Greenville Heritage Credit Union SC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Greenville Heritage at the Donaldson Center! Located at 240 Terminal Rd, Greenville, SC 29605, we have proudly served our community since 1941. With over 11,800 members and a commitment to their financial well-being, we are more than just a credit union; we are a partner in your financial journey. At Greenville Heritage, we understand that trust and reliability are paramount when it comes to managing your finances. That's why we offer a range of services tailored to meet the needs of our members, including personal banking, auto loans, mortgage financing, and much more. Our total assets stand at an impressive $166,387,279, ensuring that we have the resources to support you in achieving your financial goals. Our dedicated team of 39 employees is led by CEO Alan Berry and Board President William McDowell, Jr. Together, they work tirelessly to foster a welcoming environment where every member feels valued. We're proud to report a net worth of $20,664,640 and total deposits amounting to $17,857,712, reflecting our strong financial foundation. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2564, Greenville, SC 29602. Whether you need assistance with loans or want to open a new account online through our website www.greenvilleheritage.com, we're here for you. Join us today and experience the difference that community-focused banking can make in your life. For any inquiries or assistance, feel free to call us at 864-370-5665. Let's build a brighter financial future together!

Branch History & Mission

Welcome to the story of Greenville Heritage, a credit union that has been a cornerstone of community support and financial empowerment since its inception in 1941. Located at 240 Terminal Rd, Greenville, SC 29605, our branch has grown alongside the vibrant community we serve, evolving to meet the changing needs of our members and their families. From humble beginnings, Greenville Heritage has blossomed into a trusted institution with a total membership of 11,803 and assets exceeding $166 million. Our mission is clear: to provide accessible financial services while fostering a sense of belonging and support within our community. We believe in the power of partnership, not just in terms of finances but also through community outreach initiatives that uplift those around us. At Greenville Heritage, we offer a range of services tailored to our members' needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our focus is on helping you achieve your financial goals with ease and confidence. Whether you're looking to buy your first car or planning for retirement, we're here to guide you every step of the way. While members can visit us at our branch location on Terminal Road, official correspondence should be sent to PO Box 2564, Greenville, SC 29602. We invite you to take advantage of our convenient operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Although we do not have drive-thru banking available, we are proud to offer an ATM for quick access to cash. Greenville Heritage is committed to modern banking solutions as well. We embrace technology with online banking services that allow you to manage your accounts from anywhere. Whether it's mobile payments or person-to-person transfers, we ensure that banking is both easy and secure for everyone. Our commitment extends beyond finances; we actively engage in community programs and partnerships designed to make a difference. From educational workshops to local sponsorships, we're dedicated to giving back and supporting the people who make our community thrive. As you consider your financial future, we invite you to join the Greenville Heritage family. Experience firsthand how our member-focused approach can help you achieve your dreams while being part of a community that cares deeply about its members' success. Come visit us or check out more about membership options at Greenville Heritage's website. Your journey toward better financial health starts here!

Branch Location & Accessibility

Convenience and Accessibility

At our Donaldson Center location, parking is ample and hassle-free. We are proud to offer facilities compliant with ADA standards, ensuring everyone can access our services comfortably. While we don't have drive-thru banking available, our friendly team is ready to assist you inside the branch.

Operating Hours

We understand that life can be busy! That's why we're open Monday through Friday from 8:30 AM to 5:00 PM, with a lunch break from 1:00 PM to 2:00 PM. This schedule allows us to serve you efficiently while giving you the flexibility you need during your day.

Services Offered

As a member of Greenville Heritage, you'll enjoy a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, our ATM service is available for quick cash withdrawals and balance checks. We invite you to visit us at the Donaldson Center or give us a call at 864-370-5665 if you have any questions or need assistance. Our dedicated staff looks forward to helping you achieve your financial goals!

Member Eligibility

Joining the Greenville Heritage community opens up a world of financial possibilities, and becoming a member is easier than you might think! If you live, work, worship, or attend school in certain areas of South Carolina, you're likely eligible to join us. Plus, family members of current members can also enjoy the benefits of membership. At Greenville Heritage, we pride ourselves on being more than just a financial institution; we are a supportive network that cares about your success and well-being. By becoming a member, you gain access to a variety of services designed to help you achieve your financial goals. Ready to take the next step? You can find detailed eligibility criteria by visiting our website at http://www.greenvilleheritage.com/membership/. If you're all set to open an account, simply head over to https://newmember.greenvilleheritage.com/6dkdc7rwgdffnkn/getting-started/landing-page for an easy online process. If you have any questions or need assistance, don't hesitate to give us a call at (864) 370-5665. We're here to help you every step of the way as you join our wonderful community at 240 Terminal Rd, Greenville SC 29605!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is key. Our merchant services are designed to make transactions smooth and secure. Picture this: a customer walks into your store, makes a purchase, and leaves satisfied all because your payment system works flawlessly. Whether you run a bustling retail shop or a cozy café, our solutions can help simplify your operations and enhance customer experience. Visit us at 240 Terminal Rd Greenville Sc 29605 in Greenville, SC, or call us at (864) 370-5665 to explore how our business banking services can empower your company!

