Greenstate Freeport IL Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Greenstate, your trusted financial partner since 1938! Located at 1725 S West Ave, Freeport, IL 61032, we are proud to serve our vibrant community with a commitment to member satisfaction and financial well-being. With a total membership of 455,892 individuals, we understand the unique needs of our members and work diligently to provide tailored solutions that empower you financially. At Greenstate, we take pride in our impressive financial health, boasting total assets of over $10.6 billion and total deposits reaching $961,767,748. Our strong net worth of $1,003,326,071 reflects our stability and dedication to sound banking practices. We have facilitated 600,701 loans and leases, helping members achieve their dreams whether it's buying a new car or purchasing a home. Led by our CEO Vic Israni and Board President Fred Mims, our team is dedicated to creating a welcoming environment where every member feels valued. We have a workforce of 902 employees, all striving to ensure that your experience with us is smooth and rewarding. While members can visit us at 1725 S West Ave, official correspondence should be sent to 2355 Landon Rd, North Liberty, IA 52317-6508. We invite you to explore our range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Looking for convenience? Enjoy easy access through our online banking platform and mobile app. Have questions or need assistance? Don't hesitate to call us at 815-235-6137. Join us at Greenstate today; together we can build a brighter financial future! Visit our website at greenstate.org for more information or to become a member.

Branch History & Mission

At Greenstate, we take pride in our long-standing history and commitment to serving the community. Established in 1938, our Freeport branch located at 1725 S West Ave, Freeport, IL 61032, has been a cornerstone of financial support for our members for decades. With a rich legacy that spans over 85 years, we have grown alongside our community, adapting to meet the changing needs of those we serve. From our humble beginnings, Greenstate has evolved significantly. Today, we are proud to support a total membership of over 455,000 individuals and families. Our journey reflects not just growth in numbers but also in the depth of services we offer. With total assets reaching an impressive $10,659,297,817, we continue to provide robust financial solutions tailored to the needs of our members. Our mission at Greenstate is straightforward yet powerful: we strive to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products and personalized service. Whether it's personal banking, auto loans, mortgages, or business banking solutions, we focus on building lasting relationships based on trust and mutual respect. While members can visit us at our Freeport location for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address at 2355 Landon Rd, North Liberty, IA 52317-6508. As we look towards the future, we remain committed to embracing digital advancements that make banking more convenient for everyone. Our online and mobile banking platforms allow members to manage their finances easily from anywhere. We're dedicated to ensuring that all members have access to our services with ADA compliance and customer-centric initiatives designed with you in mind. Community outreach is a core part of who we are at Greenstate. We actively engage in partnerships that support local organizations and initiatives aimed at enhancing the quality of life in Freeport and beyond. Our goal is not just about banking; it's about making a positive impact where it matters most. We invite you to join us at Greenstate! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us today or explore more about what we offer through our website at Greenstate. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

At Greenstate, we prioritize accessibility. Our branch features ADA-compliant entryways and ramps to ensure everyone can easily access our services. Ample parking is available right outside the building, making your visit hassle-free.

Get in Touch!

If you have any questions or would like to learn more about what we offer, don't hesitate to reach out! You can give us a call at 815-235-6137. We look forward to welcoming you at Greenstate where your financial journey begins!

Operating Hours that Fit Your Schedule

We know how busy life can get! That's why we're open Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 PM. Whether you need help with a personal loan or want to discuss savings options, our team is ready to assist you during these convenient hours.

Services Tailored for You

Our branch offers a variety of services designed for all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Enjoy easy access to our ATM services or take advantage of our drive-thru banking for simple transactions like deposits and withdrawals.

Member Eligibility

At Greenstate, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying a range of benefits designed just for you. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives or works in the areas we serve. Whether you're seeking a new place for your banking needs or simply want to take advantage of our great services, we'd love to have you as part of our family. For specific details about eligibility, feel free to visit our website at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Opening an account with us is straightforward and welcoming. You can start your journey by visiting us at 1725 S West Ave Freeport Il 61032 or by checking out our easy account opening process online at https://www.greenstate.org/join.html. Our friendly team is always here to help answer any questions you may have, so don't hesitate to give us a call at (815) 235-6137. We can't wait to welcome you into the Greenstate community!

