Gibbs Aluminum Credit Union Henderson KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gibbs Aluminum, your trusted financial partner since 1967, located at 3093 Ohio Dr, Henderson, KY 42420. With a strong commitment to our community, we proudly serve 953 members and have grown our assets to an impressive $5,489,715. At Gibbs Aluminum, we believe in providing reliable services tailored to meet your unique financial needs. As a member of our credit union, you can access a range of services including checking and savings accounts, auto loans, personal loans, and more. We understand that every financial journey is different, which is why we work diligently to offer personalized support. Our dedicated CEO, Cassandra Snodgrass, along with Board President David McGan, lead a team of committed professionals who are here to assist you every step of the way. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 369 Community Dr, Henderson, KY 42420. Whether you're looking to open a new account or inquire about loan options our friendly staff is just a phone call away at (270) 827-7808. Join us today and experience the benefits of being part of a community-focused credit union that values trust and financial empowerment. Visit us online at gibbsafcu.com for more information!

Branch History & Mission

Commitment to Service

We pride ourselves on being accessible and responsive to our members' needs. Our branch operates Monday through Friday from 8:00 AM to 4:00 PM, providing plenty of opportunities for you to connect with us. With an ATM available on-site and online banking options at your fingertips, managing your finances has never been easier. As part of our dedication to inclusivity and service excellence, we continually seek ways to enhance member experience whether through digital advancements or personalized assistance.

Community Impact

Gibbs Aluminum is more than just a credit union; we are your neighbors. Our partnerships with local organizations allow us to give back through various outreach efforts. We understand that strong communities build strong futures, which is why we actively engage in initiatives that uplift those around us. While members can visit us at 3093 Ohio Dr, official correspondence should be sent to 369 Community Dr, Henderson, KY 42420.

Join Us

We invite you to be part of our journey at Gibbs Aluminum. Experience firsthand how we can help you reach your financial aspirations while contributing positively to the community. Come visit us today or give us a call at 270-827-7808! Together, let's build a brighter financial future for everyone in Henderson and beyond.

Our Evolution

From our humble beginnings, we have made significant strides in providing quality financial services. Over the decades, we've expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking services. Today, with total assets amounting to $5,489,715, we continue to invest in our community and offer competitive products that meet the diverse needs of our members. Our mission is simple yet profound: to empower individuals and families by providing accessible financial solutions while fostering a sense of belonging and community. We believe that everyone deserves the chance to achieve their financial goals. This commitment drives us to create programs that not only enhance financial literacy but also support local initiatives.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and ample parking spaces to ensure everyone can visit us without any hassle. Whether you're stopping by for a quick transaction or a longer consultation, we want you to feel comfortable and welcomed.

Call to Action

Ready to experience friendly service and dedicated support? We invite you to stop by our Gibbs Aluminum branch or give us a call at 270-827-7808. We look forward to helping you achieve your financial goals!

Operating Hours

We know that life can get busy, so we've made it easy for you to visit us during convenient hours. Our lobby is open from Monday to Friday, from 8:00 AM to 4:00 PM. This way, you can pop in before work or on your lunch break!

Services Offered

Gibbs Aluminum offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. We also provide online banking services for those who prefer managing their finances from home. Plus, enjoy the convenience of our ATM available right at the branch for quick cash withdrawals and balance checks. While members can visit us at 3093 Ohio Dr, official correspondence should be sent to our mailing address at 369 Community Dr, Henderson, KY 42420.

Member Eligibility

Joining the family at Gibbs Aluminum is a wonderful way to access personalized financial services and support. If you're a resident of Henderson, Kentucky, or work for Gibbs Aluminum, you're already on your way to becoming a member! At Gibbs Aluminum, we believe in fostering a welcoming community where everyone can thrive financially. Whether you're looking to open a checking account, secure an auto loan, or simply want to explore your banking options, our doors are open for you. To get started, all you need to do is visit us at 3093 Ohio Dr Henderson Ky 42420 or give us a call at (270) 827-7808 for more information on how to become a member. We encourage you to check out the detailed eligibility criteria available at so you can see just how easy it is to join us. Our dedicated team is here to guide you through the process of opening your account and ensure that your experience with us is smooth and enjoyable. Welcome to your new financial home!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services that streamline your payment processing. Imagine being able to accept payments from customers effortlessly whether online or in-store. With our services, you can focus on what you do best: running your business while we handle the transactions. Located at 3093 Ohio Dr Henderson Ky 42420 in Henderson, KY, our team is ready to assist you with personalized service tailored to your needs. Contact us at (270) 827-7808 or visit our website at Gibbs Aluminum Fcu for more information. Let's take your business to the next level together!

