Foothills Credit Union Loudon TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Foothills Federal Credit Union, where your financial well-being is our top priority! Located at 956 Mulberry St, Loudon, TN 37774, we have been serving our community since 1962. With a strong membership base of 5,272 members, we take pride in offering personalized banking services that cater to your unique needs. At Foothills, we understand that trust and reliability are essential when it comes to managing your finances. That's why we boast impressive financial health, with total assets reaching an impressive $86,558,695 and total deposits of $11,928,648. Our commitment to you extends beyond numbers; we're here to make banking easy and accessible. Whether you're looking for auto loans or personal banking solutions, our dedicated team of 19 employees, led by our CEO M'recia Oody and Board President Rollen Bradshaw, is ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 956 Mulberry St, Loudon, TN 37774. Our doors are open Monday through Friday from 8:00 a.m. to 5:00 p.m., making it convenient for you to get the help you need when you need it most. Experience the difference with Foothills Federal Credit Union today! Give us a call at 865-458-4347 or explore our website at foothillsfcu.org for more information on how we can support your financial journey. Join us as we build a brighter future together!

Branch History & Mission

Join Us

As we look back on our history with pride, we also focus on the future with enthusiasm. Every day presents new opportunities for us to serve you better and make a positive impact in Loudon and beyond. If you're seeking a credit union that puts people first and prioritizes community well-being alongside financial growth, Foothills Federal Credit Union is ready to welcome you. Visit us today or check out our website at Foothills FCU to learn more about how we can help you achieve your financial goals!

Our Mission

At the core of Foothills is our mission: to provide exceptional financial services while fostering a sense of community. We believe in empowering our members through personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Beyond financial transactions, we strive to uplift our community through outreach programs and partnerships that enrich the lives of those around us. We understand the importance of convenience in today's fast-paced world. That's why we offer digital services like online banking and mobile payments alongside traditional banking options. Our ATM availability ensures you have access to your funds whenever you need them. While members can visit us at 956 Mulberry St for all their banking needs, official correspondence should be sent to the same address for consistency. We are also proud to offer shared service center transactions, allowing you access to essential banking services even if you're away from home.

Branch Location & Accessibility

A Hub for Your Banking Needs

In addition to traditional banking services like checking and savings accounts, we provide auto loans, mortgage options, personal loans, and credit cards with rewards all designed to meet your financial goals. Plus, if you're a member of another participating credit union, feel free to take advantage of our shared service center for added convenience. While you can always visit us at 956 Mulberry St for transactions and support, please note that official correspondence should be sent to the same address. We're excited to serve Loudon and its surrounding areas, so come by today or give us a call! We look forward to helping you achieve your financial dreams with friendly service and expert advice.

Convenient Access and Amenities

At Foothills, we understand that convenience is key. That's why we offer ample parking space right outside our doors, along with features like ADA-compliant ramps to ensure everyone can access our services comfortably. If you prefer to handle your transactions on the go, we have an ATM available and a drive-thru service that lets you complete basic banking tasks without ever leaving your vehicle. For those who need assistance or prefer face-to-face interaction, our lobby is open Monday through Friday from 8:00 a.m. to 5:00 p.m., giving you plenty of time to visit during the week. You can also reach us by phone at 865-458-4347 if you have any questions or need more information about our offerings.

Member Eligibility

Joining the Foothills family is like stepping into a community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in Loudon County, you're already on the right path to becoming a member! We welcome individuals who are eager to enjoy our supportive services and benefits. Membership at Foothills not only gives you access to personalized banking solutions but also connects you with a network of members who share similar values. Getting started is simple! You can visit us at our branch located at 956 Mulberry St Loudon Tn 37774 or give us a call at (865) 458-4347 for more information. For detailed eligibility requirements, feel free to check out our resource page here. Ready to open an account? It's just as easy! You can find all the details on how to get started by visiting this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is crucial. Imagine seamlessly processing payments while keeping track of sales data all in one platform. Our services empower you to focus on what matters: growing your business and serving your customers better. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in our community. Partner with Foothills today and let us help you turn your business aspirations into reality! For more information or to discuss how we can assist you further, visit us at Foothills Federal Credit Union or call us at 865-458-4347.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Comprehensive List Of Services

Additional Services

We understand that sometimes you need quick access to banking services without entering the branch. That's why we offer Basic Drive-Thru Banking for deposits, withdrawals, and other simple transactions. If you're a member of another partner credit union, you can take advantage of our Basic Shared Branch Transactions as well. Our commitment extends beyond just traditional banking; with Basic ATM Access, you can perform essential tasks like balance checks and cash withdrawals without any fuss. At Foothills, we're here to make banking easy and accessible for everyone in the community. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at (865) 458-4347 or visit our website at https://www.foothillsfcu.org/. We look forward to serving you!

