Grand Prairie Credit Union TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Grand Prairie Credit Union, a trusted financial partner since 1960. Located at 209 N Center St, Grand Prairie, TX 75050, we take pride in serving our community with personalized banking solutions tailored to your needs. With over 1,727 members and a robust asset base of $23,096,574, we stand as a pillar of support for individuals and families in the area. At Grand Prairie Credit Union, we understand that managing finances can be overwhelming. That's why our dedicated team is here to guide you every step of the way whether you're looking for a loan, opening a new account, or seeking financial advice. Our current total loans amount to 772, while our deposits reach an impressive $2,190,410. We are committed to ensuring your money is secure and working for you. Our CEO, Brenda Jenkins, alongside Board President Cleta Shaw, leads with a focus on community impact and member satisfaction. We have a small but dedicated team of 4 employees who are always ready to assist you. With services like auto loans, personal banking options, and online banking available at your fingertips through our website at gpcu.org, managing your finances has never been easier. While members can visit us at our branch location for in-person assistance, please note that official correspondence should be directed to the same address: 209 N CENTER ST, GRAND PRAIRIE, TX 75050. If you have any questions or need further information about our services or how we can help you achieve your financial goals, don't hesitate to reach out at 972-262-7935. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our branch emphasizes digital solutions like online banking and person-to-person payment options to ensure convenience for our members. Despite these advancements, we remain committed to providing personalized service through our drive-thru banking and ATM availability. We understand that everyone's needs are different; that's why we strive to create a welcoming environment where you feel valued as part of the Grand Prairie family. Our operating hours cater to your schedule: Monday through Thursday from 9:00 AM to 3:00 PM and Friday from 9:00 AM to 6:00 PM.

Join Us Today!

With a dedicated team led by CEO Brenda Jenkins and Board President Cleta Shaw, we're here to help you achieve your financial goals. Whether you're looking for assistance with loans or simply want a safe place for your savings, Grand Prairie Credit Union is ready to serve you. Come visit us or call us at 972-262-7935. Experience firsthand how being a member of Grand Prairie Credit Union can make a difference in your financial life!

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a sense of community support and engagement. We believe that banking should not only be about numbers but also about building relationships and enhancing lives. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also provide business banking solutions tailored for local entrepreneurs. In addition to our financial products, we are dedicated to community outreach efforts. We work hand-in-hand with local organizations to support initiatives that uplift those around us. This commitment reflects our belief that when one member thrives, we all thrive together.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space comfortably. Plus, ample parking is available right outside the building for your convenience.

Get in Touch!

Have questions or want to learn more? Feel free to call us at 972-262-7935. Our team is ready to help! Come visit us at Grand Prairie Credit Union today; we're excited to support you in achieving your financial goals!

Operating Hours & Services

At Grand Prairie Credit Union, we understand your busy schedule. Our lobby hours are designed to accommodate you: from Monday through Thursday, we welcome you from 9:00 AM to 3:00 PM and on Fridays until 6:00 PM. If you need quick assistance outside these hours, our drive-thru service is available during lobby hours for deposits, withdrawals, and simple transactions. Our services cater to a wide range of banking needs from personal checking and savings accounts to auto loans and credit cards with rewards. We also offer online and mobile banking options so that you can manage your finances anytime, anywhere.

Member Eligibility

At Grand Prairie, we believe that becoming a member is like joining a family that supports your financial journey. To qualify for membership, you need to meet some straightforward criteria: you must either live, work, worship, or attend school in the Grand Prairie area. This means that if you're part of our vibrant community, you are likely eligible to join us! We take pride in offering our members a range of benefits, from competitive loan rates to personalized banking services designed to help you achieve your financial goals. Getting started is simple! You can check all the detailed eligibility requirements at this link. If you feel ready to open an account, just visit us at our branch located at 209 N Center St Grand Prairie Tx 75050 or give us a call at (972) 262-7935 for more information on how to get started. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept various payment methods easily credit cards, mobile payments, and more all designed to enhance customer satisfaction and streamline your operations. Our solutions ensure that you can focus on what matters most: growing your business. Whether you're just starting or looking to expand, Grand Prairie is here to help your vision become a reality. Reach out today at (972) 262-7935 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility for Everyone

