Guardian Credit Union Clanton AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Guardian Credit Union at our Clanton branch, where your financial needs take center stage! Located at 1501 7Th St N, Clanton, AL 35045, we have proudly served our community since 1958, helping over 91,870 members achieve their financial goals. With a robust asset base of over $1.06 billion and total deposits reaching $69,305,389, we are committed to providing you with the best possible service and support. At Guardian Credit Union, we believe in building strong relationships with our members. Our dedicated team, led by CEO Heath Harrell and Board President Scott Kramer, strives to create an environment where you feel valued and understood. Whether you need personal banking services like checking accounts or loans for your next vehicle, we're here to help every step of the way. Our branch is not just a place for transactions; it's a hub of community engagement. We pride ourselves on being more than just a credit union; we're your partner in financial success. With total loans amounting to 63,785 and a net worth of $96,180,903, we ensure that our resources are always working for you. While members can visit us at 1501 7Th St N, official correspondence should be sent to our mailing address: 1501 7th St N, Clanton, AL 35045-2121. If you have any questions or need assistance, don't hesitate to reach out! Call us at 334-244-9999 or explore our website at myguardiancu.com. Join us today and discover how Guardian Credit Union can help secure your financial future!

Branch History & Mission

A Legacy of Service

Guardian Credit Union started with a vision: to provide accessible banking services that uplift individuals and families. Over the years, we've embraced this mission by expanding our offerings beyond traditional banking to include personal loans, auto financing, mortgage solutions, and business banking services. Our commitment to the community is reflected not only in our growing membership but also in our partnerships with local organizations aimed at fostering economic development and education.

Community Connections

As part of our commitment to serving Clanton and surrounding areas, we have established shared service centers that allow members access to even more resources. With ATM availability and drive-thru banking options, we ensure that accessing your funds is easy and convenient. Additionally, our focus on digital advancements allows us to cater to all members' preferences be it through mobile payments or e-statements.

Join Us Today!

Guardian Credit Union invites you to become part of our family. Experience firsthand how we blend personalized service with robust financial products tailored just for you. Together, let's build a brighter future for you and your community! For more information or assistance, feel free to reach out at 334-244-9999 or visit us online at myguardiancu.com.

Our Mission Statement

Our mission at Guardian is simple yet powerful: we strive to enhance the financial well-being of every member while supporting the communities we serve. This means providing exceptional service that prioritizes your needs whether it's through personal banking options like checking and savings accounts or through innovative online and mobile banking features. We believe that strong communities are built on strong relationships, which is why we invest time and resources into outreach initiatives that make a real impact. While members can visit us at 1501 7th St N, official correspondence should be sent to 1501 7th St N, Clanton, AL 35045-2121. We are proud to offer convenient operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Accessible Banking for Everyone

At Guardian, we prioritize accessibility. Our branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can comfortably access our services. Whether you need assistance with personal banking, auto loans, or business financing, our team is ready to provide support tailored to your needs.

Conveniently Located

Our Clanton branch is situated near popular landmarks that many locals know well. You can find us just a short drive from the bustling downtown area, making it easy to stop by while running errands or on your way home. Plus, we offer ample parking for our members, ensuring that you have a hassle-free visit every time.

Operating Hours That Work for You

We understand that life can get busy! That's why we offer flexible operating hours. Visit us Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:00 AM to 5:00 PM. If you need to swing by on Saturday, our lobby is open from 9:00 AM until noon for your convenience. Additionally, our drive-thru service operates longer hours throughout the week, giving you even more flexibility when banking with us.

Services Designed for Your Lifestyle

At Guardian Credit Union, we provide a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Need cash? We have an ATM available on-site for quick withdrawals and balance checks. Plus, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals. While members can visit us at 1501 7Th St N Clanton Al 35045, official correspondence should be sent to 1501 7th St N, Clanton, AL 35045-2121. We invite you to come see us soon! If you have any questions or need assistance before your visit, don't hesitate to call us at (334) 244-9999. Your financial journey is important to us let's take it together at Guardian Credit Union!

