Guardian Credit Union Greenville AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Guardian Credit Union, your trusted financial partner in the heart of Greenville, Alabama! Located at 717 Willow Ln, Greenville, AL 36037, we have been serving our community since 1958. With a dedicated team of 268 employees, led by our CEO, Heath Harrell, and Board President, Scott Kramer, we pride ourselves on providing personalized service that meets the unique needs of each member. At Guardian, we understand that financial decisions can be overwhelming. That's why we're here to offer guidance and support every step of the way. Our commitment to our members is reflected in our impressive statistics: with total assets of over $1 billion specifically $1,069,091,358 and total deposits reaching $69,305,389, we are well-equipped to help you achieve your financial goals. We currently serve over 91,870 members, providing a variety of services tailored to both personal and business banking needs. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Our loan portfolio includes more than 63,785 loans and leases, allowing us to support our members' dreams and aspirations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 717 Willow Lane, Greenville, AL 36037. Our focus extends beyond just numbers; we aim to make a positive impact in our community. We believe in fostering relationships built on trust and reliability. If you're curious about how we can assist you or if you have any questions about our services, don't hesitate to reach out! Give us a call at 334-244-9999 or explore our website at myguardiancu.com for more information. Join us at Guardian Credit Union today we're excited to be part of your financial journey!

Branch History & Mission

A Journey Through Time

From our humble beginnings, Guardian has always aimed to provide exceptional financial services tailored to the needs of our members. We began as a local credit union focused on fostering financial wellness within our community. Today, we offer an extensive range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our evolution is marked by a commitment to innovation while maintaining the personal touch that defines us. In addition to our core banking services, we are proud to embrace modern technology. Our online and mobile banking platforms ensure that members can access their accounts anytime and anywhere. We believe that everyone deserves convenient banking options without sacrificing security or service quality.

Community Focus

While you can visit us at 717 Willow Ln for all your banking needs, official correspondence should be sent to our mailing address: 717 Willow Lane, Greenville, AL 36037. We invite you to take advantage of our drive-thru services for quick transactions and enjoy the convenience of our ATM availability right here in town. Our dedicated team operates from Monday through Thursday from 9:00 AM to 4:30 PM and on Fridays from 8:30 AM to 5:00 PM. We are here to assist you every step of the way.

Join Us Today!

With a legacy built on trust and community spirit, Guardian Credit Union invites you to become part of our family. Experience firsthand how we can help you achieve your financial goals while actively participating in meaningful community initiatives. Reach out today at 334-244-9999 or visit us online at myguardiancu.com to learn more about membership benefits and how we can serve you better!

Our Mission

At Guardian Credit Union, our mission is clear: we strive to enhance the lives of our members by providing them with accessible financial solutions and unwavering support. We are dedicated to not only meeting your financial needs but also contributing positively to the communities we serve. This mission drives our outreach efforts and partnerships with local organizations aimed at fostering economic growth and social welfare. Whether it's offering educational workshops on budgeting or supporting local charities through fundraising events, Guardian is committed to being an active participant in Greenville's growth story.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Greenville branch today! Our friendly staff is eager to help you navigate your financial journey. Whether you're looking to open an account or have questions about our services, we're here for you! Visit us soon and discover how Guardian Credit Union can support your financial goals.

Convenient Access

We understand that accessibility matters. That's why our branch is equipped with features that cater to everyone, including ADA-compliant ramps and accessible parking options. Whether you're visiting us for personal banking or business services, you'll find everything you need right here.

Operating Hours

We're open Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays from 8:30 AM to 5:00 PM. Please note that we are closed on Saturdays. Our drive-thru service mirrors these hours, allowing you the flexibility to bank without leaving your vehicle.

Services Offered

At Guardian Credit Union, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to assist you. If you're in need of quick cash withdrawals or basic transactions, our ATM is available on-site for your convenience. Additionally, if you need assistance outside of regular banking hours or prefer a more personal touch, feel free to reach out by phone at 334-244-9999. While members can visit us at 717 Willow Ln for all their banking needs, official correspondence should be sent to our mailing address at the same location.

