Freedom Credit Union Springville UT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Freedom, your trusted financial partner in the heart of Springville! Located at 665 W 400 S, Springville, UT 84663, our branch has been proudly serving the community since 1956. With a commitment to fostering strong relationships, we currently support over 4,094 members and manage total assets of $63,838,717. At Freedom, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking and auto loans to business financing solutions. Our friendly team, led by CEO Ken Payne and Board President Thomas Crabb, is dedicated to providing exceptional service and guidance as you navigate your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315. With total deposits reaching $2,825,196 and a net worth of $6,747,803, we pride ourselves on our solid financial foundation. We also maintain a healthy cash reserve of $559,489 to ensure that we can support our members when they need us most. Whether you're looking to open a checking account, secure an auto loan from our portfolio of over 2,398 loans, or explore our competitive mortgage options, we're here for you. You can easily reach us at (801) 375-2120 during our operating hours: Monday through Friday from 8:15 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us at Freedom today and experience banking that puts you first! Visit our website at Freedom Credit Union for more information on how we can assist you on your financial journey.

Branch History & Mission

Community Engagement

Freedom Credit Union doesn't just stop at providing financial services; we actively engage with our community through various outreach programs and partnerships. Our goal is to give back and contribute positively to the neighborhoods we serve. Whether it's sponsoring local events or supporting charitable initiatives, we strive to make a meaningful impact. While you can visit us at 665 W 400 S, official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315 if different matters arise. We also understand that convenience matters; that's why we offer drive-thru banking services during our operating hours from Monday through Friday 8:15 AM - 6:00 PM and Saturday from 9:00 AM - 1:00 PM.

Join Us

If you're looking for a financial partner that truly cares about your success and well-being, look no further than Freedom Credit Union. We invite you to become part of our family today! Experience firsthand how our commitment to service and community can help you achieve your financial goals. Contact us at 801-375-2120 or visit our website for more information on how you can get started!

Our Mission

Our mission is clear we aim to empower our members through exceptional personal banking services that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize business banking solutions to help local entrepreneurs thrive. Our approach focuses on listening to our members' needs and ensuring they receive personalized service every step of the way. In addition to traditional banking services, we are committed to advancing technology for the benefit of our members. With options for online banking and mobile payments, managing finances is easier than ever. We believe that everyone deserves access to financial resources that can enhance their lives.

Branch Location & Accessibility

Accessibility and Features

At our Springville location, we prioritize your convenience and accessibility. The branch is designed with features that cater to all members of our community, including ADA-compliant entrances and ample parking spaces. If you prefer not to come inside, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 665 W 400 S, official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 801-375-2120. We're excited to help you with all your banking needs! Come visit us today and discover how Freedom Credit Union can make a difference in your financial journey.

Operating Hours

We understand that your time is valuable. That's why our lobby is open from 8:15 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays for drive-thru service. With these hours, we aim to fit banking into your busy schedule easily.

Services Offered

At Freedom Credit Union's Springville Branch, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we have everything you need under one roof. Plus, enjoy the ease of online and mobile banking whenever it suits you.

Member Eligibility

At Freedom, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Joining us is a simple process! If you live, work, or worship in the Springville area, you're already eligible for membership. We welcome individuals and families looking for personalized banking solutions that suit their unique needs. By becoming a member, you'll enjoy benefits like competitive loan rates, tailored financial advice, and access to a range of services designed just for you. To get started, simply visit us at 665 W 400 S Springville Ut 84663 or give us a call at (801) 375-2120 for more information. We're here to help guide you through the account opening process, which is both straightforward and welcoming. For detailed eligibility criteria and to see how you can join our family, check out our website at . We can't wait to welcome you into the Freedom community!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $197,439, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we provide essential merchant services designed to simplify daily operations. Imagine being able to process transactions seamlessly while keeping track of your finances all in one place. Our services ensure you can focus on what matters most growing your business. Located at 665 W 400 S Springville Ut 84663 in Springville, UT, our team is ready to partner with you on your journey to success. Reach out at (801) 375-2120 or visit us online at https://www.freedomcreditunion.org/ for more information!

