Greylock Credit Union Pittsfield MA | Quick Personal Loans & ATM Services

Introduction

Welcome to Greylock, where your financial well-being is our top priority! Located at 725 North St, Pittsfield, MA 01201, we have been serving our community since 1935. With a strong foundation built on trust and commitment, we proudly support over 104,350 members with personalized banking solutions tailored to their needs. At Greylock, we understand that financial journeys are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. With total assets amounting to an impressive $1,633,991,595, you can rest assured that your funds are in safe hands. Our dedicated team of 307 employees, led by CEO John Bissell and Board President Pete Lopez, is here to guide you every step of the way. Whether you're looking to secure a loan or manage your savings better, our experienced professionals are ready to assist you. While members can visit us at our branch location, any official correspondence should be directed to our mailing address: 150 West Street, Pittsfield, MA 1201. You can reach us at (413) 329-7699 for any inquiries or assistance. Join us at Greylock and experience the difference of community-focused banking. Visit our website at greylock.org for more information or to start your membership today!

Branch History & Mission

A Legacy of Growth

Located at 725 North St, Pittsfield, MA 01201, Greylock has been at the heart of the Berkshire community for nearly nine decades. Over the years, we've adapted to changing times while staying true to our core values. Our commitment to member service and community support has only strengthened as we expanded our offerings. Whether it's personal banking services like checking and savings accounts or auto loans and mortgages, our focus remains on empowering individuals and families to achieve their financial goals. While members can visit us at our physical location on North Street, official correspondence should be sent to our mailing address at 150 West Street, Pittsfield, MA 1201. Our branch is conveniently situated near local landmarks that make it easy for you to find us.

Community Partnerships

Greylock takes pride in its active involvement within the Pittsfield area through partnerships and outreach initiatives aimed at supporting local organizations and events. We understand that by investing in our community, we help create a vibrant environment where everyone can thrive. As we look towards the future, we remain committed to enhancing member experiences through continuous improvement and innovation. Our operating hours are designed for your convenience open Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM with a break from 1:00 PM to 1:30 PM each day. Join us at Greylock today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community focused on growth and success. For more information or assistance, feel free to call us at 413-329-7699 or visit our website at greylock.org. We can't wait to welcome you!

Mission-Driven Services

At Greylock, we believe in making a difference beyond just banking. Our mission is clear: we strive to enhance the financial well-being of our members while actively contributing to the growth and strength of our community. We offer various services that cater to individual needs personal loans, credit cards with rewards, business banking solutions, and innovative online and mobile banking options. Our drive towards digital advancements ensures that banking with us is simple and efficient. We are dedicated to being accessible for everyone by maintaining ADA compliance in our facilities. While we do not currently have a drive-thru service or shared service center available, our ATM services are readily accessible for all your cash withdrawal needs.

Branch Location & Accessibility

Accessibility Features

At Greylock, we believe that everyone should have access to banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities to ensure all members can comfortably visit us. If you have any specific needs during your visit, please don't hesitate to reach out.

Conveniently Located

Nestled in the heart of Berkshire County, our branch is conveniently situated near popular local spots, making it easy to drop by while running errands. You can find us just a short walk from the bustling downtown area, where you can enjoy shopping and dining. If you're traveling from further away, rest assured that parking is available nearby for your convenience.

Get in Touch

Have questions or want to know more about how we can help you? Feel free to call us at 413-329-7699. We look forward to welcoming you into the Greylock family! Stop by today and discover how we can support your financial journey!

Operating Hours & Services

We are open on Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM. Please note that we take a break for lunch from 1:00 PM to 1:30 PM, so plan your visit accordingly! Our friendly staff is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Plus, we offer ATM access for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 150 West Street, Pittsfield, MA 1201.

Member Eligibility

At Greylock, we believe that becoming a member is like stepping into a welcoming community where your financial needs are truly understood. If you're wondering about eligibility, it's quite simple! We invite anyone who lives, works, or worships in the area around 725 North St Pittsfield Ma 01201 to join us. Whether you're looking to open a savings account, secure a loan, or simply access our various services, you'll find that membership opens up a world of benefits tailored just for you. For more detailed information on who can join and the specific criteria, feel free to explore our eligibility page. Getting started is easy! You can begin your membership journey by visiting our account opening portal. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (413) 329-7699. We're here to help you every step of the way as you become part of the Greylock family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Picture this: a customer walks into your store, ready to buy. With our user-friendly payment solutions, they can complete their purchase quickly and securely. This not only enhances customer satisfaction but also helps improve your cash flow. Visit us at 725 North St Pittsfield Ma 01201 in Pittsfield, MA, or call us at (413) 329-7699 to learn more about how our business banking and commercial services can empower your success!

Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions including Merchant Services & Business Loans. This means whether you're looking to expand operations or simply need assistance with day-to-day transactions, we're here to support your business journey.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program offers points on purchases that can be redeemed for various benefits, making each transaction more rewarding.

Digital Banking Convenience

We know that convenience is key in today's fast-paced world. That's why our digital banking features allow you to bank anytime, anywhere. With our Online & Mobile Banking, managing your accounts has never been easier. You can view balances, transfer funds, and even deposit checks right from your smartphone! Plus, our ATM services ensure you have easy access to cash whenever you need it. At Greylock, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your financial goals. Explore the full range of services available at Bmc and discover how we can assist you today! Ready to take the next step? Visit us at 725 North St Pittsfield Ma 01201, call us at (413) 329-7699, or explore our website at https://www.greylock.org/ for more information about how we can serve you best!

Personal Banking Solutions

Whether you're just starting out or planning for your future, our personal banking services have got you covered. We offer various Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a checking account with no monthly fees and easy access to your funds, ensuring you can manage your day-to-day expenses without any hassle. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates that can help you get behind the wheel sooner than you think. For those looking to buy a home or refinance an existing mortgage, we offer straightforward Mortgage Loans & Refinancing solutions that can save you money over time. We also understand that life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation services are designed to help you manage those costs effectively, allowing you to regain control of your finances without stress.

Digital & Online Banking

Explore Our Services

With our online banking platform, you can manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. We also provide e-statements, allowing you to go paperless and access your financial documents whenever you need them no more clutter! For those on the go, our mobile application makes banking even easier. You can make mobile payments directly from your phone, giving you the freedom to handle transactions without being tied to a computer. Plus, with 24/7 access to your account through our online services, you're never out of touch with your finances.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that our systems are designed with robust security measures to protect your personal information. We also support person-to-person transfers, making it simple to send money to friends or family directly from your account though please note this feature is not currently available at Greylock. In summary, Greylock's digital and online banking services provide an accessible and user-friendly way to manage your money securely. Visit us at greylock.org today to start enjoying these benefits!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 213,318, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending remain positive at $0, which indicates our commitment to member-focused banking. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 725 North St Pittsfield MA 01201 or call 413-329-7699 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $3,362,973 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 289 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $162,624,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: with $14,239 in used auto loans and a total of $1,315,294,369 in loans and leases supporting your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $196,347,212, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we also have credit lines available, totaling $449,577,383, which can provide you with added flexibility when managing your finances. If you're considering refinancing any existing loans, please reach out to us to explore your eligibility options. At Greylock, we're here to guide you through every step of the lending process. Our dedicated team is ready to assist you with any questions you may have about our loan products or how they fit into your financial plan. For more information or personalized assistance, feel free to contact us at (413) 329-7699 or visit us at our branch located at 725 North St Pittsfield Ma 01201 in Pittsfield, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to secure your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive financing options can make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and expand. We recognize the challenges faced by small businesses and are committed to supporting your success with accessible lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489, make buying or refinancing simple. We provide tailored solutions to ensure that your journey toward owning a home is smooth and straightforward.

Unsecured Credit Card Loans

Managing day-to-day expenses is essential, and we offer flexible terms on unsecured credit card loans, with a total of $15,674,087 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases while benefiting from competitive rates and no hidden fees.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, you can easily find the loan that fits your needs without the hassle of searching through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified data, LendMesh builds trust with its users. One of the standout features of LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, which enhances transparency in the comparison process. Furthermore, LendMesh maintains an unbiased approach by not featuring sponsored listings. This means lenders are not prioritized based on paid promotions; instead, you get straightforward results to help you make informed decisions. The platform also excels in offering real-time rate comparisons. This means users have access to up-to-date loan rates from multiple institutions at their fingertips, allowing for quick and informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the service. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Greylock