Front Royal Credit Union VA | Reliable ATM Services & Access

Introduction

Welcome to Front Royal FCU, your trusted financial partner nestled in the heart of Front Royal, VA. Established in 1949, we have been dedicated to serving our community for over seven decades. With a strong membership base of 5,580 members and total assets amounting to an impressive $81,011,696, we are committed to providing personalized banking solutions that truly cater to your needs. Our branch is conveniently located at 230 N Royal Ave, Front Royal, VA 22630. Whether you're looking for loans, savings options, or financial advice, our friendly team is here to help you every step of the way. While members can visit us at this location, official correspondence should be sent to the same address. Under the leadership of our CEO, Kim Darr, and Board President Michael Utley, we strive to uphold a strong commitment to our values and members. With a total loan portfolio of 2,483 loans and leases and total deposits reaching $8,811,586, we take pride in fostering financial growth within our community. At Front Royal FCU, we believe in making banking accessible and straightforward. Our members enjoy various services including online banking options that allow you to manage your finances with ease. We also have a dedicated team ready to assist you with any questions or concerns at 540-635-7133. Join us today and experience the difference a community-focused credit union can make! Visit our website at frontroyalfcu.org for more information on how we can support your financial journey. Your future is bright with Front Royal FCU by your side!

Branch History & Mission

At Front Royal, we take pride in our rich history and the deep roots we've established in the community since our founding in 1949. Our branch, located at 230 N Royal Ave, Front Royal, VA 22630, has been a steadfast partner for families and individuals, helping them achieve their financial goals. With a current membership of 5,580 and total assets amounting to $81,011,696, we have grown together with our members, supporting their dreams and aspirations every step of the way. Over the decades, Front Royal has transformed from a small credit union into a vital part of the local economy. We've witnessed significant milestones along the way, such as expanding our services to meet the evolving needs of our members and embracing modern technology to enhance their banking experience. Today, while we do not offer ATM or drive-thru services, we provide essential support through online banking options that are user-friendly and accessible. Our mission at Front Royal is simple yet powerful: to deliver exceptional financial services while fostering a sense of community. We believe in empowering our members not just through loans and deposits but also by offering guidance on financial literacy and planning. This commitment is reflected in every interaction we have, whether it's providing personalized loan solutions or partnering with local organizations to give back to those in need. While members can visit us at 230 N Royal Ave, official correspondence should be sent to 230 N Royal Ave, Front Royal, VA 22630-2616. Our dedicated team is here during lobby hours from 9:00 AM to 5:00 PM on weekdays, ready to assist you with your financial needs. As we look ahead, we invite you to join us at Front Royal. Experience firsthand how we prioritize your success while making a positive impact in our community. Together, let's build a brighter future! For more information on membership and services, please visit our website at Front Royal FCU or call us at 540-635-7133.

Branch Location & Accessibility

Accessibility Features

At Front Royal, we understand that accessibility is essential for all our members. Our branch is designed with everyone in mind, featuring ADA-compliant ramps and spacious parking to ensure that you can visit us without any hassle. Whether you're walking in or driving up, we strive to provide a welcoming atmosphere for all.

Contact Us

If you have any questions or need assistance before visiting, feel free to give us a call at 540-635-7133. Our friendly staff will be more than happy to help! While members can visit us at 230 N Royal Ave for all their banking needs, official correspondence should be sent to the same address: 230 N Royal Ave, Front Royal, VA 22630-2616. We look forward to seeing you soon at Front Royal Credit Union! Your financial well-being is our priority.

Operating Hours

Our lobby hours are designed to fit your busy schedule! You can visit us Monday through Friday from 9:00 AM to 5:00 PM. We invite you to come by during these hours to take advantage of our range of services tailored to meet your financial needs.

Services Offered

While we currently do not offer ATM or drive-thru services, our team is ready and eager to assist you with all your banking needs inside our branch. From opening new accounts to discussing loan options, we're here for you every step of the way.

Member Eligibility

At Front Royal, we believe that becoming a member is like joining a close-knit community where you can feel supported in your financial journey. To become part of our family, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Warren County, Virginia, you're already on the right path! Additionally, immediate family members of current members are also welcome to join. This means more people can benefit from our personalized services and friendly atmosphere. The process to open an account is straightforward and welcoming. You can find all the details on how to get started by visiting us at https://frontroyalfcu.org/membership/. If you're ready to take the next step or have questions, don't hesitate to reach out at (540) 635-7133. We're here to help you every step of the way as you unlock the benefits of membership with us at Front Royal, located at 230 N Royal Ave Front Royal Va 22630.

