL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Guardian, your trusted financial partner located at 700 Hyundai Blvd, Montgomery, AL 36105. Since our establishment in 1958, we have proudly served our community with a commitment to exceptional service and member satisfaction. With a membership base of 91,870 individuals, Guardian has become a vital part of the Montgomery area. At Guardian, we understand that every financial decision matters. Our total assets exceed $1 billion, standing at $1,069,091,358, reflecting our strength and stability. We offer a range of services tailored to meet your needs, including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. With over 63,785 loans and leases provided to our members, we're here to help you achieve your financial goals. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of CEO Heath Harrell and Board President Scott Kramer, we prioritize transparency and community engagement. You can reach us at 334-244-9999 for any inquiries or assistance. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 700 Hyundai Blvd, Montgomery, AL 36105-9622. Join us today and experience the Guardian difference where your financial well-being is our top priority! For more information about our services or to explore how we can assist you further, visit our website at myguardiancu.com. We look forward to serving you!

Branch History & Mission

A Legacy of Growth

Over the years, Guardian has evolved significantly. From our initial focus on providing basic banking services, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our total assets have reached an impressive $1,069,091,358, demonstrating our commitment to financial stability and growth. Our branch is not just about numbers; it's about people. We believe in fostering strong relationships with our members. Our dedicated team of 268 employees is here to assist you every step of the way. Whether you're looking to open a checking account or seeking advice on financing your dream home, we are committed to providing exceptional service tailored to your needs.

Community Focus

Our commitment extends beyond traditional banking. We understand the importance of giving back and regularly participate in community events that uplift and support Montgomery. Our goal is not just to be a bank but a trusted partner in your financial journey. While members can visit us at 700 Hyundai Blvd for their banking needs during lobby hours from Monday through Friday from 8:00 AM to 5:00 PM (note that we are closed on Saturdays), official correspondence should be sent to our mailing address at 700 Hyundai Blvd, Montgomery, AL 36105-9622.

Join Us Today!

As we continue this journey together, we invite you to become part of the Guardian family. Experience firsthand how we blend personal service with modern conveniences designed just for you. Whether you're looking for assistance with loans or simply want to explore your options for saving and investing, we're here for you every step of the way. For any inquiries or assistance needed, feel free to reach out at 334-244-9999. Join us today and discover how Guardian can help you achieve your financial goals!

Mission Statement

At Guardian, our mission is clear: to empower our members through accessible financial services while actively supporting the community around us. We strive to create opportunities for individuals and families by promoting financial literacy and responsible banking practices. Our initiatives include partnerships with local organizations and outreach programs aimed at helping those in need. We offer convenient access to banking through various channels including online and mobile banking options making it easier than ever for you to manage your finances anytime, anywhere. In addition to these digital advancements, we ensure that our facilities comply with ADA standards so that everyone can enjoy the benefits of being a Guardian member.

Branch Location & Accessibility

Accessibility Features

At Guardian, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can navigate our space comfortably. Parking is ample and conveniently located, so you can quickly access our services without hassle.

Call to Action

We invite you to stop by our branch today! Whether you're an existing member or looking to join the Guardian family, our friendly team is eager to assist you with any questions or services you may need. We look forward to welcoming you soon!

Operating Hours

We understand that your time is valuable. Our lobby hours run from Monday through Friday, opening bright and early at 8:00 AM and closing at 5:00 PM. Unfortunately, we are closed on Saturdays. If you have questions or need assistance outside these hours, don't hesitate to give us a call at 334-244-9999.

