Georgia's Own Atlanta GA Credit Union | Low Mortgage Rates & Business Loans

Introduction

Welcome to Georgia's Own, your trusted credit union located at 1732 Walker Ave SW, Atlanta, GA 30310. Since our establishment in 1934, we have dedicated ourselves to serving the financial needs of our members, growing a community of over 239,964 members who rely on us for their banking solutions. At Georgia's Own, we pride ourselves on being more than just a financial institution. We are a part of the Atlanta community, committed to making a positive impact through personalized service and comprehensive financial products. Our total assets amount to an impressive $4,236,719,400, with total deposits reaching $301,106,489. This solid foundation allows us to provide competitive rates and services tailored to help you achieve your financial goals. Whether you're looking for auto loans, mortgages, or personal banking options, we have you covered with over 263,347 loans and leases granted. Our experienced team is led by CEO Dave Preter and Board President Richard Burns, both dedicated to ensuring that you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 100 Peachtree St NW, Atlanta, GA 30303. We invite you to explore our website at Georgia's Own for more information on how we can assist you. Ready to take the next step? Call us today at 800-533-2062 or stop by our branch during business hours from 7:30 AM to 3 PM (M-F). Join us in experiencing the difference that comes with being part of Georgia's Own!

Branch History & Mission

Georgia's Own has a proud history that dates back to 1934 when it first opened its doors in Atlanta, Georgia. Since then, it has grown and evolved into a vital financial institution serving the community with dedication and integrity. Located at 1732 Walker Ave SW, Atlanta, GA 30310, this branch is more than just a place for banking; it's a hub for community connection and support. Over the years, Georgia's Own has achieved significant milestones, transforming from a small credit union into one of the most trusted financial institutions in the area. With a total membership of nearly 240,000 and assets exceeding $4.2 billion, we have built a strong foundation that allows us to offer our members a wide array of financial products and services tailored to their needs. Our commitment to serving the community is reflected in our mission: to provide exceptional financial services while making a positive impact on the lives of our members and their families. At Georgia's Own, we believe in empowering individuals through responsible lending practices and comprehensive financial education. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to businesses by offering merchant services and business loans. This diversity allows us to meet the unique financial needs of everyone in our community. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 100 Peachtree St NW, Atlanta, GA 30303. Our operating hours are Monday through Friday from 7:30 AM to 3:00 PM. We also provide convenient access through an ATM and drive-thru banking services for quick transactions. Our dedication doesn't stop at banking; we actively participate in community outreach programs aimed at supporting local initiatives. By partnering with various organizations and hosting events throughout the year, Georgia's Own strives to make Atlanta a better place for everyone. We invite you to join Georgia's Own today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on growth and prosperity. Whether you're looking for your first loan or seeking advice on managing your finances better, we're here for you every step of the way. Call us at 800-533-2062 or visit our website for more information on becoming a member!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated close to local landmarks, Georgia's Own is just a stone's throw away from the bustling shops and eateries that make Atlanta so lively. We understand that accessibility is important, which is why our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is readily available, making your trip even smoother.

Operating Hours and Services

We are here for you Monday through Friday from 7:30 AM to 3 PM. Whether you prefer visiting us in person or utilizing our services online, we have options tailored to fit your lifestyle. Our drive-thru banking service allows for quick transactions like deposits and withdrawals without leaving your car. Additionally, we offer ATM access on-site for easy cash withdrawals or balance checks at your convenience. While members can visit us at 1732 Walker Ave SW, official correspondence should be sent to our mailing address at 100 Peachtree St NW, Atlanta, GA 30303. If you have any questions or need assistance, don't hesitate to reach out at 800-533-2062. We invite you to come in and experience the welcoming atmosphere of Georgia's Own. Our dedicated team looks forward to assisting you with personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Visit us today!

