Great Lakes Credit Union Bay City MI | Best Auto Loans & Business Banking

Introduction

Welcome to Great Lakes, your trusted credit union located at 415 Washington Ave, Bay City, MI 48708. Since our establishment in 1963, we have dedicated ourselves to providing personalized financial services to our community. With a total membership of 4,646 and assets amounting to an impressive $59,249,368, we are committed to helping you achieve your financial goals. At Great Lakes, we believe in building strong relationships with our members. Our leadership team, led by CEO Justin Ebel and Board President Randall Frank, is passionate about fostering a supportive environment where every member feels valued. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 415 Washington Avenue, Bay City, MI 48708. Our total deposits stand at $1,104,451, reflecting the trust our members place in us. With over 2,045 loans and leases extended within the community, we are proud to contribute to local growth and prosperity. Additionally, we maintain a solid net worth of $6,779,258 and have cash readily available amounting to $1,719,253, ensuring that we can support you whenever needed. Our team of 17 employees is here to assist you Monday through Saturday with flexible hours designed for your convenience. Whether you prefer visiting us in person or utilizing our online banking services available at greatlakesfcu.com, we're here to help! We invite you to connect with us today at (989) 893-2831 for more information on how we can assist you or visit our website for further details. Join us as we continue to serve the Bay City community with integrity and dedication!

Branch History & Mission

At Great Lakes, we take pride in our rich history and the strong ties we have built within the Bay City community since our founding in 1963. Over the years, we have evolved from a small financial institution into a trusted partner for nearly 4,646 members, all while maintaining our commitment to serving the local community. Our branch is located at 415 Washington Ave, Bay City, MI 48708, a spot that has become synonymous with reliable financial services. Our mission at Great Lakes is simple yet profound: to provide exceptional financial services while supporting our members and enhancing their lives. We strive to empower individuals and families by offering a variety of banking solutions tailored to meet their unique needs. Whether it's personal banking services like checking and savings accounts or loan options for vehicles and mortgages, we aim to ensure that every member feels valued and supported. Since opening our doors, we have seen remarkable growth. Today, our total assets stand at an impressive $59,249,368. This growth reflects not only our commitment to sound financial practices but also the trust that our members place in us. With a dedicated team of 17 employees ready to assist you, we are always here to help you navigate your financial journey. In addition to traditional banking services, Great Lakes embraces modern technology to enhance member experience. Our online and mobile banking platforms offer convenient access to accounts anytime, anywhere. We understand the importance of accessibility; that's why we are proud to provide drive-thru service for quick transactions and support. Community engagement is at the heart of what we do. We believe in giving back and actively participate in local events and partnerships that uplift those around us. By fostering relationships with local organizations, we work together towards creating a thriving Bay City where everyone can prosper. While members can visit us at 415 Washington Ave Bay City Mi 48708, official correspondence should be sent to 415 Washington Avenue, Bay City, MI 48708 if it differs from our branch address. If you're looking for a credit union that truly cares about its members and community, consider joining Great Lakes today. Experience the benefits of membership firsthand by visiting us or giving us a call at (989) 893-2831. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Great Lakes, we understand the importance of accessibility. Our branch is designed with features like ADA-compliant ramps and spacious parking options to ensure everyone can visit us comfortably. Plus, with our drive-thru banking service, you can conduct simple transactions without leaving your vehicle.

Get in Touch

Have questions or want to learn more? Don't hesitate to reach out! You can call us at 989-893-2831 or simply drop by during our operating hours. We look forward to welcoming you to Great Lakes your trusted partner in financial well-being!

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. You can visit us from 9 AM to 5 PM Monday through Thursday, 8:30 AM to 5:30 PM on Fridays, and even from 9 AM to 12 PM on Saturdays! This means you have plenty of opportunities to stop by and take care of your banking needs.

Services Offered

At Great Lakes, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Additionally, enjoy the convenience of online and mobile banking whenever it suits you best.