Member Eligibility

Joining Guardian is like stepping into a community where your financial well-being matters. We're delighted to welcome you as a member! If you're interested, eligibility is quite simple. Generally, anyone living or working in our local area can become a member, so if you're from around Clanton, you've likely already met the criteria. To ensure you have all the up-to-date details about eligibility, feel free to check out our dedicated page at . Opening an account with us is an easy process designed to make you feel at home. You can start your journey towards becoming a member by visiting us at 1501 7Th St N Clanton Al 35045, or if you prefer, give us a call at (334) 244-9999 for more information. We look forward to welcoming you and helping you achieve your financial goals here at Guardian!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services make transactions smooth and efficient. From credit card processing to online payment solutions, we ensure you have the tools needed to focus on what matters most growing your business. Located at 1501 7Th St N, Clanton, AL 35045, our team is ready to help you explore the best options tailored specifically for your needs. Let's build your future together! For more information or assistance, feel free to contact us at 334-244-9999.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and small business owners, we also offer business banking solutions including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support as they grow.

Convenient Access Points

Convenience is key at Guardian. With an ATM on-site and drive-thru services available for simple transactions like deposits and withdrawals, we've designed our services for ease of access. If you're a member of a partner credit union, take advantage of shared branch transactions right here in Clanton!

Credit Cards & Rewards

Our credit cards come with rewards that allow you to earn points for everyday purchases. Whether you're grabbing coffee or filling up your gas tank, every swipe brings you closer to exciting rewards.

Digital Banking Features

We know that in today's fast-paced world, digital banking features are essential. Our online banking system allows you to manage your accounts anytime, anywhere. Plus, with mobile payments and person-to-person transfer options available through our app, sending money to friends or family has never been easier. If you have questions or need assistance with any of these services, don't hesitate to reach out! Call us at (334) 244-9999 or visit us at 1501 7Th St N Clanton Al 35045 during our operating hours: - Lobby Hours: - Monday Thursday: 8:30 AM 5:00 PM - Friday: 8:00 AM 5:00 PM - Saturday: 9:00 AM 12:00 PM At Guardian, we're here to help you navigate your financial journey with confidence. Visit us today or explore more about our services online at Clanton. Let's work together towards achieving your financial goals!

Personal Banking Solutions

One of the cornerstones of our services is personal banking. We offer checking and savings accounts that help you keep your money safe while earning interest. Imagine effortlessly managing your funds from anywhere, thanks to our robust online and mobile banking platforms. You can check your balance, transfer money, and pay bills right from your smartphone. When it comes to larger purchases, like buying a car or refinancing your mortgage, we provide auto loans and mortgage options that fit various budgets. Our competitive rates mean you can save more over time. For those unexpected expenses or planned projects, consider our personal loans and debt consolidation options that make repayment manageable.

Digital & Online Banking

E-Statements and Mobile Payments

Going paperless is not only good for the environment but also for your peace of mind. Our e-statements are available so you can view your account activity without the clutter of physical statements. You'll have instant access to your financial information right when you need it. In addition, enjoy the ease of mobile payments! With this feature, you can make purchases right from your smartphone, allowing you to leave your wallet at home while still having everything you need at your fingertips.

Mobile Application and Transfers

Stay connected with our user-friendly mobile application. It gives you all the power of online banking on the go! From checking your balance to making person-to-person transfers, managing your money has never been easier. Need to send money to a friend? Just use our person-to-person transfer option; it's quick and simple! With the security features we have in place, including encryption and multi-factor authentication, you can feel confident that your information is safe as you navigate through our digital offerings. Whether you're at home or out and about, Guardian's digital and online banking services provide easy access to your financial world while prioritizing security and convenience. Join us today and experience banking redefined!

Financial Strength

Commitment to Growth

With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,222 in used auto loans and $857,470,944 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 187,611, show a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $911,982, we are well-positioned to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 1501 7Th St N Clanton Al 35045 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, which showcases our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $96,180,903, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our competitive rates can help make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We strive to guide you through the entire process so you feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we can assist you with eligibility options tailored specifically for your needs. We aim to provide solutions that align with your financial situation and goals. To learn more about our loan offerings and how they can work for you, please visit us at our branch located at 1501 7Th St N Clanton AL 35045, or give us a call at 334-244-9999. Our team is ready to assist you during branch hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Guardian, we're committed to supporting you every step of the way as you navigate your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits designed to enhance your spending experience while keeping your budget in check.

Loan Aggregator

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Guardian