Comprehensive List Of Services

Convenient Access

At Freedom, convenience is key. We provide ATM & Cash Withdrawal Services, though it's worth noting that our branch does not have an ATM on-site. However, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days! With features like Online & Mobile Banking, accessing your accounts has never been easier. You can manage finances on-the-go using our mobile app or website whether it's making payments or transferring funds between accounts.

Credit Cards and Business Banking

For those who love rewards, our Credit Cards with Rewards give you the chance to earn points for every purchase you make. It's a great way to save on future expenses while enjoying the benefits of responsible spending. For small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Our knowledgeable staff can guide you through the application process and help you find the right products that suit your business needs.

Get Started Today!

We invite you to visit us at Springville Branch or call us at 801-375-2120 for more information about how we can assist you in achieving your financial goals. Join us today and experience how Freedom makes banking simple and accessible!

Loans and Financing

When it comes to financing, we understand that life can present unexpected challenges. That's why we offer Auto Loans & Vehicle Financing that make it easier for you to drive away in your dream car. Whether you're purchasing a new vehicle or refinancing an existing loan, our competitive rates can help you save money over time. In addition to auto loans, we also provide Mortgage Loans & Refinancing options tailored to fit your home-buying needs. With our mortgage solutions, buying your first home or refinancing an existing mortgage becomes a straightforward process. If you're looking for flexibility in managing personal expenses or consolidating debt, consider our Personal Loans & Debt Consolidation services. We aim to provide you with manageable repayment plans that align with your budget.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts designed to fit various lifestyles and goals. Imagine having a checking account that helps you manage everyday expenses while earning interest on your savings. Our accounts come with no hidden fees and provide easy access to your funds through Online & Mobile Banking. You can check balances, transfer money, or pay bills all from the convenience of your smartphone.

Digital & Online Banking

Key Services

Our online banking features provide you with real-time account management at your fingertips. Whether you're checking your balance, transferring money, or paying bills, our user-friendly interface ensures you can complete tasks quickly and efficiently. Plus, if you're looking to send money to friends or family, our person-to-person transfer service makes it easy and convenient. For those who prefer mobile banking, our dedicated mobile application is just a download away. You can enjoy the same features as online banking right from your smartphone or tablet. And yes, we also support mobile payments, allowing you to make purchases with ease directly from your device.

Security and Convenience

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with state-of-the-art security measures. You can bank confidently knowing that your personal information is safe with us. Additionally, you have the option to enroll in e-statements for quick access to your account statements without the clutter of paper. This not only helps the environment but also keeps your financial records organized. With 24/7 online banking services available through Yes, managing your finances has never been more accessible. Whether it's day or night, you have the control to handle your banking needs when it suits you best. Join us at Freedom and experience the convenience of modern banking today!

Financial Strength

Committed Workforce

We take pride in having 10 full-time employees and 4 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support tailored to your needs.

Member-Centric Savings

Members' savings are secured through $18,042,886 in share certificates and $2,023,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,494,139, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $6,747,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $1,078 in used auto loans and $46,151,830 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $6,747,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,057 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Our operational efficiency is reflected in our $0, which allows us to maintain competitive loan rates and solid financial products for our members. With net shares available for lending at $253, we're well-positioned to assist you on your financial journey. Total Share Accounts stand at 8,446, showcasing a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 665 W 400 S Springville Ut 84663 or call (801) 375-2120 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,151,035 in used vehicle loans and $2,418,703 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget. Our team can also assist with refinancing options if you're looking to lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $197,439 provide the capital needed to grow and expand your operations. We understand that every business has unique needs and are here to support you every step of the way. With competitive rates and personalized service, Freedom is committed to helping you find the right loan product that suits your individual circumstances. Don't hesitate to reach out for more information or to explore eligibility options. You can contact us at 801-375-2120 during our operating hours: Monday through Friday from 8:15 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,961,669, giving you the support you need as you navigate this important milestone.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. We currently have a total of $699,596 in unsecured credit card loans available to help our members manage their finances effectively without the burden of collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers.

Freedom