Business Banking

For small business owners, we recognize the importance of reliable financial support. That's why we provide comprehensive Business Banking services, including Merchant Services and Business Loans tailored to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. At Foothills Federal Credit Union, we offer robust Online & Mobile Banking features that let you manage your finances anytime, anywhere. You can easily access your accounts, make transfers, and pay bills right from your smartphone or computer. Our members also enjoy hassle-free ATM & Cash Withdrawal Services at various locations.

Personal Banking

For individuals and families, we offer a variety of personal banking options to help you manage your money effectively. Whether you're looking for a Checking or Savings Account, we have accounts designed for every lifestyle. Our Auto Loans & Vehicle Financing make purchasing a new car easier than ever, while our Mortgage Loans & Refinancing options can help you secure your dream home or save on your current mortgage. If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions that work for you. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Always Available

With 24/7 online banking services, managing your finances has never been more accessible. Whether it's early morning or late at night, you can log in anytime to check balances, make payments, or explore new financial products. We're here for you whenever you need us. At Foothills, we believe that banking should fit into your life not the other way around. Our commitment to providing user-friendly digital services means that whether you're at home or out and about, you'll always have control over your finances right in the palm of your hand. Join us today and experience the ease of modern banking!

Key Features

Our online banking platform offers a wide range of features to enhance your banking experience. You can easily view your account balances, transfer money between accounts, and even set up person-to-person transfers to send money quickly to friends or family. Plus, with our mobile application available for download, banking on the go has never been easier.

Security and Convenience

Security is a top priority for us. You can rest assured knowing that our electronic signature authorization process keeps your transactions safe and sound. Additionally, you can choose to receive e-statements instead of paper ones, which not only helps the environment but also ensures your statements are readily accessible whenever you need them. If you're looking for an easy way to make payments without cash or cards, our mobile payments feature allows you to pay directly from your phone at participating merchants. It's simple and efficient perfect for those busy days when you're on the move.

Financial Strength

A Growing Community

We are proud of our strong member base with a total of 10,627 share accounts. This reflects the trust our community places in us a testament to the reliability of Foothills. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 956 Mulberry St Loudon Tn 37774 or call (865) 458-4347 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Your Future

With $6,683,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively. Our lending capacity is robust; with $974 in used auto loans and $40,233,696 in total loans and leases, we're here to help you finance your dreams whether it's buying a car or investing in other important areas of your life.

Operational Efficiency

Our $459,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees who are dedicated to providing excellent service.

Our Strong Financial Position

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $942, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

Members' savings are secured through $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that can accommodate your budget.

Credit Lines

In addition to traditional loans, we have credit lines available for those who need quick access to funds. Our total credit lines amount to $475,000, providing you with the flexibility to borrow as needed while managing your cash flow. If you're considering refinancing or checking eligibility for any of these products, please don't hesitate to ask us! We're here to help navigate your options and find what best suits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's purchasing a new vehicle or taking that big step towards homeownership, Foothills is dedicated to supporting you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $804,919, designed to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $769,392 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while enjoying the benefits of rewards programs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This innovative tool is designed to empower users with the information they need to make informed decisions about their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers without any hidden agendas. One of the key benefits of using LendMesh is its focus on Verified Data. All loan offers come from legitimate financial institutions, promoting transparency throughout the comparison process. Additionally, LendMesh stands out because it has No Sponsored Listings; lenders are not prioritized based on paid promotions. This means that every user gets unbiased results, ensuring that they can trust the information presented. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions, making it easier for users to spot the best deals. Thousands of users have already benefited from this service. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to navigate the complex world of loans more easily, LendMesh is a reliable choice. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Foothills