Foothills Credit Union Lenoir City TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Foothills Federal Credit Union, your trusted financial partner since 1962, located at 605 Highway 321 N, Lenoir City, TN 37771. With a commitment to our community and a focus on providing exceptional member services, we are proud to serve over 5,272 members with personalized banking solutions tailored to meet your needs. At Foothills, we understand that managing your finances is a significant aspect of your life. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $86,558,695, ensuring that we have the resources to support you in achieving your financial goals. We also maintain robust deposits of $11,928,648, reflecting the trust our members place in us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 956 Mulberry St, Loudon, TN 37774. Under the leadership of our dedicated CEO, M'recia Oody, and Board President Rollen Bradshaw, our team of 19 employees is here to provide assistance every step of the way. With a strong net worth of $8,155,915 and cash in hand amounting to $933,974, we are well-equipped to support our members financially. Whether you're looking for personal loans or business banking solutions, Foothills Federal Credit Union is here for you. Don't hesitate to reach out by calling us at (865) 271-0000 or visit our website at foothillsfcu.org for more information on how we can help you thrive financially. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Looking Ahead

In today's digital world, Foothills embraces technology while maintaining ADA compliance and prioritizing customer service. Our online and mobile banking options make it easier than ever for members to manage their finances on-the-go. Plus, with shared service center availability, you can access your funds conveniently across different locations. We invite you to join us at Foothills Federal Credit Union, where you'll find more than just banking services; you'll discover a community focused on your success. Together, let's build a brighter financial future! For more information or to open an account today, visit us at Foothills FCU.

Our Journey

Since opening our doors over six decades ago, Foothills has continuously evolved to better serve our members. We began with a vision to provide accessible financial services in Lenoir City and have expanded our offerings significantly over the years. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping our members achieve their financial goals. Our commitment extends beyond just banking; we actively engage with our community through various outreach efforts and partnerships. Whether it's supporting local events or providing educational resources, we believe in giving back to the neighborhoods that have supported us throughout our journey.

Our Mission

At Foothills Federal Credit Union, our mission is clear: to empower our members through personalized financial services while fostering a strong sense of community. We aim to make banking easy and accessible for everyone. Our focus is not only on providing financial products but also on building lasting relationships with each member who walks through our doors. While members can visit us at 605 Highway 321 N, official correspondence should be sent to 956 Mulberry St, Loudon, TN 37774 if necessary. We are here for you Monday through Friday from 8:30 a.m. to 5:00 p.m., ensuring that you can reach out when it's convenient for you.

Branch Location & Accessibility

Convenient Access

We understand that accessibility is important. Our branch is designed with features that ensure everyone can visit us comfortably. We have ample parking available, and our facilities are ADA compliant, including ramps and clear pathways to make your visit as smooth as possible.

Get In Touch

If you have questions or need assistance before your visit, feel free to give us a call at 865-271-0000. We're always ready to help! Come see us soon at Foothills Federal Credit Union your trusted source for financial solutions right here in Lenoir City!

Operating Hours

Foothills Federal Credit Union is open Monday through Friday from 8:30 a.m. to 5:00 p.m., allowing you plenty of time to stop by after work or during lunch breaks. We strive to provide service that fits your busy lifestyle.

Services Offered

At Foothills, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to helping you achieve your financial goals. While we currently do not have ATM services or drive-thru banking available at this location, we do participate in shared services with partner credit unions so you can access basic transactions like deposits and withdrawals.

Member Eligibility

At Foothills, we believe that joining our community is more than just opening an account it's about being part of a supportive family that cares for your financial well-being. To become a member, you'll need to meet certain eligibility criteria, which are designed to ensure that our services are tailored to individuals who can truly benefit from them. Generally, anyone living, working, or worshipping in the Lenoir City area can become a member. We invite you to explore these details further by visiting our website at . The membership process at Foothills is straightforward and welcoming. Once you're eligible, you can open an account easily by following the steps outlined on our website at https://www.foothillsfcu.org/links_banking.htm. Our friendly team is here to assist you every step of the way, so if you have any questions, don't hesitate to call us at (865) 271-0000. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services provide practical tools to streamline your operations. Imagine easily accepting payments from customers or managing transactions without stress. Our services help you focus on what matters most growing your business. Located at 605 Highway 321 N Lenoir City Tn 37771 in Lenoir City, TN, we're here to provide the resources you need to thrive. Reach out at (865) 271-0000 or visit us online at Foothills Federal Credit Union to learn more about how we can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, we do provide cash withdrawal services through shared branches for added convenience. You can easily access funds when needed without any extra trips.

