Guardian Credit Union Maplesville AL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Guardian Credit Union, your trusted financial partner in the heart of Maplesville, AL. Established in 1958, we've built a strong foundation of trust and reliability for our community, serving over 91,870 members with dedication and care. Located at 9411 Al Highway 22, we invite you to visit us and experience the warm atmosphere that sets us apart. For official correspondence, please send your mail to our mailing address: 9411 AL Highway 22, Maplesville, AL 36750-3264. At Guardian, we pride ourselves on being more than just a credit union. With total assets exceeding $1 billion and total deposits reaching $69,305,389, we are committed to providing personalized services that meet your financial needs. Whether you're looking for auto loans, mortgage refinancing, or simple checking accounts, our diverse range of products is designed with you in mind. Led by our CEO Heath Harrell and Board President Scott Kramer, our dedicated team of 268 employees works tirelessly to ensure every member feels valued. We understand that financial decisions can be overwhelming; that's why we're here to guide you every step of the way. With a net worth of $96,180,903 and cash in hand totaling $10,833,704, our solid financial standing reflects our commitment to not only serving our members but also contributing positively to the local economy. We believe in empowering our community through sound financial practices and responsible lending. We encourage you to reach out if you have any questions or need assistance. Give us a call at 334-244-9999, and let's discuss how we can help you achieve your financial goals. We look forward to welcoming you into the Guardian family!

Branch History & Mission

Guardian Credit Union has a proud legacy that began in 1958. Established in the heart of Maplesville, Alabama, we have grown from a small group of dedicated members to a thriving community-focused financial institution. Our branch is located at 9411 Al Highway 22, Maplesville, AL 36750, easily accessible for anyone in the area looking for reliable banking solutions. Over the years, Guardian has seen remarkable growth, now proudly serving over 91,870 members with total assets amounting to an impressive $1,069,091,358. Our commitment to our members and community has been steadfast since our inception. We aim to provide quality financial services that empower individuals and families to achieve their goals. At Guardian Credit Union, our mission is clear: we strive to enhance the financial well-being of our members while fostering a supportive and inclusive community. We offer a variety of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is not just to provide financial products but also to support our community through outreach programs and partnerships. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 9411 AL Highway 22, Maplesville, AL 36750-3264 if this differs from our physical address. We understand that convenience is key for our members. That's why we offer features like ATM availability and drive-thru banking services during our operating hours: Monday to Thursday from 9:00 AM to 4:00 PM, and Fridays from 9:00 AM to 5:00 PM. Whether you need assistance with deposits or withdrawals or are looking for basic shared branch transactions, we're here to help. Our commitment extends beyond traditional banking; we embrace digital advancements such as online banking and mobile payments to make your experience as smooth as possible. We also prioritize ADA compliance and customer-centric initiatives ensuring everyone feels welcome at Guardian. As we continue on this journey together, we invite you to join us. Experience the benefits of being part of a community-focused credit union that genuinely cares about its members' financial success and well-being. Reach out today at 334-244-9999 or visit us online at Guardian Credit Union for more information on how you can become a member!

Branch Location & Accessibility

Nearby Landmarks

Located near key landmarks, our branch is just a short drive from the scenic Maplesville Park. This makes it easy for you to stop by while enjoying a day out. You'll find ample parking available, ensuring that your visit is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy our services comfortably.

Operating Hours

We value your time! Our lobby hours are Monday through Thursday from 9:00 AM to 4:00 PM, and on Fridays we stay open until 5:00 PM. For those who prefer drive-thru services, we offer extended hours with drive-thru banking available from 8:30 AM to 4:00 PM on weekdays and starting even earlier at 8:00 AM on Fridays. We're closed on Saturdays, but rest assured that our services are tailored to fit your busy schedule throughout the week.

Services Offered

At Guardian Credit Union, we provide a variety of services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. You can also take advantage of our credit card options with rewards and business banking services if you're looking to grow your enterprise. Plus, with ATM access available right at our branch, withdrawing cash or checking your balance is quick and easy. While members can visit us at 9411 Al Highway 22 Maplesville Al 36750, official correspondence should be sent to 9411 AL Highway 22, Maplesville, AL 36750-3264 if it differs from our physical location. Ready to experience what we have to offer? Feel free to call us at (334) 244-9999 or stop by during our operating hours. We can't wait to assist you!

