Freedom Credit Union Warminster PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Freedom, your trusted financial partner located at 35 W Street Rd, Warminster, PA 18974. Since our establishment in 1934, we have been dedicated to serving our community and supporting our members' financial journeys. With a proud membership of 67,422 individuals, we take great pride in being a cornerstone of financial support in Warminster and beyond. At Freedom, we understand that each member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business financing. Our total assets stand impressively at $1,348,009,384, reflecting our commitment to providing robust financial solutions. We also manage total deposits of $348,689,236 and total loans amounting to 46,243, ensuring that we're here for you when it matters most. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 626 Jacksonville Road, Suite 250, Warminster, PA 18974. If you ever have questions or need assistance, don't hesitate to reach out at 215-612-5900 during our lobby hours from 9 AM to 4:30 PM on weekdays. Led by CEO John King and Board President Christopher McGinley, our team of 93 dedicated employees is here to ensure that your experience with us is as smooth as possible. Whether you're looking for advice on savings or exploring loan options tailored to your needs, we're committed to helping you achieve your financial goals. Join us today at Freedom Credit Union where we prioritize your well-being and financial success! Visit our website at Freedom Credit Union for more information or stop by our branch we're excited to help you thrive!

Branch History & Mission

Community Commitment

At Freedom, community means everything to us. We actively participate in local outreach efforts and partnerships aimed at uplifting those around us. By investing in education and supporting local initiatives, we strive to create a positive impact beyond just financial services. As we continue to grow alongside our community, we invite you to become part of the Freedom family. Join us today and experience firsthand the benefits of being a member of one of Pennsylvania's leading credit unions. Together, let's build a brighter future! For more information about our services or to open an account online, visit Freedom's website or call us at 215-612-5900. We look forward to serving you!

Our Mission

Our mission is simple yet powerful: to empower our members by providing personalized financial solutions and community support. We believe in building strong relationships with those we serve. Whether you are opening a checking account, seeking an auto loan, or planning for retirement, we are here to guide you every step of the way. While members can visit us at 35 W Street Rd for all their banking needs, official correspondence should be sent to our mailing address at 626 Jacksonville Road, Suite 250, Warminster, PA 18974. We prioritize accessibility and innovation in all that we do. Our operating hours from 9 AM to 4:30 PM on weekdays ensure that you can reach us when it's convenient for you. Additionally, we offer ATM services for quick cash withdrawals and balance checks making banking easier than ever.

Branch Location & Accessibility

Banking Services Tailored for You

We offer a variety of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of ATM access available right here at our location for quick withdrawals and balance checks. We look forward to welcoming you to the Freedom Credit Union. Stop by today or give us a call we're excited to help you achieve your financial goals!

Convenient Access and Amenities

At Freedom Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and ample parking spaces to make your banking experience comfortable. Although we do not have a drive-thru service, our dedicated staff is always ready to assist you inside. Whether you need to manage your accounts or inquire about loans, our friendly team is here during our lobby hours from 9 AM to 4:30 PM, Monday through Friday. Feel free to give us a call at 215-612-5900 if you have any questions before your visit!

Member Eligibility

Becoming a member of Freedom is like joining a welcoming family that truly cares about your financial well-being. To be eligible, you simply need to live, work, or worship in the area or have a family member who is already a member. This means that many of you in our community can easily join us! Membership here comes with fantastic benefits, including personalized service and access to a range of financial products tailored to meet your needs. If you're ready to take the next step, opening an account is simple. Just visit us at 35 W Street Rd Warminster Pa 18974 or check out our online application at https://refinance.freedomcu.org/products/portal. For any questions, don't hesitate to call us at (215) 612-5900. You can also find more details about eligibility on our website at . We're excited to welcome you into the Freedom family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $57 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,342,955, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services help businesses like yours manage transactions effortlessly. Imagine being able to process payments quickly while offering your customers various options. From credit card processing to online payment solutions, we equip you with the tools needed to keep your cash flow steady and your customers happy. Visit us at 35 W Street Rd Warminster Pa 18974 in Warminster, PA, or call us at (215) 612-5900 to discover how we can empower your business with our specialized banking solutions!