Auto Loans & Vehicle Financing

Thinking about getting a new car? We offer competitive auto loans and vehicle financing options that can help turn your dream of driving a new vehicle into reality. Our flexible terms mean you can find the right payment plan that fits your budget.

Business Banking

If you're a business owner in need of financial solutions, we have you covered! Our business banking services include merchant services and business loans designed to help grow your enterprise without the hassle.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come with fantastic benefits. Whether it's cash back on purchases or points for travel, you'll find options that suit your lifestyle.

Mortgage Loans & Refinancing

If homeownership is on your mind or if you're looking to refinance an existing mortgage, our mortgage loans provide the support you need. With options tailored for first-time buyers or those looking to lower their monthly payments, we're here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, make transfers, and even set up automated payments making banking easier than ever!

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are designed to make managing your money straightforward and stress-free. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, transfer money, or pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our personal loans can be a helpful resource. If you're dealing with multiple debts, consider our debt consolidation services that can simplify your payments and potentially lower your interest rates.

Shared Branch Transactions

Additionally, if you're a member of partner credit unions, you can enjoy basic shared branch transactions like deposits and withdrawals right here at Foothills. This means more accessibility for all members! For more information about any of our services or how we can assist you further, feel free to reach out at (865) 271-0000 during our operating hours: Monday - Friday from 8:30 a.m. to 5:00 p.m. We look forward to helping you achieve your financial goals at Foothills Federal Credit Union!

Digital & Online Banking

Key Services Available

Our online banking platform, accessible at https://www.foothillsfcu.org/, allows you to check your balance, pay bills, and transfer funds with ease. You can also enjoy the benefits of e-statements, so you can go paperless and keep track of your finances without clutter. For those who are always on the go, our mobile application provides all the features you need right at your fingertips. Want to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family instantly no need for cash or checks. Plus, if you're looking for a hassle-free way to make purchases, our mobile payments option allows you to pay directly from your phone.

Security and Convenience

We prioritize your security with electronic signature authorization for added protection when signing documents digitally. This means you can handle important transactions without needing to visit us in person. Our 24/7 online banking services ensure that you have real-time access to your accounts whenever it suits you. Whether you're managing day-to-day expenses or planning for the future, our digital banking services give you the flexibility and control you need. At Foothills, we're committed to making banking easier for you so that you can focus on what matters most. Explore all that we offer today!

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 10,627, showing a strong and growing member base that trusts us with their finances. This trust is what fuels our commitment to maintaining a robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 605 Highway 321 N Lenoir City Tn 37771 or call (865) 271-0000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $25,052,824 in share certificates and $2,311,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $459,324, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees who are dedicated to serving you with a knowledgeable team ready to assist you every step of the way.

Reinvestment for Growth

With $6,683,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $974 in used auto loans and $40,233,696 in total loans and leases.

Solid Foundation

With a net worth of $8,155,915, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $19,058,919 in used vehicle loans and $4,317,863 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms can make the process easier and more affordable for you.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we also offer credit lines totaling $475,000. Additionally, our flexible terms on unsecured credit card loans have provided a total of $769,392 to help members manage their finances effectively. These options give you the freedom to access funds when needed without extensive requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $804,919, making buying or refinancing simple. We aim to support our members through every step of the mortgage process, ensuring you find the right plan for your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is here to guide you through eligibility options and help determine what works best for your situation. We strive to ensure that our members feel informed and confident as they explore their financing choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're in need of an auto loan, a mortgage solution, or just looking for more information on our loan offerings at Foothills Federal Credit Union, we're here to assist you every step of the way. For inquiries or assistance, don't hesitate to reach out to us at (865) 271-0000 during our operating hours from Monday to Friday, 8:30 a.m. 5:00 p.m. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender featured has been carefully vetted, allowing for accurate comparisons without hidden surprises.

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Foothills