Freedom Credit Union Northampton MA | Quick Personal Loans & Checking

Introduction

Welcome to Freedom Credit Union, your trusted partner in financial well-being since 1986. Located conveniently at 226 King St, Northampton, MA 01060, we have proudly served our community for over three decades. With a total membership of 32,081 and assets reaching an impressive $735,730,197, we are committed to providing personalized banking solutions that cater to your unique needs. At Freedom, we understand that financial decisions can be overwhelming. That's why our dedicated team of 107 employees is here to guide you every step of the way. Our CEO, Glenn Welch, along with Board President William Carey, lead our mission to create a welcoming environment where you can feel secure about your finances. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we offer a range of products designed to help you achieve your goals. With total loans and leases amounting to 14,606 and deposits totaling $19,019,788, we ensure that your money is both accessible and secure. While members can visit us at our branch location in Northampton, official correspondence should be sent to the same address. We invite you to explore our website at Freedom Credit Union for more information on our services and how we can support your financial journey. Your trust is important to us, and we are here to build lasting relationships within our community. Feel free to reach out at (413) 586-3590 or stop by during our lobby hours: Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon. Join us at Freedom Credit Union where your financial success is our priority!

Branch History & Mission

Join Us!

As we continue this journey together into the future, we invite you to become a member of Freedom. Experience firsthand how we prioritize your financial well-being while contributing positively to our community. Whether you're looking for a loan or simply want advice on managing your finances, we're here for you every step of the way. Join us at Freedom and let's build a brighter financial future together! Visit us online at freedom.coop for more information about what we offer and how you can become part of our family today!

Our Journey

Freedom began its journey with a mission to provide accessible and affordable financial services tailored to the needs of our members. Over the years, we have experienced significant growth, expanding our total membership to over 32,000 individuals. Our commitment to our members reflects in our total assets, which have reached an impressive $735,730,197. We've built a legacy of trust and reliability in Northampton and beyond. Throughout our history, we've embraced innovation while maintaining our core values. From the introduction of online banking features to mobile payments and e-statements, we strive to meet the evolving needs of our members. Our dedication to ADA compliance ensures that everyone can access our services comfortably.

Our Mission

At Freedom, our mission is clear: we are here to serve you. We believe in providing personal banking options that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. But beyond just financial products, we aim to foster community development through partnerships and outreach efforts. We understand that supporting our members goes beyond transactions; it involves building relationships and making a positive impact in their lives. Our involvement in local initiatives helps strengthen the fabric of Northampton while enhancing the quality of life for all residents. While you can visit us at 226 King St for your banking needs where you will also find convenient drive-thru banking we encourage you to reach out via phone at 413-586-3590 for any questions or assistance. If you prefer official correspondence or need to send documents, please direct those to our mailing address: 226 KING ST, NORTHAMPTON, MA 1060.

Branch Location & Accessibility

Welcome to Freedom's Northampton branch, conveniently located at 226 King St in the heart of Northampton, MA. This vibrant area is not only home to our friendly credit union but also surrounded by local shops, restaurants, and beautiful parks. Whether you're stopping by for banking needs or just exploring the neighborhood, our location makes it easy to visit us. While members can visit us at 226 King St, official correspondence should be sent to the same address for your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking so everyone can enjoy a hassle-free experience. We are here to serve you during our lobby hours: Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon. If you prefer drive-thru banking, we offer that service as well during similar hours on weekdays and Saturdays. At Freedom, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks. Feel free to reach out by phone at 413-586-3590 if you have any questions or need assistance. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Freedom family is more than just opening a bank account; it's about becoming part of a supportive community that cares about your financial journey. At our branch located at 226 King St, Northampton, MA 01060, we welcome individuals who share our values and commitment to building a brighter financial future together. To become a member, you typically need to live, work, or worship in the area we serve. This means if you're part of our vibrant community, you're already on your way to joining us! For detailed eligibility criteria and to ensure you meet all the requirements, feel free to check out our resource at . Starting your membership with us is a breeze! Whether you're looking for personal banking services, auto loans, or just want to take advantage of our online and mobile banking options, we're here to help every step of the way. If you have any questions or need assistance during the process, don't hesitate to reach out at (413) 586-3590. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer essential tools that can help streamline your operations. Imagine being able to accept payments from customers effortlessly whether they're paying by card or mobile device. Our services ensure you can focus on running your business while we handle the financial transactions smoothly. Visit us at 226 King St Northampton Ma 01060 in Northampton, MA or call us at (413) 586-3590 to explore how our business banking services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $254 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,202,556, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch provides convenient ATM access for withdrawals and balance checks whenever you need them. Plus, take advantage of our basic drive-thru banking for quick deposits or simple transactions without leaving your car. At Freedom, we know how important it is for you to have easy access to financial services that fit your lifestyle. For any questions or assistance, don't hesitate to reach out! You can contact us at 413-586-3590 during our lobby hours: Monday-Wednesday from 9 AM-4 PM, Thursday and Friday from 9 AM-5 PM, and Saturday from 9 AM-Noon. We invite you to visit us at our Northampton branch or explore more about what we offer by visiting our website. Your financial journey starts here let's make it a great one together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions can help turn that dream into reality. With competitive rates and easy application processes, we strive to ensure you can hit the road in no time.