Member Eligibility

At Guardian, we believe that everyone deserves a chance to join our supportive community of members. If you're looking to become part of something special, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the Greenville area. We welcome individuals from all walks of life, making it easy for you to enjoy the benefits of being a member. Once you meet the eligibility criteria, opening an account is a breeze! You can learn more about the requirements by visiting our website at . If you have any questions or need assistance, don't hesitate to give us a call at (334) 244-9999. Join us at Guardian, located at 717 Willow Ln Greenville Al 36037, and experience the advantages that come with being part of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer robust merchant services designed to streamline your payment processes. Whether you're a retail shop accepting card payments or an online store looking for e-commerce solutions, our services are geared toward making transactions easier and faster. This allows you to focus more on what you do best running your business. Visit us at 717 Willow Ln Greenville Al 36037 in Greenville, AL or contact us at (334) 244-9999 to learn how we can support your business today!

Comprehensive List Of Services

Business Banking

We understand that businesses require specialized services. Our business banking solutions, including merchant services and business loans, empower local entrepreneurs in Greenville and beyond. We're here to support your business growth every step of the way.

Convenient Digital Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. You can make payments, check balances, and even transfer money between accounts all at your fingertips. Our ATM services ensure you can withdraw cash easily whenever needed.

Credit Options

Managing debt can be challenging, but at Guardian, we simplify it with our personal loans and debt consolidation services. Our credit cards not only offer rewards but also allow you to manage your spending effectively while earning benefits along the way.

In-Person Services

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. We also participate in shared branching, allowing members of partner credit unions to conduct essential transactions at our location. At Guardian, we pride ourselves on being more than just a bank; we're a community partner invested in your financial well-being. With friendly staff ready to assist you at every turn, we aim to make banking an easy part of your life. If you'd like more information about any of these services or want to speak with a member of our team, please don't hesitate to contact us at (334) 244-9999 or visit us at 717 Willow Ln Greenville Al 36037 in Greenville, AL. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to everyday needs, ensuring you have easy access to your funds when you need them. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates to help make your purchase smoother. For those looking to buy a home or refinance their existing mortgage, our mortgage loans come with personalized guidance throughout the process.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds all from the comfort of your home or while on the go. Plus, with our mobile application available for download, banking is literally at your fingertips! Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the funds are sent instantly no need for cash or checks! For those who prefer paperless options, we offer e-statements that allow you to view your account statements securely online. It's not only eco-friendly but also keeps your financial information organized and accessible.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that all your transactions are safe and protected. You can bank confidently knowing that we take every precaution to keep your information secure. With mobile payments enabled, you can also make purchases directly from your smartphone making shopping more convenient than ever! Whether you're paying for groceries or splitting a dinner bill with friends, our digital solutions fit seamlessly into your lifestyle. At Guardian, we're committed to providing an accessible and user-friendly banking experience. Explore all our digital offerings today at https://www.myguardiancu.com/ and see how easy it is to manage your finances on your terms!

Financial Strength

Commitment to Growth

Our commitment to serving you is further reflected in our $83,196,610 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,222 in used auto loans and $857,470,944 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts: 187,611, showing a strong and growing member base that trusts us with their finances. Our commitment to our members is unwavering; your success is our priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 717 Willow Ln Greenville Al 36037 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a reported $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees ready to assist you with knowledge and dedication.

Secure Savings Options

Members' savings are safeguarded through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $96,180,903, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring that you have choices that fit your budget.

Credit Lines and Business Loans

For those looking for extra flexibility, our total credit lines amount to $315,323,650. This option allows you to access funds when you need them most without having to apply for a new loan each time. Additionally, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand. We encourage anyone interested in any of these products to reach out for more information on refinancing or eligibility options available. Our team at Guardian, located at 717 Willow Ln Greenville Al 36037 in Greenville, AL, is ready to assist you. Feel free to give us a call at (334) 244-9999, or visit us during our operating hours: Mon - Thu from 9:00 AM - 4:30 PM and Fri from 8:30 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We offer various mortgage products that can help you secure your dream home while keeping your payments manageable.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that they are seeing fair offers. One of the standout features of LendMesh is its Verified Data. Loan offers come exclusively from legitimate financial institutions, which guarantees a level of transparency rarely found in other comparison tools. Additionally, LendMesh has a strict policy against Sponsored Listings. Unlike many platforms that prioritize lenders based on paid promotions, LendMesh's goal is to provide unbiased results to help users make informed decisions. With Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions. This feature allows individuals to quickly assess their options and choose the best loan for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those seeking clarity in their loan search, LendMesh is an invaluable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Guardian