Freedom Credit Union Provo UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Freedom Credit Union, where we prioritize your financial well-being and community growth. Located at 815 N Freedom Blvd, Provo, UT 84604, we have been proudly serving our members since 1956. With a commitment to providing personalized banking solutions, we have grown to support over 4,094 members while managing total assets of $63,838,717. At Freedom Credit Union, we believe in fostering a sense of belonging. Our dedicated team of 14 employees, led by our CEO Ken Payne and Board President Thomas Crabb, is here to ensure that you receive the best service possible. We offer a variety of financial products, including personal and auto loans, mortgages, and credit cards with rewards tailored just for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 815 N Freedom Blvd, Provo, UT 84604-3315. With total deposits reaching $2,825,196 and an impressive net worth of $6,747,803, we are positioned to provide stability and security for your finances. Whether you're looking for assistance with loans or advice on savings strategies, our team is ready to help you achieve your financial goals. We invite you to experience the difference at Freedom Credit Union. Feel free to call us at 801-375-2120 during our lobby hours from Monday to Friday between 8:15 AM and 6:00 PM, or visit us on Saturday from 9:00 AM to 1:00 PM. Discover how we can support you on your financial journey!

Branch History & Mission

Looking Forward

As we look towards the future, we remain committed to improving lives through better financial solutions. We invite you to join us on this journey. Experience the benefits of being part of the Freedom family where your financial goals are supported by a team that genuinely cares. Whether you're looking for savings accounts, loans, or just want some friendly advice about your finances, we're here for you! Contact us at 801-375-2120 or stop by during our operating hours: Monday through Friday from 8:15 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Join Freedom today and take the first step towards achieving your financial dreams!

Our Journey

Freedom started with a vision to provide accessible financial services that empower individuals and families. Over the years, we have adapted to meet the evolving needs of our community while maintaining our commitment to personalized service. With each milestone whether it's expanding our loan offerings or enhancing our digital banking capabilities we strive to create meaningful relationships with those we serve. Our branch address at 815 N Freedom Blvd places us conveniently near local landmarks, making it easy for members to visit us for their banking needs. While you can come see us there, any official correspondence should be directed to our mailing address: 815 N Freedom Blvd, Provo, UT 84604-3315.

Our Mission

At Freedom, our mission is simple yet profound: we aim to enhance the financial well-being of our members and support the communities we serve. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking all designed with your best interests in mind. We believe in fostering not just individual financial success but also community growth through partnerships and outreach programs. In addition to traditional banking services, we embrace modern technology to ensure that our members have access to online and mobile banking platforms. This commitment includes features like mobile payments and person-to-person transactions that make managing finances easier than ever. We are proud to comply with ADA standards, ensuring that everyone can access our services comfortably. Our drive-thru facility provides added convenience for quick transactions without needing to enter the building.

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility is crucial for our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to access our services. Parking is readily available, so you can stop by with ease. Plus, if you're on the go, you'll appreciate our drive-thru banking option for quick transactions like deposits and withdrawals.

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 801-375-2120. We look forward to welcoming you at Freedom Credit Union where your financial journey matters! Come visit us today!

Operating Hours

At Freedom Credit Union, we strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 8:15 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Whether you need personal banking assistance or want to explore our loan options, we're here when you need us!