Member Eligibility

Becoming a member of Guardian is like joining a family that genuinely cares about your financial well-being. At our branch, located at 9411 Al Highway 22 Maplesville Al 36750, we welcome individuals who live, work, worship, or attend school in the area. This means if you have ties to our community, you're likely eligible to join us! Our membership offers numerous benefits, including personalized service and access to various financial products designed to meet your needs. If you're curious about the specific eligibility criteria, feel free to check out more details at . Opening an account with us is a breeze! Just reach out at (334) 244-9999 for assistance or visit us in person to get started on your journey toward financial empowerment. We're excited to welcome you into our community and help you achieve your goals!

Business Banking & Commercial Services

At Guardian, we understand that every business has unique needs and challenges. Whether you're a startup looking to make your mark or an established company aiming for the next level, our business banking and commercial services are designed to support your journey. Imagine having the resources to fuel your growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses. But that's not all! Our merchant services simplify transactions so you can focus on what you do best running your business. From point-of-sale solutions to online payment processing, we help you create a seamless experience for your customers. Ready to take your business further? Visit us at 9411 Al Highway 22 Maplesville Al 36750 in Maplesville, AL, or give us a call at (334) 244-9999. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we offer robust Business Banking solutions including Merchant Services & Business Loans. We understand the unique challenges businesses face and are here to support your growth.

Convenience Services

Your convenience matters to us! With our ATM & Cash Withdrawal Services, accessing your cash is as easy as stepping outside. If you're on-the-go, take advantage of our Basic Drive-Thru Banking, where you can conduct deposits, withdrawals, and other simple transactions without leaving your vehicle. Additionally, we participate in shared branch transactions with partner credit unions. This means that even if you're away from home, you can still perform basic transactions like deposits and withdrawals at various locations.

Credit Options

Looking for ways to earn rewards while spending? Our Credit Cards with Rewards program allows you to earn points for every dollar spent perfect for those who love to travel or shop!

Debt Solutions

Managing debt can be challenging, but with our Personal Loans & Debt Consolidation, you can simplify your finances and regain control. Our team will work with you to create a solution tailored to your situation.

Getting Started

Ready to take advantage of these services? Visit us at 9411 Al Highway 22 Maplesville Al 36750 or give us a call at (334) 244-9999. Our friendly team is eager to assist you with all your banking needs and help you navigate your financial journey with ease. At Guardian, we're more than just a credit union; we're a community partner committed to helping you achieve financial wellness. Explore what we have to offer today!

Home Financing

For members interested in homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed to make the journey smoother. We understand that buying a home is one of the most significant investments you'll make. That's why we work hard to provide personalized service and clear information at every step.

Personal Banking

For those seeking personal banking options, we offer Checking & Savings Accounts tailored to help you manage your day-to-day finances effectively. Imagine having access to your funds anytime through our user-friendly Online & Mobile Banking platforms. You can check balances, transfer money, and even make payments right from your smartphone or computer. If you're planning to buy a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates to help get you on the road quickly. Our loan specialists are here to guide you through the process, ensuring you find a plan that suits your budget.

Digital & Online Banking

Key Features

We offer a variety of features that make banking simpler for you. E-statements are available, which means no more cluttering your inbox with paper statements viewing your account activity is just a click away. Plus, our electronic signature authorization makes signing documents quick and hassle-free. If you're always on the move, our mobile application provides the flexibility to manage your accounts right from your smartphone. You can also take advantage of mobile payments, allowing you to make transactions using just your device no wallet required! For those moments when you need to send money to friends or family, our person-to-person transfer feature makes it easy and fast.

Secure and User-Friendly

Security is our top priority. All transactions through our online services are protected by advanced encryption technology, giving you peace of mind as you bank digitally. Plus, our user-friendly interface ensures that everyone can navigate their accounts with ease. Whether you're checking your balance or transferring money between accounts, Guardian offers the digital tools to make banking straightforward and accessible. With us, managing your money has never been easier!

Financial Strength

Growing Together

Total Share Accounts: 187,611, show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $911,982, highlighting our ability to meet your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 9411 Al Highway 22 Maplesville Al 36750 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $24,222 in used auto loans and $857,470,944 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand your business ventures. If you're considering refinancing options or need assistance determining eligibility for any of our products, our knowledgeable team is ready to help you navigate through these decisions. To learn more about our loan offerings or to speak with a member service representative, please contact us at 334-244-9999 or visit us at 9411 Al Highway 22 Maplesville, AL 36750. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey begins here at Guardian!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. You can trust us to guide you through the process of financing your next vehicle smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We offer various mortgage products designed to suit different needs and budgets. Our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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Guardian