Fremont Credit Union OH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Fremont, your trusted financial partner located at 315 Croghan St, Fremont, OH 43420. Established in 1946, we have proudly served our community for over 75 years, growing alongside our members and fostering a sense of belonging. With a strong membership base of 21,076 and total assets reaching an impressive $345,563,764, we are dedicated to providing reliable services that meet the diverse needs of our members. At Fremont Credit Union, we prioritize transparency and trust. Our team is committed to ensuring that your financial journey is smooth and rewarding. Under the leadership of CEO Nicholas Cray and Board President Richard Egbert, we strive to create a welcoming environment where every member feels valued. Our dedicated staff of 81 employees is always ready to assist you with personalized banking solutions tailored just for you. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to the same address: 315 Croghan St, Fremont, OH 43420-3013. With total deposits amounting to $18,280,231 and cash on hand of $3,379,097, our credit union stands as a pillar of strength in the community. We offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. Whether you're looking to open a new account or seek financing for your next vehicle or home purchase, we're here to guide you every step of the way. Join us today and discover how Fremont Credit Union can help you achieve your financial goals. For more information or inquiries, feel free to call us at 419-334-4434 during our operating hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM; Thursday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 12 noon. Your financial future starts here!

Branch History & Mission

Welcome to Fremont, where our commitment to serving the community has been strong since we opened our doors in 1946. Located at 315 Croghan St, Fremont, OH 43420, our branch has grown alongside our members, providing financial services tailored to their needs. Over the years, we have proudly built a membership base of 21,076 individuals who trust us for their banking needs. At Fremont, we believe in the power of community and strive to make a positive impact. Our mission is simple yet profound: to provide accessible and affordable financial services that empower our members to achieve their goals. This commitment has driven us to not only offer personal banking solutions like checking and savings accounts but also vehicle loans, mortgage options, credit cards with rewards, and business banking services. Our branch operates with a member-first philosophy. We understand that everyone's financial journey is unique, which is why we take the time to listen and offer personalized advice. Whether you're seeking guidance on managing debt or looking for ways to save for your future, we're here every step of the way. While members can visit us at 315 Croghan St, official correspondence should be sent to 315 Croghan St, Fremont, OH 43420-3013. As technology advances, so do we. Our digital banking options are designed for convenience and accessibility. From online banking and mobile payments to electronic statements and person-to-person transfers, we ensure that managing your finances is easy and secure. Over the years, we've also engaged in numerous community outreach efforts. We partner with local organizations to support initiatives that uplift our neighbors and promote financial literacy. It's not just about numbers; it's about building relationships and fostering a sense of belonging within the community. At Fremont, we are more than just a financial institution; we are your partners in success. With total assets reaching an impressive $345,563,764, we have the strength to support you through all of life's milestones. We invite you to join us today! Experience firsthand how Fremont can make a difference in your financial journey. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:00 PM, Thursday until 6:00 PM, and Saturday until noon or give us a call at 419-334-4434. Let's build a brighter future together!

Branch Location & Accessibility

Branch Accessibility

At our Fremont location, we prioritize accessibility for all members. The branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Parking is available nearby, so you can stop by without any hassle. While you can come see us at 315 Croghan St, please note that if you need to send official correspondence, it should be directed to our mailing address at 315 Croghan St, Fremont, OH 43420-3013.

Contact Us

If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 419-334-4434. We invite you to visit us at the Fremont branch where friendly service meets financial expertise!

Operating Hours

Our team is ready to assist you during convenient operating hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM. On Thursdays, we extend our hours until 6:00 PM for those who need a little extra time to get their banking done. We also welcome you on Saturdays from 8:30 AM until noon.

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or exploring loan opportunities such as auto financing and mortgages, we've got you covered. Our knowledgeable staff is here to guide you through our services including credit cards with rewards and business banking solutions.