Services Offered

Our dedicated team is ready to assist you with a variety of financial services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also provide business banking solutions tailored to meet your needs. With online and mobile banking available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Freedom is like joining a caring community that prioritizes your financial well-being. If you live, work, or worship in the area around 815 N Freedom Blvd Provo Ut 84604, you're already on the right track to eligibility. This means that many people in our vibrant community can easily become part of our family. We're committed to supporting our members with personalized services and resources tailored to your needs. You can check out more details about the eligibility criteria by visiting this link: . Opening an account is a breeze! Just give us a call at (801) 375-2120 or visit us during our convenient hours. We're here for you Monday through Friday from 8:15 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Our friendly staff will guide you through the process and help you take the first step towards enjoying all the benefits that come with being a member of Freedom. Welcome aboard!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $197,439, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to loans, we offer robust merchant services that simplify transactions and enhance your customer experience. Imagine being able to accept payments quickly and securely, whether in-store or online. Our solutions are designed for ease of use, allowing you to focus on what matters most growing your business. Located at 815 N Freedom Blvd Provo Ut 84604 in Provo, UT, we invite you to explore how Freedom can be your trusted ally in achieving your business goals. Reach out to us at (801) 375-2120 or visit our website for more information!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this branch location, our drive-thru service makes cash withdrawals easy for those who prefer face-to-face transactions without stepping inside. Just pull up and let us assist you with your banking needs. We invite you to explore all these services at Main Office. Whether you're in need of financial advice or ready to take the next step toward achieving your goals, our friendly staff is here to help. Feel free to give us a call at (801) 375-2120 during our operating hours: Monday - Friday from 8:15 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Your financial wellness is just a visit away!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to hit the road. With flexible terms and low rates, you can find a solution that fits your budget. Picture driving off the lot in that new vehicle without the stress of complicated financing processes.

Business Banking

For local entrepreneurs and business owners, Freedom offers robust business banking solutions. From merchant services that streamline payments to business loans designed for growth, we are here to support the backbone of our community small businesses.

Credit Cards with Rewards

For those who love rewards programs, our credit cards provide perks that enhance your spending experience. Earn points on everyday purchases and redeem them for travel, cash back, or gift cards making each transaction rewarding.

Mortgage Loans & Refinancing

When it comes to homeownership, Freedom provides mortgage loans that cater to first-time buyers and seasoned homeowners alike. If you're considering refinancing your current mortgage, our team can guide you through the process, helping you save money over time with better rates or shorter terms.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can even use person-to-person payment services to send money quickly and securely.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have you covered. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. We also offer competitive interest rates on savings accounts, helping you grow your money while enjoying peace of mind.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, from home improvements to medical bills. Additionally, if you're feeling overwhelmed by multiple debts, our debt consolidation options can simplify your payments into one manageable loan.

Digital & Online Banking

Key Features

One of the standout features we offer is the ability to send money directly to friends and family through person-to-person transfers. It's perfect for those quick payments or splitting expenses, all done securely from your device. Plus, if you're always on the move, our mobile application provides the same great features right in your pocket, including mobile payments that let you make purchases quickly and safely.

Security and Convenience

Your security is our top priority. While we don't currently support electronic signature authorization, our systems are designed with strong security measures to protect your personal information. Additionally, our e-statements provide an eco-friendly way to keep track of your financial activity without cluttering your mailbox. We invite you to explore the convenience of digital banking at Freedom. With easy access to your accounts and helpful tools at your fingertips, managing your finances has never been easier. Join us today and experience banking that works for you!

Financial Strength

A Solid Foundation

With a net worth of $6,747,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,057 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Our Members

With $6,747,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals across various sectors; for instance, we have $1,078 in used auto loans and $46,151,830 in total loans and leases available to help you get where you want to go.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Trust Built on Community

Total Share Accounts: 8,446, showing a strong and growing member base that trusts us with their finances. This trust is the backbone of our community-focused mission at Freedom, where every member matters. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 815 N Freedom Blvd Provo Ut 84604 or call (801) 375-2120 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Your Savings Are Secure

Members' savings are secured through $18,042,886 in share certificates and $2,023,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,494,139, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,151,035 in used vehicle loans and $2,418,703 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $197,439 provide the capital needed to grow and expand your business. Whether you're looking to purchase equipment or need working capital, our team is here to assist you every step of the way.

Credit Lines

In addition to traditional loans, we offer credit lines up to $5,600,000. This option gives you access to funds when you need them most without having to reapply every time. It's perfect for managing unexpected expenses or ongoing projects. We invite you to visit us at 815 N Freedom Blvd Provo Ut 84604 or call us at (801) 375-2120 during our operating hours from Monday to Friday, 8:15 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Our knowledgeable staff will be happy to discuss your loan options and assist you with refinancing or eligibility questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Freedom, we are committed to providing affordable lending solutions that help our members thrive financially.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,961,669, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $699,596 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees, making it easier for you to make everyday purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and accurate offers. Every lender featured on LendMesh has been vetted to guarantee they meet rigorous industry standards.

Freedom