Comprehensive List Of Services

Connect with Us

If you're ready to explore how our range of services can benefit you, don't hesitate to reach out! You can call us at (215) 612-5900 or visit us at 35 W Street Rd Warminster Pa 18974 in Warminster. Our team is here to assist you during our lobby hours from 9 AM to 4:30 PM, Monday through Friday. At Freedom, we're not just about transactions; we're about building relationships. Join us today and discover how we can support your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With these tools, you can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawals and balance checks are just a few taps away.

Financing Your Dreams

Looking to purchase a new car or refinance your home? Our auto loans and vehicle financing options provide competitive rates, making it easier for you to drive away in the vehicle you desire. Additionally, if you're considering buying a home, our mortgage loans and refinancing solutions can help you navigate the process smoothly. For those unexpected expenses or projects, we also offer personal loans and debt consolidation services. These options can provide relief by consolidating multiple debts into one manageable payment.

Personal Banking Made Easy

Whether you're opening a new account or managing your existing finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while saving for the future. Our accounts come with features that make it easy to track your spending and grow your savings.

Rewarding Credit Options

Our credit cards with rewards allow you to earn points on everyday purchases, giving back as you spend. It's an excellent way to make the most out of your spending habits while enjoying benefits like cash back or travel rewards.

Support for Local Businesses

At Freedom, we understand the importance of supporting local enterprises. Our business banking services, including merchant services and business loans, cater specifically to entrepreneurs looking to grow their businesses. We're here to partner with you every step of the way.

Digital & Online Banking

Additional Benefits

Members can enjoy e-statements for quick access to account information without the clutter of paper statements. This not only helps you stay organized but also contributes to a more sustainable environment. In short, whether you're looking for an easy way to manage your finances or want the flexibility of banking from anywhere, Freedom's digital and online banking services are designed with you in mind. Join us today and experience the ease of modern banking!

Key Features of Our Digital Banking Services

Our online banking service operates 24/7, giving you the freedom to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can easily stay updated with real-time account management. Plus, for those who prefer mobile access, our user-friendly mobile application makes banking even simpler. We also support electronic payments, so if you need to send money quickly to friends or family, our person-to-person transfer feature is here to help. Need to make a purchase? With our mobile payments feature, paying for goods and services is as easy as tapping your phone.

Security You Can Trust

Your security is a top priority at Freedom. We utilize robust encryption methods to keep your information safe while using our services. Although we don't currently offer electronic signature authorization, we ensure that all other aspects of our online banking are secure and user-friendly.

Financial Strength

Committed Team

We also take pride in having 93 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 152,953, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 35 W Street Rd Warminster Pa 18974 or call (215) 612-5900 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $174,414,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Solid Capital Foundation

Our net worth ratio of $1,294 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $466,165,736 in share certificates and $194,234,810 in money market shares, offering stable and rewarding financial growth opportunities.

Strong Lending Support

With $12,635 in used auto loans and $760,497,518 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,423,351 in used vehicle loans and $74,229,625 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $15,342,955 provide the capital needed to grow and expand. We understand the unique needs of small businesses and are here to support your journey towards success. At Freedom located at 35 W Street Rd Warminster PA 18974, we prioritize transparency and are committed to guiding you through the lending process. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out. You can contact us at 215-612-5900 during our operating hours from 9 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you today!

Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $47,429,253 in loans available, our credit cards help members effectively manage their finances while enjoying convenient access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $95,452,851, providing you with the opportunity to invest in your dream home or refinance your existing mortgage for better terms.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. By relying on verified data, LendMesh guarantees that all loan offers are legitimate and trustworthy.

Freedom