Greenstate Naperville IL Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 1260 Book Rd, Naperville, IL 60540. Established in 1938, we have proudly served our community for over eight decades, growing alongside our members and helping them achieve their financial goals. With a total membership of 455,892 and assets exceeding $10.65 billion, we are committed to providing personalized banking solutions that make a positive impact on our members' lives. At Greenstate, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and business banking options. We also pride ourselves on our accessibility; while you can visit us at our Naperville branch for face-to-face assistance, official correspondence should be directed to our mailing address: 2355 Landon Rd, North Liberty, IA 52317-6508. Our dedication to service extends beyond numbers. With total deposits of $961,767,748 and a net worth of $1,003,326,071, you can trust that your finances are in secure hands. We maintain a healthy cash reserve of $49,529,582, ensuring we're always ready to support your financial aspirations. Under the leadership of CEO Vic Israni and Board President Fred Mims, our team works tirelessly to create an environment where every member feels valued and supported. With 902 employees focused on delivering exceptional service, we're here to guide you through every step of your financial journey. Visit us today or call us at 630-629-5000 to learn more about how we can help you achieve your financial dreams. Experience the difference with Greenstate where community matters and your success is our priority! For more information about our services or to join us online, explore our website at greenstate.org.

Branch History & Mission

At Greenstate, we take pride in our rich history and commitment to serving the community. Since opening our doors in 1938, we've become a trusted financial partner for countless individuals and families in Naperville, IL. Located at 1260 Book Rd, our branch has witnessed remarkable growth over the decades, evolving alongside the needs of our members. Today, we proudly serve a robust membership of over 455,892 individuals and manage total assets exceeding $10.6 billion. Our mission at Greenstate is simple yet impactful: to provide exceptional financial services while fostering strong community connections. We believe that banking should be accessible and beneficial to everyone. That's why we offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our focus extends beyond just transactions; we are dedicated to empowering our members with the tools they need to achieve their financial goals. While members can visit us at 1260 Book Rd, official correspondence should be sent to 2355 Landon Rd, North Liberty, IA 52317-6508. Our branch is designed to be welcoming and accessible, featuring an ATM and drive-thru banking for your convenience. We understand that today's world is fast-paced; therefore, we've also embraced technology with online and mobile banking options available 24/7. Our commitment to community support goes hand in hand with our financial services. We actively engage in outreach programs that uplift local organizations and initiatives aimed at improving the lives of those around us. By forming partnerships within the community, we strive to create a lasting impact that resonates far beyond our walls. As we continue this journey together, we invite you to experience the benefits of becoming a member of Greenstate. Join us today and let us help you navigate your financial path with confidence! For more information on membership or to open an account, please visit [our website]( https://www.greenstate.org/join .html ) or call us at 630-629-5000. Your future starts here!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily reach us. If you prefer drive-thru banking, we've got you covered! Our drive-thru service allows for quick deposits and withdrawals without having to leave your vehicle.

Call to Action

We invite you to visit us at our Naperville location or give us a call at 630-629-5000 if you have any questions. Experience the welcoming atmosphere and dedicated service that make Greenstate your trusted partner in finance!

Operating Hours

Our lobby hours are from 9:00 AM to 5:30 PM on weekdays, making it convenient for you to stop by after work or during lunch breaks. On Saturdays, we offer drive-thru service from 9:00 AM to 12:00 PM so you can manage your banking needs even on weekends.

Services Offered

At Greenstate, we pride ourselves on offering a range of services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and credit cards with rewards, we aim to support all your financial goals. Need cash? Our ATM is available for withdrawals and balance checks whenever you need it.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. Additionally, family members of existing members can also enjoy the benefits of membership. With our focus on personal service and community support, joining Greenstate means gaining access to a variety of financial products and resources tailored to your needs. Ready to take the next step? You can find all the eligibility details at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership .html for more information. When you're ready to open your account, just visit us at https://www.greenstate.org/join .html . If you have any questions or need assistance, feel free to call us at (630) 629-5000 we're here to help! Join us at our branch located at 1260 Book Rd Naperville Il 60540 and become part of a community that cares about your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is key. Our merchant services allow businesses to accept payments easily and securely, enhancing customer satisfaction and streamlining operations. Imagine being able to serve your customers faster at checkout while also managing your cash flow effectively this is what our services can help you achieve. Visit us at 1260 Book Rd Naperville Il 60540 in Naperville, IL, or give us a call at (630) 629-5000 to learn more about how we can assist your business in reaching its full potential!

