Georgia's Own Atlanta GA Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Georgia's Own, your trusted financial partner located at 100 Peachtree St NW, Atlanta, GA 30303. Since our establishment in 1934, we have been dedicated to serving our community with integrity and commitment. With over 239,964 members and a robust asset base of $4,236,719,400, we pride ourselves on providing personalized financial solutions tailored to your needs. At Georgia's Own, we understand the importance of building lasting relationships with our members. Our dedicated team of 704 employees, led by CEO Dave Preter and Board President Richard Burns, is here to ensure that you receive the best possible service. Whether you're looking for auto loans, mortgages, or personal banking services, we have a wide range of options designed just for you. We are proud to hold a net worth of $463,803,561 and total deposits amounting to $301,106,489. This financial strength allows us to support our members effectively while contributing positively to the local economy. Additionally, our commitment to innovation means you can manage your finances conveniently through online banking and mobile apps. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 100 Peachtree St NW, Atlanta, GA 30303. If you have any questions or need assistance, don't hesitate to reach out at 800-533-2062 during our operating hours from Monday to Friday, 9:00 AM - 4:00 PM. Join us in making a difference in your financial journey today! Visit our website at Georgia's Own or stop by our branch we're here for you!

Branch History & Mission

Georgia's Own has a rich history that dates back to 1934, when it first opened its doors in Atlanta, GA. Over the decades, our branch has grown significantly, now serving a vibrant community of nearly 240,000 members. Our headquarters remain in the heart of Atlanta, allowing us to stay closely connected with the community we serve. Located at 100 Peachtree St NW, Georgia's Own is easily accessible for our members and visitors alike. We invite you to explore our branch, where you can experience our commitment to exceptional service firsthand. While members can visit us at this location, official correspondence should be sent to 100 Peachtree St NW, Lower Lobby, Atlanta, GA 30303. Our mission is clear: to provide financial services that empower our members while making a positive impact in the community. We believe that everyone deserves access to financial tools and resources that enhance their lives. Whether it's through personal banking solutions like checking and savings accounts or loans for vehicles and homes, we are dedicated to helping our members achieve their financial goals. In addition to traditional banking services, we also prioritize community support. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. This commitment ensures that as we grow now boasting total assets exceeding $4.2 billion we remain focused on giving back and supporting initiatives that benefit our neighborhoods. At Georgia's Own, we embrace technology without losing sight of personal touch. Our digital services include mobile banking and online account management, making it easier for members to manage their finances on-the-go. Additionally, we're proud to offer an ATM for convenient cash access and a shared service center for basic transactions. Our drive-thru service may not be available at this location; however, we ensure our lobby remains open Monday through Friday from 9:00 AM to 4:00 PM, offering ample opportunity for in-person assistance. As we look toward the future, we invite you to join Georgia's Own Credit Union family. Experience firsthand how we blend financial expertise with a genuine commitment to community well-being. For more information or to become a member today, please visit Georgia's Own or call us at 800-533-2062. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Georgia's Own, we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and accessible entrances to ensure that all members can comfortably visit us. We also provide ample parking options nearby, so you won't have to worry about finding a spot when you come to see us.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 800-533-2062. We invite you to drop by Georgia's Own today and discover how we can support your financial needs! Whether you're a long-time member or considering joining us for the first time, we're excited to welcome you into our community-focused family.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 4:00 PM. During these hours, our dedicated team is ready to assist with a range of services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, we offer basic shared branch transactions for partner credit union members making your banking experience even more convenient. For those on the go, we also have an ATM available right at our location for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this site, our friendly staff is always eager to help you inside.

Member Eligibility

At Georgia's Own, we believe that everyone deserves to be part of a supportive financial community. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in certain areas of Georgia, or if you have family who are already members, you can become part of our family too. We're committed to helping our members thrive with personalized banking solutions that fit your needs. To check all the specific eligibility criteria, feel free to visit our website at Georgia's Own Membership. Once you know you're eligible, opening an account is just a click away! Simply head over to our account opening page at Account Opening to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at 800-533-2062. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running a busy retail shop where every sale counts. Our merchant services help streamline your payment processes so you can focus on what really matters growing your business. From credit card processing to digital payments, we provide tools that simplify transactions and enhance customer experiences. Visit us at 100 Peachtree St Nw, Atlanta, GA 30303 or call us at 800-533-2062 to learn more about how Georgia's Own can be your partner in success!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans. This support can help your business thrive in today's competitive environment.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why Georgia's Own offers robust online and mobile banking features. You can manage your accounts from anywhere, pay bills with ease, transfer money instantly through person-to-person payments, and even make mobile payments directly from your phone. Plus, with access to an ATM right on-site, withdrawing cash is quick and easy.

Credit Cards and Rewards

We also offer credit cards with rewards, allowing you to earn points on everyday purchases. Whether you're planning a vacation or just want to enjoy cash back on groceries, these cards provide great benefits while helping you manage your spending.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed for ease of use and accessibility. With options to suit different lifestyles, you can easily find an account that fits your needs. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you on the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services simplify the process. Our knowledgeable staff will guide you through each step, ensuring you understand your options. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions can help ease financial stress.

Shared Branching Services

We also participate in shared branching networks, which means that even if you're traveling or out of town, you can still access essential banking services like deposits and withdrawals at partner credit unions. To learn more about our offerings or if you have any questions, please don't hesitate to reach out at 800-533-2062. Our lobby hours are Monday through Friday from 9:00 AM to 4:00 PM, ready to assist you with all your financial needs. Explore how Georgia's Own can empower you financially by visiting us today! We look forward to serving you!

Digital & Online Banking

Additional Benefits

For those who prefer going paperless, we offer e-statements that allow you to view your account statements online whenever you need them. This not only saves trees but also keeps your financial documents organized and easily accessible. While we currently do not support electronic signature authorization, our services remain straightforward and member-focused. And don't forget about mobile payments! With this feature, you can make purchases directly from your smartphone without needing cash or cards. It's just one more way we're making banking easier for you. In summary, Georgia's Own is committed to providing a secure and user-friendly digital banking experience that fits seamlessly into your lifestyle. Explore all these services and more by visiting us at Georgia's Own.

Key Features

With our online banking services, you can easily check your account balances, transfer funds, and pay bills all from your computer or mobile device. Enjoy the flexibility of 24/7 access to your accounts so you can manage your finances whenever it suits you. Plus, our user-friendly mobile application is available for download, allowing you to carry your bank in your pocket. Need to send money quickly? Our person-to-person transfer feature lets you send money to friends or family with just a few taps on your screen. And if you're concerned about security, rest assured that we prioritize the safety of your information with advanced security measures.

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with reliable services and ensuring your financial well-being. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $108,877 in used auto loans and an impressive $3,109,102,769 in total loans and leases supporting our members' financial goals across various sectors. Our net income of $9,311,740 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 467060, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 100 Peachtree St Nw Atlanta Ga 30303 or call 800-533-2062 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your entrepreneurial journey. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, visit us at Georgia's Own or give us a call at 800-533-2062. At Georgia's Own Credit Union located at 100 Peachtree St NW, Atlanta GA 30303, we are dedicated to providing services that meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, make buying or refinancing simple. We aim to guide you through the process smoothly and efficiently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These cards can help you build credit while providing you with purchasing power when you need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By relying on verified institutions, LendMesh guarantees that users receive accurate and trustworthy loan comparisons.

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