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or business owner, you'll appreciate our tailored business banking services, which include merchant services and business loans designed to help your venture thrive. We believe in supporting local businesses because they are the backbone of our community.

Credit Card Perks

Our credit card offerings come with rewards that cater to your lifestyle. Whether you're shopping for essentials or planning a vacation, using a credit card from Greenville Heritage can help you earn points along the way.

Loans Made Easy

When it comes to financing, our team understands that each member's situation is unique. That's why we provide various loan options such as auto loans and vehicle financing to help you drive home in your dream car. If you're considering buying a home, our mortgage loans and refinancing options make the process straightforward and manageable. Additionally, our personal loans and debt consolidation solutions are ideal for those looking to simplify their finances or fund a special project.

Online & Mobile Convenience

In today's fast-paced world, accessibility is key. Our robust online and mobile banking platforms allow you to manage your accounts at any time from anywhere. You can transfer money with ease using our person-to-person payment services or set up automatic payments for bills saving you time and effort.

Personal Banking

For everyday banking, we offer comprehensive personal banking services that include checking and savings accounts designed for your convenience. Imagine easily accessing your funds through online banking or mobile applications while enjoying features like e-statements for efficient record-keeping. With ATM and cash withdrawal services available, you can quickly get cash when you need it most.

Visit Us Today!

We invite you to explore these services further by visiting us at our branch or calling us at 864-370-5665. Our friendly staff is eager to assist you with any questions or needs you may have. Join us at Greenville Heritage, where community matters most, and let us help you achieve your financial goals!

Digital & Online Banking

At Greenville Heritage, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, allowing you to manage your finances anytime, anywhere. With just a few clicks or taps, you can take care of your banking needs without stepping foot outside. Our online banking platform at https://greenvilleheritage.com/ is user-friendly and accessible 24/7. Whether you're checking your account balance, transferring funds, or paying bills, everything is right at your fingertips. You can also enjoy the benefits of e-statements, making it easy to track your finances without the clutter of paper statements. Plus, with our electronic signature authorization feature, signing important documents has never been simpler or more secure. If you're on the go, our mobile application keeps you connected to your accounts wherever life takes you. You can make person-to-person transfers effortlessly, send money to friends and family instantly, and even use mobile payments for quick transactions at your favorite stores all while knowing that your information is protected by robust security measures. With features like these at Greenville Heritage, managing your money has never been easier. Enjoy real-time account management and peace of mind knowing that you have complete control over your finances right from the palm of your hand. Experience the future of banking today!

Financial Strength

At Greenville Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident about where your money is held. That's why we are proud to share our strong financial position with you. With a net worth of $20,664,640, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,444,381 in share certificates and $13,999,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,026,446 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; with $89,220,878 in total loans and leases including 1,786 used auto loans we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $334,723, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 20,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenville Heritage is your trusted partner. Visit us at 240 Terminal Rd, Greenville SC 29605 or call 864-370-5665 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $26,911,496 in used vehicle loans and $6,810,936 in new vehicle loans to help members get on the road confidently. Whether you're considering a brand-new model or a reliable used vehicle, we're here to support your journey.

Credit Lines

Our total credit lines amounting to $15,772,517 provide additional flexibility for managing larger purchases or unexpected expenses. These lines are designed for your convenience and can be tailored based on your individual needs. If you have questions about eligibility requirements or refinancing options for any of our products, our friendly team is ready to assist you. To learn more about our loan offerings or start your application process today, feel free to contact us at (864) 370-5665 or visit us at our branch located at 240 Terminal Rd Greenville Sc 29605 in Greenville, SC. For performance insights and financial data related to our services, you can refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $7,407,342, we aim to make home financing straightforward and affordable. If you're interested in refinancing an existing mortgage or learning about eligibility options, don't hesitate to reach out for personalized assistance.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans. With a total of $4,713,382 in unsecured credit card loans already helping members effectively manage their finances, you can enjoy the convenience of having access to funds when needed without collateral.

Loan Aggregator

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