Comprehensive List Of Services

ATM Access

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without any hassle. With basic access available at our ATM location, we ensure you have what you need when you need it.

Business Banking

We believe in supporting local businesses too. Our business banking services offer everything from merchant services to business loans, helping entrepreneurs manage their finances effectively. We know running a business is demanding, so we strive to provide solutions that simplify your banking experience.

Connect with Us

At Gibbs Aluminum, we're here to help you navigate your financial journey with ease and confidence. If you have questions about our services or want to learn more about how we can assist you, don't hesitate to reach out! Call us at 270-827-7808 or visit us at 3093 Ohio Dr Henderson Ky 42420 during our lobby hours: Monday through Friday from 8:00 AM to 4:00 PM. Join us today and discover all the ways Gibbs Aluminum can help you achieve your financial dreams! For more information about our offerings, visit us online at Gibbs Aluminum FCU.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Gibbs Aluminum, we offer robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Whether you're at home or on the go, managing your finances has never been easier.

Personal Banking

We understand that every member has unique financial goals. That's why our personal banking services include both checking and savings accounts tailored to fit your lifestyle. Need to purchase a new car? Our auto loans and vehicle financing options are designed to help you hit the road with confidence. If homeownership is on your horizon, explore our mortgage loans and refinancing solutions that make owning a home more accessible than ever. For those unexpected expenses, our personal loans and debt consolidation options can provide the relief you need. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

At Gibbs Aluminum, we understand that banking should fit into your busy life. That's why we offer robust digital and online banking services designed to give you convenience and security right at your fingertips. Whether you're at home, at work, or on the go, managing your finances has never been easier. With our 24/7 online banking services available at https://www.gibbsafcu.com/, you can access your accounts anytime, anywhere. Check balances, make transfers, and pay bills all from the comfort of your device. Need to send money to a friend? While we currently don't offer person-to-person transfers, our online platform still provides a variety of other convenient features to help you stay on top of your financial needs. For those who prefer using their smartphones, we're excited about our mobile banking options. Although we don't have a dedicated mobile application just yet, our website is fully optimized for mobile use, allowing you to manage your accounts easily while on the move. When it comes to keeping your information secure, we prioritize safety in everything we do. While electronic signature authorization isn't available at this time, our secure online banking ensures that your personal data remains protected as you navigate through your transactions. Additionally, while e-statements are not currently offered, you can always review past statements directly through our online portal. This feature allows you to keep track of your spending and account activity in real-time. In short, Gibbs Aluminum is committed to providing accessible and user-friendly digital banking solutions that empower you to take control of your finances with ease. Embrace the future of banking with us today!

Financial Strength

Commitment to Growth

With $1,684,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As we grow together with our community, we are dedicated to enhancing your experience every step of the way.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gibbs Aluminum is your trusted partner. Visit us at 3093 Ohio Dr Henderson Ky 42420 or call (270) 827-7808 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $180 in used auto loans and $4,491,481 in total loans and leases. This diverse range of lending options means you have access to the funds you need when you need them.

Member Savings and Investments

Members' savings are secured through $370,674 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Position

With a net worth of $1,745,881, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,180 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,301,238 in used vehicle loans and $1,471,570 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to assist you with any questions you may have regarding future offerings.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our knowledgeable staff can guide you through the process. We're committed to finding solutions that work best for your unique situation. For more information about our loan offerings or to discuss your specific needs, feel free to contact us at (270) 827-7808 during our operating hours from Monday to Friday, 8:00 AM - 4:00 PM. We look forward to helping you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available; however, our team is ready to help you explore your options for managing finances effectively through different products. For business owners looking for capital to grow and expand, our outstanding commercial loans total $0. We aim to provide the necessary support for small businesses when we introduce such offerings in the future.

Loan Aggregator

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Gibbs Aluminum