Services Offered

Guardian offers a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we provide options that help you manage your finances effectively. Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Guardian, we believe that everyone deserves a chance to be part of a community that supports and uplifts one another. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Montgomery area, you're already eligible to join our family. Plus, our membership extends to your immediate family members, allowing you to share the benefits of being part of our cooperative. By choosing Guardian, you'll enjoy personalized service, competitive rates on loans, and a wide range of financial products designed with your needs in mind. To get started with opening your account at Guardian, just give us a call at (334) 244-9999 or visit us at our location: 700 Hyundai Blvd Montgomery Al 36105. You can also find detailed eligibility criteria by visiting this link for more information. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about how to accept payments from customers. Our merchant services make transactions easy and secure. From point-of-sale systems to online payment solutions, we provide tools that help you manage cash flow efficiently. This means more time focusing on what you love growing your business! Located at 700 Hyundai Blvd, Montgomery, AL 36105, we're here to partner with you every step of the way. If you have questions or want to learn more about how we can assist your business, feel free to reach out at 334-244-9999. Let's work together to make your business goals a reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our members who run businesses, we provide essential services including merchant services and business loans. These offerings are crafted to help you manage your cash flow effectively and grow your business without unnecessary hassle.

Convenient Access Anytime

We know that convenience is key in today's fast-paced world. That's why we also offer ATM and cash withdrawal services, along with basic ATM access for quick transactions like balance checks and withdrawals. Our commitment to accessibility means you can manage your finances on the go. At Guardian, we're not just about transactions; we're about building relationships. We're here for all of your financial needs with a personal touch. If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to reach out at (334) 244-9999 or visit us at 700 Hyundai Blvd Montgomery Al 36105 in Montgomery. Join us today and discover the difference that a member-focused credit union can make!

Financing Your Dreams

When it comes to making significant purchases like cars or homes, we provide tailored auto loans and vehicle financing that can help turn your dreams into reality. With competitive rates and flexible terms, you'll find that financing with us is straightforward and manageable. If you're looking to buy or refinance a home, our mortgage loans are here to guide you through the process, ensuring you get the best possible deal.

Personal Banking Made Easy

Understanding the importance of managing your day-to-day finances, we offer a variety of checking and savings accounts designed to fit different lifestyles. Whether you prefer a basic account or one with added benefits, we have options that help you save while enjoying easy access to your funds. Our online and mobile banking services make it simple to check balances, transfer money, and pay bills anytime, anywhere.

Support for Everyday Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. We understand how overwhelming debt can be, so we aim to make it easier for you by offering solutions that fit your budget. Additionally, if you're interested in earning rewards while spending, our credit cards with rewards can add value to your everyday purchases.

Digital & Online Banking

Key Services

Our online banking services at https://www.myguardiancu.com/ provide you with 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. With our mobile application, available for download, you can manage your finances right from your smartphone. Plus, if you're in need of quick cash transfers to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are safe and verified. You can also enjoy e-statements for paperless convenience saving both time and the environment! Our mobile payments feature means you can shop without carrying cash or cards; just use your phone instead! With Guardian, banking is not only accessible but also straightforward. You can rest assured knowing that your financial information is protected while enjoying the ease of real-time account management. Whether you're checking in on a rainy day or making a payment while out with friends, our digital banking tools are designed to fit your lifestyle. Explore all these features today and experience how easy banking can be at Guardian!

Financial Strength

A Strong Foundation

With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Your Community

Our commitment to our members goes beyond just savings. With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that every dollar you deposit helps strengthen our community.

Lending Support for Your Goals

With $24,222 in used auto loans and $857,470,944 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We believe everyone deserves access to reliable financing options tailored to their unique needs.

Member-Centric Savings Solutions

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $911,982. Total Share and Deposit Accounts: 187,611, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 700 Hyundai Blvd Montgomery Al 36105 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to adjust your payments as needed.

Credit Lines

Our total credit lines amounting to $315,323,650 are available for those who need additional financial flexibility. Whether it's for unexpected expenses or planned purchases, our credit lines can help ease financial stress. For business owners looking for funding opportunities, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand. At Guardian Credit Union in Montgomery, we pride ourselves on being a trusted partner in your financial journey. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can support your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We are here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $26,816,839 in loans helping members manage their finances effectively, our credit cards come with various features tailored to enhance your spending experience without the burden of high interest.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users can trust the offers they see are fair and transparent.

Guardian