Greensboro Credit Union NC | Best Auto Loans & Business Banking

Introduction

Welcome to Greensboro, your trusted financial partner located at 201 N Murrow Blvd, Greensboro, NC 27401. Established in 1928, we have proudly served our community for over 95 years, helping nearly 1,590 members achieve their financial dreams. With total assets of $17,531,724 and deposits amounting to $5,614,798, we are committed to providing reliable services tailored to your needs. At Greensboro Credit Union, we understand that every member is unique. That's why we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team of 5 employees, led by CEO Pamala Douglas and Board President Larry Shuler, is here to guide you on your financial journey with expertise and care. While members can visit us at our branch for personalized assistance, official correspondence should be sent to our mailing address: 3701 W Wendover Ave, Greensboro, NC 27495-0001. If you have questions or need assistance, don't hesitate to call us at 336-275-0287 during our lobby hours from 8:30 AM to 12:00 PM (Monday to Friday). Join us today and discover how Greensboro Credit Union can help you reach your financial goals! For more information about our services or to learn about membership eligibility, visit our website at www.gsocu.org. We're excited to be part of your financial success story!

Branch History & Mission

Community Focus

Our commitment extends beyond just banking. We believe in giving back to Greensboro through various outreach initiatives and partnerships that uplift our local community. Whether it's supporting local events or collaborating with organizations dedicated to improving lives in our area, we are dedicated to making a positive impact. As technology evolves, so do we. Though currently there are no ATMs or drive-thru services available at our branch, we offer online banking and person-to-person payment options that make transactions smoother than ever. We're also proud of our compliance with ADA standards to ensure everyone has access to our services. Join us as we continue this journey together! At Greensboro, you're not just another member; you're part of a community that cares. We invite you to become a part of something greater experience the benefits of being with Greensboro today! For more information or assistance, feel free to call us at 336-275-0287 or visit our website at www.gsocu.org.

Our Mission

The mission of Greensboro is simple yet profound: we aim to empower our members by offering accessible financial solutions while fostering a spirit of community support. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We strive to make banking easy through online and mobile services, ensuring that every member can manage their finances conveniently. While members can visit us at 201 N Murrow Blvd Greensboro Nc 27401, official correspondence should be sent to 3701 W Wendover Ave, Greensboro, NC 27495-0001. Our operating hours are from 8:30 AM to 12:00 PM, Monday through Friday, making it easy for you to drop by when it's convenient.

Branch Location & Accessibility

Welcome to the Greensboro branch of Greensboro, your friendly neighborhood credit union! Conveniently located at 201 N Murrow Blvd Greensboro Nc 27401 in the heart of Greensboro, NC, we are here to serve you with a smile. Our branch is easily accessible and situated near popular local landmarks, making it simple for you to drop by for your banking needs. At Greensboro, we prioritize your comfort and accessibility. Our location is designed with everyone in mind, featuring ADA-compliant facilities and ramps for easy access. Parking is available nearby, so you won't have to worry about finding a spot when you visit us. We understand that time is valuable, which is why our lobby hours are tailored to fit your schedule. We're open from 8:30 AM to 12:00 PM, Monday through Friday. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgage options, our dedicated team is ready to help. While members can visit us at 201 N Murrow Blvd Greensboro Nc 27401, official correspondence should be sent to our mailing address at 3701 W Wendover Ave, Greensboro, NC 27495-0001 if it's different. If you have any questions or need immediate assistance, feel free to give us a call at (336) 275-0287. Although we currently do not offer ATM services or drive-thru banking at this location, our commitment to providing excellent service remains unwavering. Explore our full range of services online or ask one of our friendly staff members during your visit. We invite you to stop by the Greensboro branch of Greensboro today! Let us help you achieve your financial goals with personalized support and community-focused service. We look forward to welcoming you!