Member Eligibility

Joining the Great Lakes community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. At Great Lakes, we welcome anyone who lives, works, worships, or attends school in Bay County and its surrounding areas. This means you can become a member simply by being part of our vibrant community. Once you're a member, you'll enjoy personalized banking services designed to help you reach your goals, whether it's saving for a dream vacation or financing your first car. To start your journey with us, you can easily find more information about eligibility at this link. When you're ready to open an account, it's just as simple! You can begin the process online at this page or give us a call at (989) 893-2831 for any questions. We can't wait to welcome you to the Great Lakes family at our branch located at 415 Washington Ave Bay City Mi 48708!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to accept payments anywhere, anytime. Our merchant services make it easy for you to handle transactions seamlessly, so you can focus on what really matters growing your business. From credit card processing to mobile payment solutions, we provide the tools that help streamline your operations. Located at 415 Washington Ave Bay City Mi 48708 in Bay City, MI, we're here to help your business thrive. Give us a call at (989) 893-2831 or visit our website at Great Lake Fcu to learn more about how we can support your business needs!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $302,063, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking solutions. Whether you're seeking Merchant Services to facilitate transactions or need assistance with Business Loans, we're here to support your growth and success in the competitive market.

Credit and Debt Management

Understanding credit can be tricky, which is why we provide Credit Cards with Rewards that not only help build your credit score but also offer perks and benefits for your everyday purchases. If you're looking to manage existing debt, our Personal Loans & Debt Consolidation services can help simplify your payments and reduce stress.

Digital Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills all from the palm of your hand. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is never a hassle.

Drive-Thru Banking

For those who prefer face-to-face interactions but want the convenience of not getting out of their car, our Basic Drive-Thru Banking service provides an efficient way to handle deposits, withdrawals, and simple transactions without stepping inside. At Great Lakes, we believe in making banking as easy and accessible as possible for all our members. We invite you to visit us at 415 Washington Ave Bay City Mi 48708 or call us at (989) 893-2831 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9 AM to 12 PM to learn more about how we can assist you on your financial journey. Explore all that we have to offer by visiting our website at Great Lake Fcu today! Your financial success is just around the corner.

Personal Banking Solutions

Navigating personal finances can sometimes feel overwhelming, but with our Personal Banking options, you'll find it much simpler. We offer Checking & Savings Accounts that fit your lifestyle, ensuring you have easy access to your money whenever you need it. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing solutions are designed to help you drive away in style without breaking the bank. Additionally, our Mortgage Loans & Refinancing options make homeownership more attainable for everyone.

Digital & Online Banking

Key Services

Explore our online banking options at https://www.greatlakesfcu.com/ , where you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, you can carry your bank in your pocket making transactions quick and straightforward. Security is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are safe and secure. You can also choose to receive e-statements, which not only save paper but also let you access your financial information instantly.

More Benefits

For those who love the convenience of modern payments, our mobile payments feature allows you to make purchases with just a tap. While person-to-person transfers aren't currently available, we're continuously looking for ways to enhance our offerings. With all these features combined, Great Lakes makes it easy to stay on top of your finances without the hassle of traditional banking methods. Whether you're checking your balance or making a payment, we've got you covered every step of the way!

Financial Strength

At Great Lakes, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which is built on sound practices and a commitment to serving you. With a net worth of $6,779,258, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,033,219 in share certificates and $1,311,693 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,124,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $513 in used auto loans and $28,414,409 in total loans and leases. Our operational efficiency is reflected in our $107,248, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 8,859, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $202,976. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Great Lakes is your trusted partner. Visit us at 415 Washington Ave Bay City Mi 48708 or call (989) 893-2831 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

At Great Lakes, we understand that life can present many opportunities, whether it's purchasing a new vehicle, buying a home, or managing your finances. That's why we offer a variety of loan products designed to meet your needs. Located at 415 Washington Ave, Bay City, MI, you can reach us at 989-893-2831 for any inquiries about our offerings. With over 2045 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,107,507 in used vehicle loans and $2,294,892 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,103,033, making buying or refinancing simple. We know that managing finances can be challenging; that's why we also provide flexible terms on unsecured credit card loans. With a total of $587,115 in loans helping members effectively manage their finances. For those looking for more extensive funding solutions, our total credit lines amount to an impressive $10,000,000, giving you the flexibility needed for various financial ventures. If you're considering refinancing options or checking your eligibility for our loans, visit us online or give us a call our team is here to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Great Lakes, we're committed to providing tailored financial solutions that empower our community. Let us help you take the next step towards achieving your dreams!

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