Member Eligibility

At Georgia's Own, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who meet our friendly eligibility criteria. If you live, work, worship, or attend school in certain areas of Georgia, you're likely eligible to join us! We also welcome family members of existing members, so you can share the benefits of membership with your loved ones. As a member, you'll enjoy personalized service and a range of financial products designed to help you achieve your goals. Ready to take the next step? You can find more detailed information about eligibility on our website at https://www.georgiasown.org/about-us/membership. If you're interested in opening an account, the process is straightforward just visit this link or give us a call at (800) 533-2062 for assistance. Our branch is located at 1732 Walker Ave Sw Atlanta Ga 30310, and we're excited to help you become part of our growing family!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. Our merchant services allow you to do just that empowering you to focus on what you do best: running your business. Located at 1732 Walker Ave SW, Atlanta, GA 30310, we invite local business owners to visit us and explore how Georgia's Own can be a partner in your success. For more information, call us at 800-533-2062 or visit our website here.

Comprehensive List Of Services

Accessible In-Branch Services

For those who prefer visiting us in person, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions, ensuring that your visit is quick and efficient. Our friendly staff is always ready to assist you with any questions or services you may need. At Georgia's Own, we're committed to making banking easier for everyone in Atlanta. If you're interested in learning more about what we offer or how we can help with your financial needs, don't hesitate to reach out! Give us a call at 800-533-2062 or visit us online at Georgia's Own. Your journey towards better banking starts here!

Business Banking Services

For our business members, we offer comprehensive solutions including merchant services and business loans that help you grow your enterprise. We know how vital it is for businesses to have reliable financial backing, so we're here to assist in every step of the way.

Convenient Digital Banking

In today's fast-paced world, having access to your accounts at any time is essential. That's why we provide robust online and mobile banking features that allow you to manage your finances on-the-go. From checking balances to transferring funds, everything is just a click away. You can also use our ATM services for cash withdrawals or balance checks whenever you need them.

Credit Options

In addition to traditional banking services, we understand that sometimes life requires extra financial support. Our personal loans and debt consolidation options can help you take control of your finances and work towards your goals. Plus, enjoy the benefits of our credit cards with rewards, offering you perks every time you spend.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer various checking and savings accounts to help you manage your day-to-day finances efficiently. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates, making it easier for you to hit the road in style. For those considering home ownership or wanting to refinance their current mortgage, our mortgage loans are tailored to fit your budget and lifestyle.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills all from the comfort of your own home or while waiting in line. Plus, with e-statements available, you can easily stay organized and reduce paper clutter. No more waiting for your statements to arrive by mail! Our mobile application enhances your banking experience even further. It allows you to manage your accounts right from your smartphone, making banking as easy as tapping a few buttons. If you're someone who enjoys making quick payments to friends or family, our person-to-person transfer feature makes it simple to send money instantly. Additionally, if you prefer using mobile payments, you'll be pleased to know that we support this feature too! Pay for purchases quickly and securely without needing cash or cards.

Security You Can Trust

We prioritize your safety with robust security measures in place. While we do not currently support electronic signature authorization, rest assured that our systems are designed with state-of-the-art technology to keep your information secure. Managing your finances shouldn't be complicated. With Georgia's Own's digital banking services, you'll enjoy accessible and real-time account management that fits seamlessly into your life. Explore all these features and more by visiting us online today!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share Accounts stand at an impressive 467,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 1732 Walker Ave Sw Atlanta GA 30310 or call 800-533-2062 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our net income of $9,311,740 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Georgia's Own, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of loan products tailored to help you achieve your goals. Whether you're looking to purchase a vehicle, buy a home, or manage everyday expenses, our loan options are designed to meet your specific needs. With over 263347 loans issued, we've helped thousands of members achieve their financial goals. If you're in the market for a new car, consider our auto loans, which come with some of the lowest rates in the industry. We have already issued $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans, making it easier than ever for members to get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867. These options make buying or refinancing simple and accessible. For those managing expenses or looking for flexible spending solutions, we offer unsecured credit card loans with a total of $96,497,100 available. This allows members to manage their finances effectively without the burden of collateral. If you're a business owner seeking growth opportunities, our outstanding commercial loans amounting to $503,329,542 provide the capital needed for expansion. We also recognize that refinancing can be an effective way to adjust your financial commitments as circumstances change. Be sure to ask about our refinancing options during your visit. Our team is here to guide you through every step of the loan process. You can reach us at 800-533-2062 or visit us at 1732 Walker Ave Sw Atlanta GA 30310. For more information on eligibility and how to apply for any of our loan products, please visit Georgia's Own. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today and discover how Georgia's Own can support your journey toward financial wellness!

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs.

Georgias Own