Business Banking & Commercial Services

Merchant Services That Empower

In addition to our loan offerings, we provide merchant services that streamline your payment processes. Imagine being able to accept payments seamlessly from your customers whether they're shopping online or in-store. This convenience not only enhances customer satisfaction but also helps improve cash flow for your business. Located conveniently at 230 N Royal Ave Front Royal Va 22630 in Front Royal, VA, we invite you to discover how Front Royal can be your trusted ally in achieving your business goals. Reach out today at (540) 635-7133 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking with Convenience

In today's fast-paced world, convenience matters. That's why Front Royal offers ATM Services Only a simple and efficient way to access your funds anytime, anywhere. With our ATMs, you can easily withdraw cash, check balances, and perform other essential banking tasks without stepping into a branch. This service is perfect for those moments when you're on the go or need quick access to your money.

Digital Banking Features

While we focus on traditional banking values, we also embrace modern technology. With online banking at Front Royal Fcu, you can manage your account from the comfort of your home or while out and about. This means checking your account balance, transferring funds, and monitoring transactions is just a click away.

Join Us Today!

Experience the community-focused banking that sets Front Royal apart from traditional banks. We invite you to visit us at 230 N Royal Ave Front Royal Va 22630, where you'll find not only a range of financial services but also a welcoming environment dedicated to your success. Whether you're already a member or considering joining us, we encourage you to learn more about how we can help by visiting our website at https://frontroyalfcu.org/ or calling us directly. Your journey toward better financial health starts here!

Member-Centric Approach

We understand that everyone has unique financial needs. Whether you're saving for a big purchase, planning for retirement, or looking to manage everyday expenses, our team is here to support you every step of the way. If you ever have questions about how to make the most of our services or need assistance with transactions, don't hesitate to reach out to us at (540) 635-7133. Our friendly staff is ready to help.

Digital & Online Banking

At Front Royal, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our online platform ensures you have access to your accounts anytime, anywhere. With our 24/7 online banking services, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your device. Visit us at https://frontroyalfcu.org/ to get started and experience the ease of banking at your fingertips. Plus, our electronic signature authorization makes signing documents a breeze, so you can complete transactions quickly and securely without the hassle of printing. We also provide e-statements, allowing you to view your account statements online whenever you need them. This not only saves paper but also helps keep your financial records organized and easily accessible. If you're on the move, our mobile payments feature lets you make purchases directly from your smartphone, giving you even more flexibility. While we currently don't have a mobile application available, our website is fully optimized for mobile use, ensuring that all features are just a tap away. And if you ever need to send money to friends or family, we support person-to-person transfers, making it easy to share expenses or send gifts without any fuss. At Front Royal, we prioritize security in every transaction. Our advanced security measures protect your information while providing user-friendly access to all services. Enjoy real-time account management with peace of mind knowing that your finances are safe. Experience modern banking with Front Royal where convenience meets security!

Financial Strength

Commitment to Growth

With $11,998,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $354 in used auto loans and $20,849,387 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 9,417, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $173,285, we're equipped to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Front Royal is your trusted partner. Visit us at 230 N Royal Ave Front Royal Va 22630 or call (540) 635-7133 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $133,286 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $12,324,216, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,521 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,849,943 in used vehicle loans and $2,657,285 in new vehicle loans already helping members get on the road. We make financing straightforward, so you can enjoy your vehicle without the stress of high payments.

Credit Lines

For those who need additional financial flexibility, our credit lines total $2,750,000. This option allows you to access funds as needed without taking out a full loan, giving you control over your borrowing. If you're considering refinancing or exploring eligibility options for any of our loan products, we encourage you to reach out to us at (540) 635-7133. Our team is ready to assist you in finding the right solution tailored to your situation. For more information on our offerings and how they can benefit you, visit us at 230 N Royal Ave Front Royal Va 22630, Front Royal, VA 22630 or check out our website at https://frontroyalfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Front Royal, we're committed to supporting our community's financial health through accessible lending options that empower our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,980,275, make buying or refinancing simple. We provide clear guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $625,049 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while providing a safety net for unexpected expenses.

Loan Aggregator

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Front Royal