Member Eligibility

Becoming a member of Fremont feels like joining a warm, welcoming community where you can thrive financially. If you're looking to join us at our branch located at 315 Croghan St Fremont Oh 43420, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area. This means you can enjoy all the benefits we offer, from competitive loan rates to personalized financial advice. To learn more about the specific eligibility criteria, feel free to check out our detailed resource here: https://www.fremontfcu.com/benefits-of-membership. Once you're ready to take the next step, opening an account is easy! Just visit our account opening page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=fremontfcu051523&list=xasa and follow the simple instructions. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (419) 334-4434. We're here to help you every step of the way as you embark on your journey with Fremont!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,410,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that makes payments easy for you and your customers. Our merchant services provide seamless payment processing options, ensuring you can accept payments efficiently. Whether it's through credit cards or digital wallets, we help streamline transactions so you can focus on what matters most growing your business. Located at 315 Croghan St Fremont Oh 43420 in Fremont, OH, we invite you to explore how our tailored solutions can support your ambitions. Reach out at (419) 334-4434 to learn more!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, Fremont offers business banking services including merchant services and business loans. We understand the challenges small businesses face and are here to provide the financial tools necessary for growth.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone, you can manage your accounts, transfer funds, pay bills, and even send money to friends or family through person-to-person payment options. Our digital banking features allow you to access your finances anytime, anywhere.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our personal banking services ensure that managing your finances is straightforward and convenient. If you're considering purchasing a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. You can also explore mortgage loans and refinancing opportunities if you're thinking about buying a home or lowering your current mortgage payments.

Rewarding Credit Card Options

Looking for a credit card that rewards your spending? Our credit cards come with great benefits tailored to meet your needs. Whether you prefer cash back or travel rewards, we have options that can enhance your purchasing power while giving back to you.

Simplifying Debt Management

Life can sometimes lead us into unexpected debt situations. That's where our personal loans and debt consolidation services come in handy. We can guide you through the process of simplifying your payments and reducing your overall interest rates.

Visit Us Today!

If you're interested in learning more about how Fremont can assist with all your financial needs, don't hesitate to reach out! Give us a call at 419-334-4434 or visit us at our branch during operating hours: Monday through Wednesday from 8:30 AM to 5:00 PM; Thursday until 6:00 PM; and Saturday until noon. We look forward to helping you navigate your financial journey! Explore all our offerings by visiting our website today!

Digital & Online Banking

Convenient Online Services

Visit us at https://www.fremontfcu.com/ to explore our online banking options. Our 24/7 online banking service lets you check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're always on your phone, you'll love our mobile application, which offers all the features you need right at your fingertips.

Easy Transactions and Security

Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with electronic signature authorization available, signing documents is a breeze no more printing or scanning required! You can also opt for e-statements to keep track of your finances without the clutter of paper.

Safety First

We prioritize your security. All our online services are designed with advanced security measures to keep your information safe while providing a user-friendly experience. Whether you're making mobile payments or accessing your accounts through our app, you can feel confident knowing that your data is protected. At Fremont, we're committed to making banking easier for you. Experience the convenience of digital banking today!

Financial Strength

Growing Member Base

With total share accounts reaching 42,416, we have a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $2,597,623, demonstrating our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fremont is your trusted partner. Visit us at 315 Croghan St Fremont Oh 43420 or call (419) 334-4434 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $81,280,127 in share certificates and $38,076,374 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $43,740,538 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,812 in used auto loans and $231,047,579 in total loans and leases.

Strong Capital Foundation

With a net worth of $44,370,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,282 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those interested in business opportunities, our outstanding commercial loans totaling $8,410,004 provide the capital needed to grow and expand your business. Additionally, our total credit lines amounting to $56,331,979 can help streamline your cash flow for various projects. If you are considering refinancing options or would like to learn about eligibility criteria for any of our products, feel free to reach out. Our knowledgeable staff at Fremont, located at 315 Croghan St Fremont Oh 43420, is ready to assist you. For inquiries or assistance, call us at (419) 334-4434 during our operating hours: 8:30 AM - 5:00 PM Monday through Wednesday and Friday; 8:30 AM - 6:00 PM Thursday; 8:30 AM - 12 noon Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,972,940 in used vehicle loans and $12,411,873 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can afford the vehicle you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,666,546, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,976,262 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your spending habits while keeping your payments manageable.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that you receive fair and transparent offers without any hidden agendas.

Fremont