Comprehensive List Of Services

Accessible Support

Whether you're visiting us in person or reaching out by phone at (630) 629-5000, our friendly staff is always ready to assist you with any questions or concerns you may have about our services. We pride ourselves on providing personalized support tailored to your specific needs.

Business Banking

Running a business comes with its own set of challenges. At Greenstate, we offer tailored solutions through our business banking services. From merchant services that streamline payment processing to business loans that fuel growth, we are here to support local entrepreneurs every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs offer easy access for withdrawals and balance checks. For quick transactions without leaving your car, take advantage of our basic drive-thru banking services for deposits and withdrawals.

Get Started Today!

Discover how Greenstate can simplify your financial life today! Visit us at 1260 Book Rd Naperville Il 60540, call us at (630) 629-5000, or check out our website at https://www.greenstate.org/ . We look forward to welcoming you as a member and helping you achieve your financial goals!

Personal Banking

We understand that each member's financial journey is unique. That's why our personal banking services cater to various needs. From checking and savings accounts that help you manage your everyday finances to auto loans and vehicle financing for those looking to hit the road in style, we've got you covered. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options can guide you through the process smoothly. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation options provide flexible solutions. Plus, enjoy the benefits of our credit cards with rewards, designed to give you more from your everyday spending.

Digital & Online Banking

Key Features

Enjoy the ease of checking your balance, transferring funds, and paying bills from the comfort of your home or on the go. Our mobile application is available for download, allowing you to carry banking right in your pocket. Plus, with our person-to-person transfer feature, sending money to friends and family is as simple as a few taps on your smartphone. For those who prefer paperless options, we provide e-statements that keep your financial information secure while reducing clutter. You can opt for electronic signature authorization for certain transactions, making it quicker and simpler to handle your banking needs without having to visit a branch.

Security and Ease-of-Use

Security is at the forefront of everything we do. Our online banking services are protected with advanced security measures to ensure that your personal information stays safe. Whether you're using our website or mobile app, you can bank with confidence knowing that we prioritize your privacy. Accessibility is key; whether it's early morning or late at night, you can manage your account whenever it suits you best. This flexibility empowers you to stay on top of your finances in real-time without hassle. Experience the future of banking today at Greenstate. Visit us online at https://www.greenstate.org/ and take advantage of all the digital tools we have to offer!

Financial Strength

A Growing Membership Base

The trust shown by our members is evident; we have 762,981 total share accounts that highlight a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $691,120, further emphasizing our capability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1260 Book Rd Naperville Il 60540 or call (630) 629-5000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $14,738,755 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 892 full-time employees and 10 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvesting for Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $64,635 in used auto loans and $9,074,581,549 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, whether you're interested in financing a new or used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. We work closely with local businesses to tailor financing solutions that meet their specific needs. At Greenstate, we also offer refinancing options for existing loans to help you save money or adjust payments based on your changing circumstances. Eligibility details can be easily found [here]( https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership .html ). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to start an application, feel free to contact us at (630) 629-5000 or visit us at 1260 Book Rd Naperville Il 60540 in Naperville, IL. We're here to help!

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans, totaling $292,811,402. These loans provide flexibility and can help you handle purchases without the stress of high-interest rates. Plus, you'll enjoy rewards on your spending!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We offer competitive rates and knowledgeable staff to guide you through the process, ensuring you feel comfortable every step of the way.

Loan Aggregator

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Greenstate