Foothills Credit Union Sweetwater TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Foothills Federal Credit Union, where your financial well-being is our top priority! Located at 413 Sweetwater Vonore Rd, Sweetwater, TN 37874, we've been proudly serving our community since 1962. With a strong commitment to our members, we have grown to support over 5,272 members and manage total assets of $86,558,695. At Foothills, we believe in providing personalized service tailored to your needs. Our dedicated team, led by CEO M'recia Oody and Board President Rollen Bradshaw, is here to ensure you feel valued and understood. Whether you're looking for checking accounts, auto loans, or mortgage options, our diverse range of services has something for everyone. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 413 Sweetwater Vonore Rd, Sweetwater, TN 37874. If you have questions or need assistance, don't hesitate to reach out at 423-337-7870. Our friendly staff is available Monday through Friday from 8:00 a.m. to 5:00 p.m. With total deposits reaching $11,928,648 and a net worth of $8,155,915, Foothills Federal Credit Union stands as a solid partner in your financial journey. We encourage you to explore our offerings through our website at foothillsfcu.org and discover how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

Our Mission

At Foothills, we believe in the power of community and the importance of supporting one another. Our mission is clear: to deliver personalized financial solutions while fostering a sense of belonging among our members. We strive to make banking easy and approachable through various services such as personal banking, auto loans, mortgage options, and credit cards with rewards. We also offer modern conveniences like online and mobile banking, so you can manage your finances anytime and anywhere. While you can visit us at our branch for friendly service and assistance during our operating hours from Monday to Friday, 8:00 a.m. to 5:00 p.m., we also recognize the importance of flexibility. For those who prefer drive-thru services or require ATM access, we are here to serve you with both options available at our location. Our commitment extends beyond just transactions; it's about building relationships. We actively engage with local initiatives and community outreach efforts that uplift those around us. By partnering with schools, charities, and other organizations within Sweetwater, we aim to make a positive impact on lives every day. If you need to reach us directly, please call us at 423-337-7870. For official correspondence, you can send mail to the same address as our branch 413 Sweetwater Vonore Rd., Sweetwater, TN 37874. As we continue to grow and adapt to meet your needs, we invite you to join us on this journey! Experience the benefits of becoming a member of Foothills Federal Credit Union today by visiting our website or stopping by the branch. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At our Sweetwater location, we prioritize accessibility for all members. The branch is designed to be ADA-compliant with ramps and spacious entryways, ensuring everyone can easily navigate our facilities. For those driving in, ample parking is available right outside the entrance, so you won't have to worry about finding a spot.

Operating Hours

Our doors are open Monday through Friday from 8:00 a.m. to 5:00 p.m., providing flexibility for busy schedules. Need assistance? Our dedicated team is ready to help during these hours. Feel free to reach us at 423-337-7870 if you have any questions before your visit.

Services Offered

Foothills Federal Credit Union offers a variety of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with our drive-thru service available, making deposits or withdrawals has never been easier. For added convenience, we also feature an ATM on-site and participate in shared services with other credit unions. This means you can enjoy basic transactions even when you're away from your home branch. While members can visit us at 413 Sweetwater Vonore Rd, official correspondence should be sent to the same address as well. We invite you to experience the Foothills difference today! Stop by our Sweetwater location or give us a call; we're excited to assist you on your financial journey!

Member Eligibility

At Foothills, we believe that everyone deserves a financial home where they feel valued and supported. Becoming a member is simple and welcoming! If you live, work, or worship in our community or have a family member who is already a member, you're likely eligible to join us. This means you can take advantage of our range of services designed to help you thrive financially, whether it's saving for the future or securing a loan for your dream car. For those interested in the finer details of eligibility, feel free to check out more information on our website at . Opening an account with us is just as easy! You can start the process by visiting us at https://www.foothillsfcu.org/links_banking.htm. Should you have any questions or need assistance, don't hesitate to give us a call at (423) 337-7870. We're excited to welcome you to our Foothills family at 413 Sweetwater Vonore Rd Sweetwater Tn 37874, where your financial journey is our priority!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services tailored for today's business environment. Imagine being able to accept payments seamlessly, whether it's through credit cards, digital wallets, or other payment methods. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what you do best running your business. Visit us at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 in Sweetwater, TN or give us a call at (423) 337-7870. Let's work together to take your business to new heights!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans and vehicle financing options are designed just for you. Picture driving off in your dream car without the stress of complicated loan processes. Our competitive rates make it easier than ever to get behind the wheel.

Business Banking Solutions

For entrepreneurs and business owners, we offer tailored business banking solutions, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support you with financial tools that simplify operations.

Credit Cards with Rewards

Our credit cards with rewards let you earn points on everyday purchases while providing the convenience of credit when you need it most. Imagine earning rewards just by using your card for groceries or gas!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Foothills offers robust online and mobile banking features alongside ATM access for cash withdrawals. With these services at your fingertips, banking becomes a breeze. You can also enjoy basic drive-thru banking for deposits and withdrawals or complete shared branch transactions if you're visiting us from another credit union. With all these services available at Foothills, we aim to make managing your finances simple and effective. Whether you're in Sweetwater or beyond, we're just a phone call away at 423-337-7870. Ready to take the next step? Visit us online at Foothills Federal Credit Union or stop by our branch today!

Mortgage Loans and Refinancing

Homeownership is a major milestone, and we want to help you achieve it with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance your current mortgage for better rates, our experts will guide you through each option available.

Personal Banking

Managing your finances should be straightforward and accessible. That's why we offer personal banking services, including checking and savings accounts that cater to your everyday needs. Imagine having easy access to your funds with our online and mobile banking features. You can check your balance, transfer money, or even pay bills right from your smartphone!

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. We provide flexible terms that fit your budget, helping you manage debt more effectively.

Digital & Online Banking

Accessibility and Support

We aim to make banking as easy as possible. Our services are not only user-friendly but also secure, so you can feel confident managing your money online. If you ever need assistance, our dedicated team is just a phone call away at (423) 337-7870. Join us at Foothills today and take advantage of our innovative digital banking solutions that fit seamlessly into your busy lifestyle!

User-Friendly Features

Our mobile application takes convenience a step further. You can make mobile payments easily, allowing you to pay for goods and services without fumbling with cash or cards. Plus, if you need to send money to friends or family quickly, our person-to-person transfer service is perfect for that instant connection. Security is a top priority at Foothills. With electronic signature authorization available, you can sign documents securely online without needing to visit a branch. And if you're looking to go paperless, e-statements are readily accessible for those who prefer digital records of their transactions.

Financial Strength

Commitment to Growth

Our commitment to your financial success is evident through our $6,683,738 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $974 in used auto loans and $40,233,696 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We hold $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $459,324, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (funds available for lending and investments): $0. Total Share Accounts: 10,627, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 or call (423) 337-7870 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines

In addition to our other offerings, we provide credit lines with a total amount available of $475,000. These can give you the flexibility you need for any unexpected expenses or planned purchases. If you're considering refinancing any existing loans or would like more information about eligibility options, don't hesitate to reach out. We're here to guide you through every step of the process. For further inquiries or to get started on your loan application today, please call us at (423) 337-7870 or visit us at our branch located at 413 Sweetwater Vonore Rd Sweetwater Tn 37874 in Sweetwater, TN. Let's work together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $804,919, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $769,392 in loans helping members manage their finances effectively. This can be an excellent choice if you're looking to consolidate debt or simply need a reliable source for everyday expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers without hidden surprises. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. Additionally, LendMesh prides itself on having No Sponsored Listings, meaning it does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available rates for consumers. With Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight how effective and user-friendly LendMesh is in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Foothills