Business Banking

If you're a business owner, we understand how important it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help your business thrive. We're here to assist with everything from cash flow management to securing funding for growth.

Credit Cards with Rewards

For those who love shopping or traveling, our credit cards with rewards allow you to earn points on every purchase. It's a great way to enjoy benefits while making everyday purchases!

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones. At Freedom, we provide mortgage loans and refinancing options that make buying or upgrading your home achievable. Our team is here to guide you through each step, ensuring you feel confident in your decision.

Personal Banking

Managing your personal finances has never been easier. Whether you are looking to open a checking or savings account, we offer various options that fit different lifestyles. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can check balances, transfer money, and even pay bills right from your phone!

Personal Loans & Debt Consolidation

Life can bring unexpected expenses. That's why we offer personal loans to help cover those costs without stress. If you're looking to simplify your financial situation, consider our debt consolidation loans which can combine multiple debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank on-the-go. Need to send money to a friend? Our person-to-person transfer option makes it quick and easy. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your smartphone without needing cash or cards. For those who prefer paperless options, we offer e-statements that let you view your account statements digitally no more clutter or waiting for the mail. And if you ever need to sign documents quickly, our electronic signature authorization feature lets you do just that from the comfort of your home.

Security and Accessibility

Your security is our top priority. Our digital banking services are equipped with robust security measures to protect your personal information. You can feel confident knowing that your data is secure while enjoying the ease of real-time account management. At Freedom, we strive to make banking accessible for everyone. Whether you're tech-savvy or just starting out with digital tools, our friendly support staff is here to assist you whenever needed. Experience the freedom of modern banking today!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 80,635, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 226 King St Northampton Ma 01060 or call (413) 586-3590 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $98,096,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you as we continually improve our offerings. Our lending capacity is noteworthy too. With $3,363 in used auto loans and $552,400,567 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $197,383,471 in share certificates and $34,332,879 in money market shares, offering stable and rewarding financial growth opportunities. This focus on secure savings reflects our dedication to your financial future. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $100,462,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to providing value is reflected in our robust capital position. Our net worth ratio of $1,365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,269,986 in used vehicle loans and $4,988,763 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $120,202,556 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and aim to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,177,259, make buying or refinancing simple. We're here to guide you through the process and help you find a mortgage solution that fits your budget.

Refinancing Options

If you already have loans but are looking for better rates or terms, we also provide refinancing options that could save you money each month. Our team is ready to discuss eligibility and help you navigate the refinancing process. At Freedom, we strive to make borrowing easy and accessible for everyone in our community. If you have any questions or would like more information about our loan products, feel free to give us a call at (413) 586-3590 or visit us at our branch located at 226 King St Northampton Ma 01060 in Northampton, MA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $241,500 in loans helping members manage their finances effectively. This can be a great option if you're looking for ways to consolidate debt or cover unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the comparisons you see are fair and transparent. You can trust that every rate listed has been verified for accuracy and reliability.

Freedom