Business Banking & Commercial Services

Financing Solutions for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Imagine being able to accept payments from customers quickly and easily, allowing you to focus on what you do best running your business. Our merchant services provide you with the tools needed to handle transactions smoothly, whether it's in-store or online. This means more convenience for your customers and better cash flow management for you. Located at 1725 S West Ave Freeport Il 61032 in Freeport, IL, we invite local business owners to discover how our comprehensive banking services can help you thrive. For more information, reach out at (815) 235-6137 or visit us online at https://www.greenstate.org/.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Greenstate has got you covered with business banking solutions that include merchant services and business loans. We understand the unique challenges businesses face and are here to help your venture thrive.

Credit Options

Managing debt can be challenging, which is why we offer personal loans and debt consolidation services to help you regain control of your finances. Additionally, our credit cards come with rewards that allow you to earn while you spend, making everyday purchases even more rewarding.

Digital Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. That's why we provide robust online and mobile banking options. You can easily manage your accounts, transfer money between accounts, or pay bills right from your smartphone or computer. Plus, with ATM access available 24/7 for withdrawals and balance checks, you'll never be left stranded without cash.

Friendly Service

We pride ourselves on providing excellent customer service through various channels. You can visit us in person during lobby hours from 8 AM to 5 PM Monday through Friday or 8 AM to 12 PM on Saturday for basic drive-thru banking services like deposits and withdrawals. Our friendly team is always ready to assist with any questions or transactions you may need. With all these services available at Greenstate, we're committed to helping you reach your financial goals in a supportive environment. We invite you to explore what we offer further by visiting us at 1725 S West Ave Freeport Il 61032 or giving us a call at (815) 235-6137 today! Your financial journey starts here let's take it together!

Personal Banking

Whether you're looking to open a checking or savings account, we have options that fit every lifestyle. Our personal banking services ensure that your funds are not only safe but also working for you. If you're thinking about purchasing a new vehicle or refinancing your current one, our auto loans and vehicle financing solutions can help get you on the road without breaking the bank. For those considering homeownership, our mortgage loans and refinancing options provide competitive rates and personalized support.

Digital & Online Banking

Key Features

Our online banking services allow you to check your account balance, transfer funds, and even pay bills without stepping into a branch. Imagine the ease of accessing your finances from the comfort of your home or on the go with our mobile application, which is available for download on both iOS and Android devices. You can also enjoy the flexibility of person-to-person transfers, making it easy to send money to friends and family instantly. For those who prefer going paperless, we offer e-statements that you can access anytime. This not only helps reduce clutter but also enhances security by keeping sensitive information out of your mailbox. And if you need to sign documents electronically, our electronic signature authorization feature simplifies this process without compromising safety.

Security and Accessibility

Your security is crucial to us at Greenstate. Our online banking system is equipped with advanced encryption technology to protect your personal information while ensuring a smooth user experience. You can rest easy knowing that every transaction is secure. With mobile payments, making purchases has never been easier or faster. Just tap and go! Whether you're shopping in-store or online, our mobile payment feature lets you handle transactions securely using your smartphone. In summary, Greenstate provides a comprehensive digital banking experience that prioritizes accessibility and security while offering features that fit seamlessly into your busy life. Join us today and take control of your finances with confidence!

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Efficient Operations

Our $14,738,755 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120 further illustrate our dedication to providing value to our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1725 S West Ave Freeport Il 61032 or call (815) 235-6137 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780491465 in used vehicle loans and $464029110 in new vehicle loans already helping members get on the road. We make it easy for you to finance your vehicle purchase with competitive rates and flexible terms. Plus, if you're considering refinancing your existing auto loan, our team can help you explore eligibility options that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $2875737432 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions that meet their unique needs. At Greenstate, we pride ourselves on providing clear and accessible financial services. If you're interested in any of our loan products or would like more information about refinancing options, please don't hesitate to reach out at 8152356137 or visit us at 1725 S West Ave Freeport Il 61032. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920425010, make buying or refinancing simple. We aim to simplify the mortgage process so you can focus on what matters most your new home. Our knowledgeable staff will assist you every step of the way, whether it's your first home or a refinance of your current mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require additional support. We also offer flexible terms on unsecured credit card loans, with a total of $292811402 in loans helping members manage their finances effectively. These loans come with competitive interest rates and no collateral required, making them an ideal option for many borrowers.

Loan Aggregator

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Greenstate