Member Eligibility

Welcome to the warm and friendly community at Greensboro! Becoming a member is easy and opens the door to a variety of financial services tailored just for you. If you live, work, worship, or attend school in the Greensboro area, you're likely eligible to join us. We believe in making banking accessible for everyone, so whether you're looking for savings accounts, auto loans, or personal financing options, our team is here to help you every step of the way. For more detailed information on eligibility requirements, feel free to visit our website at https://www.gsocu.org/accounts.php#savings. Joining Greensboro is just a phone call away! You can reach us at (336) 275-0287 if you have any questions or need assistance with the account opening process. Our friendly staff is ready to guide you through the simple steps to set up your account and start enjoying the benefits of membership at our branch located at 201 N Murrow Blvd Greensboro Nc 27401. Don't hesitate to connect with us; we look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a seamless way to process payments while managing your cash flow effectively. Our merchant services are designed with practicality in mind, ensuring you have the tools needed to operate efficiently. From point-of-sale systems that accept various payment methods to online payment solutions, we provide options that keep your business running smoothly. Located at 201 N Murrow Blvd Greensboro Nc 27401 in Greensboro, NC, our team is here to assist you. For more information or to discuss how our services can meet your business needs, call us at (336) 275-0287. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are perfect for getting you behind the wheel without the stress of high payments. We work with you to find a plan that aligns with your budget, making it easier than ever to drive off in the vehicle of your choice.

Business Banking Services

For business owners, we offer a variety of business banking services, including merchant services and business loans. Our goal is to support local businesses in achieving their financial objectives, whether it's through funding or providing tools for efficient cash management.

Credit Cards with Rewards

Enjoy shopping rewards? Our credit cards with rewards provide an excellent way to earn points while making everyday purchases. These cards are designed not just for convenience but also for benefiting members who appreciate getting more out of their spending.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Greensboro, we offer competitive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through the process, ensuring you understand each step along the way.

Online & Mobile Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why at Greensboro, we provide robust online and mobile banking platforms. You can check balances, transfer funds, or pay bills from anywhere with just a few clicks or taps on your phone. We know convenience matters, especially when life gets busy. With our array of services including ATM and cash withdrawal services you'll find everything under one roof at Greensboro located at 201 N Murrow Blvd Greensboro Nc 27401 in Greensboro, NC. If you're ready to take control of your finances or explore any of our offerings further, don't hesitate to reach out! Call us at (336) 275-0287 or visit us online at Main Post Office. We're excited to assist you on your financial journey!

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only helps you manage your everyday expenses but also encourages you to save for future dreams. Our accounts come with features designed for ease of use, ensuring you can access your funds whenever needed.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why having access to personal loans can be vital. If you're dealing with multiple debts, consider our debt consolidation services that can simplify your finances by combining them into one manageable payment. We aim to help relieve some of the financial burdens so you can focus on what matters most.

Digital & Online Banking

Convenience at Your Fingertips

While we currently don't have a mobile application or support for mobile payments, our website is optimized for mobile devices. This means you can still enjoy the convenience of banking on the go. Whether you're at home or out and about, accessing your accounts is just as straightforward. Even without electronic signature authorization at this time, we strive to provide a seamless experience that prioritizes accessibility and ease-of-use. At Greensboro, we are committed to helping you manage your finances in real-time so that you can focus on what matters most in life. Explore all that our digital services have to offer today by visiting https://www.gsocu.org/ and take control of your financial journey!

Key Services Available

With just a few clicks at https://www.gsocu.org/, you can check your balances, pay bills, and transfer funds no need to visit the branch! Our online banking platform is user-friendly and secure, ensuring that your personal information stays protected while you manage your money with ease. We also provide e-statements to help you stay organized. No more paper clutter; view your statements online whenever you need them. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Financial Strength

At Greensboro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your trust in us is backed by strong financial health. With a net worth of $5,406,647, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,349,361 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $142 in used auto loans and $9,075,179 in total loans and leases. Our operational efficiency is reflected in our $36,421, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 2,110, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greensboro is your trusted partner. Visit us at 201 N Murrow Blvd Greensboro Nc 27401 or call (336) 275-0287 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,563,510 in used vehicle loans and $1,434,255 in new vehicle loans already helping members get on the road. If you're considering refinancing your current auto loan, we have options available to make that process straightforward and beneficial.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we offer credit lines with a total of $1,000,000 available. This can be an excellent way to manage expenses while keeping your budget intact. Additionally, we provide unsecured credit card loans; however, currently, we have $0 in unsecured credit card loans available. If you're looking for effective ways to manage your spending, our team is here to discuss potential solutions.

Financial Support for Businesses

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand when they become available. We focus on supporting local businesses and fostering economic growth in our community. At Greensboro, we pride ourselves on transparency and commitment to helping you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like assistance with any of our loan products, please don't hesitate to reach out at (336) 275-0287. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $399,219, make buying or refinancing simple. We can guide you through various eligibility requirements and financing options tailored to fit your needs.

Loan Aggregator

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Greensboro