Whether you're stopping by in person or handling your finances online, we're committed to making banking accessible for everyone. Our branch offers basic ATM access for balance checks and withdrawals alongside our drive-thru service for simple transactions. At Grand Prairie Credit Union, we're here not just as a bank but as your financial partner. If you're ready to explore how we can assist you further or if you have questions about any of our services, don't hesitate to reach out! Give us a call at 972-262-7935, or visit us online at www.gpcreditunion.org. Let's take the next step together in your financial journey!

Business Banking Services

For small business owners, we offer specialized services like Merchant Services & Business Loans. We understand that every business has unique needs, and our team is equipped to help you find the right solutions.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can easily check your account balances, transfer funds, and pay bills from anywhere. Need cash? Enjoy easy access with our ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals.

Credit Options

Need extra cash? Our Personal Loans & Debt Consolidation options are designed to help you manage expenses effectively. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases while enjoying added benefits.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options designed to help you achieve your financial goals. Our Checking & Savings Accounts are perfect for everyday transactions and saving for the future. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. If you're considering buying a home, our Mortgage Loans & Refinancing solutions can guide you through the process with ease.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking platform is the ability to manage your account in real-time. Whether you want to check balances, transfer funds, or pay bills, you have full control right at your fingertips. Our user-friendly interface ensures that navigating through your financial information is straightforward and hassle-free. For those who love keeping things paperless, we also provide e-statements, allowing you to view your monthly statements online without cluttering your mailbox. It's a simple way to stay organized while also being environmentally conscious. If you're looking to send money quickly and easily, our person-to-person transfer feature allows you to send funds directly to friends and family without any fuss. There's no need for checks or cash; just a few taps on your device, and it's done!

Security You Can Trust

At Grand Prairie, security is a top priority. We take measures to keep your information safe so that you can bank with peace of mind. While we currently do not offer electronic signature authorization or mobile payments, our robust security protocols ensure that your transactions are protected every step of the way.

Stay Connected Anytime

Even though we don't have a dedicated mobile application yet, our website is fully optimized for mobile devices. This means you can still enjoy all the benefits of online banking right from your smartphone or tablet without any additional downloads. In summary, digital banking at Grand Prairie combines convenience with security. Whether you're managing daily expenses or making larger financial decisions, our services are here to support you every step of the way. Explore everything we offer today by visiting us at https://www.gpcreditunion.org/!

Financial Strength

A Dedicated Team Ready to Serve You

We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our member-focused approach is further evident through our growing membership base of 2,551, showcasing the trust that our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grand Prairie is your trusted partner. Visit us at 209 N Center St Grand Prairie Tx 75050 or call (972) 262-7935 to learn more about how we can help you achieve your financial goals.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,946,064 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member Savings Secured

Members' savings are secured through $1,304,245 in share certificates and $3,393,057 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your assets reflects our commitment to prioritizing your needs over those of non-members.

Our Financial Health

With a net worth of $2,489,204, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $149 in used auto loans and $8,913,309 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,221,750 in used vehicle loans and $2,266,627 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new vehicle or a reliable used option, our flexible terms can make it easier than ever to drive away with your dream car.

Credit Lines

For those looking for added flexibility, we provide credit lines totaling $800,000. This option allows you to access funds as needed, helping you manage expenses without the stress of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we can assist you in navigating the process smoothly.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $324,166 in loans helping members manage their finances effectively. These cards come with rewards that can enhance your everyday spending while providing an additional layer of convenience. At Grand Prairie, we want you to feel empowered when making financial decisions. That's why we also provide refinancing options for our existing members looking to adjust their loan terms or lower their monthly payments. Eligibility details can be found on our website at https://www.gpcreditunion.org/membership/. For all your borrowing needs, trust Grand Prairie where your financial well-being is our priority. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and discover how we can help you reach your financial goals!

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Grand Prairie