Foothills Credit Union Wheat Ridge CO | Affordable Auto Loans & Checking

Introduction

Welcome to Foothills Credit Union - Clear Creek Crossing Branch, your trusted partner in financial well-being since 1946. Nestled at 3550 Clear Creek Dr, Wheat Ridge, CO 80401, we take pride in serving our community and meeting the diverse financial needs of over 11,512 members. With total assets of $158,760,755 and deposits exceeding $6,084,668, we stand strong as a reliable institution committed to your financial success. At Foothills, we understand that banking is more than just numbers it's about relationships and community impact. Our dedicated team of 32 employees, led by CEO Scott McNeil and Board President Phillip Tenney, is here to support you through every step of your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services such as loans and merchant services, we have tailored offerings designed just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 3550 Clear Creek Dr, Wheat Ridge, CO 80033. We are also pleased to provide modern conveniences like online banking and mobile payments to make managing your finances easier than ever. With a net worth of $12,104,623 and cash readily available at $1,524,733, we ensure that your funds are secure while providing competitive loan options including over 4,090 loans and leases to help you achieve your goals. We invite you to experience the difference at Foothills Credit Union. For any inquiries or assistance, feel free to reach out at 720-962-8200. Come visit us today or explore our services online at foothills-cu.com. Let's build a brighter financial future together!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of our family at Foothills Credit Union. Experience firsthand how we can help you thrive financially while supporting your community. For more information or to speak with one of our friendly representatives, please call us at 720-962-8200 or visit us online at Foothills Credit Union. Together, let's build a brighter future!

Our Journey

Since opening our doors, Foothills Credit Union has witnessed remarkable growth. With total assets now exceeding $158 million, we have consistently prioritized the financial well-being of our members. Our dedicated team of 32 employees works diligently to provide personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are not just about numbers; our mission is to foster relationships that empower individuals and families to achieve their financial goals. Our commitment extends beyond banking. We actively engage in community outreach initiatives and partnerships that enhance local life. From supporting local events to providing financial education programs, we strive to make a positive impact every day.

Our Mission

At the core of Foothills Credit Union's mission is the belief that everyone deserves access to affordable financial services. We are dedicated to offering personalized banking solutions while promoting community welfare. Our aim is to help members navigate their financial journeys with confidence and ease. We are proud to offer digital advancements such as online banking and mobile payments for convenience while ensuring ADA compliance for all members. In addition, our drive-thru service and ATM availability make it easier for our community to access their funds when they need them most. While members can visit us at 3550 Clear Creek Dr for all their banking needs, official correspondence should be sent to our mailing address at 3550 Clear Creek Dr, Wheat Ridge, CO 80033.

Branch Location & Accessibility

Accessibility and Features

At Foothills Credit Union, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate everyone. You'll find easy access not only to our building but also to our drive-thru services that allow for quick banking on the go. Plus, with an ATM available right at our location, you can withdraw cash or check balances anytime during business hours.

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to drop by after work or during lunch breaks. For those needing more flexible options, our drive-thru service operates from 8:00 AM until 5:30 PM on weekdays and is also open on Saturdays.

Services Offered

As a member of Foothills Credit Union, you'll enjoy a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our team is dedicated to assisting you with everything from simple transactions to more complex financial solutions like debt consolidation and business banking options. We invite you to visit us at the Clear Creek Crossing Branch or give us a call at 720-962-8200 if you have any questions or need assistance. We're excited to help you achieve your financial goals!

Member Eligibility

At Foothills, we believe in fostering a warm and welcoming community for all our members. Joining us is simple and rewarding! If you're a resident, employee, or even a family member of someone who lives or works in our vibrant area around 3550 Clear Creek Dr Wheat Ridge Co 80401, you're likely eligible to become a member. Our commitment to serving you means access to personalized financial services designed with your needs in mind. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts that help your money grow. To learn more about the specific eligibility requirements, feel free to visit our website at . If you're ready to take the next step in joining our family, opening an account is easy just give us a call at (720) 962-8200 or stop by our branch during business hours. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $33 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,766,616, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial. Our merchant services offer tools that simplify transactions, allowing you to focus on what matters most growing your business. Imagine seamlessly accepting payments from customers while managing sales and inventory all in one place. That's the power of our tailored merchant services. Located conveniently at 3550 Clear Creek Dr Wheat Ridge Co 80401, Wheat Ridge, CO 80401, we're here to partner with you on your journey to success. Connect with us today at (720) 962-8200 or visit our website here to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms, making it easier than ever to drive away in the vehicle you want. We understand that financing can sometimes feel overwhelming, so our team is here to guide you every step of the way.

Business Banking

For local businesses looking for support, we offer business banking services including merchant services and business loans. We know that small businesses are the backbone of our community, and we're here to help you thrive.

Convenient Access Points

We understand that convenience is key in today's busy world. That's why we provide ATM services for easy cash withdrawals and balance checks. Our drive-thru service allows you to complete basic transactions like deposits and withdrawals without leaving your car. Additionally, shared branch transactions enable members from partner credit unions to access their accounts while visiting us.

Digital Banking Features

In today's digital age, having reliable access to your finances is crucial. Our online and mobile banking features allow you to perform transactions anytime and anywhere. You can easily pay bills, transfer funds between accounts, or use person-to-person payment options all designed with ease of use in mind. To learn more about how Foothills Credit Union can assist with your financial needs or to discuss any specific service in detail, don't hesitate to reach out at 720-962-8200. Our friendly team is ready to help! Visit us today at 3550 Clear Creek Dr in Wheat Ridge, CO!

Mortgage Loans & Refinancing

When it comes to home ownership, we have you covered with mortgage loans and refinancing options. Whether you're purchasing your first home or looking to lower your monthly payments through refinancing, our experienced staff will work with you to find the right solution that fits your budget.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Foothills Credit Union offers a variety of personal banking options tailored to suit your lifestyle. Imagine having easy access to your funds with our user-friendly online and mobile banking platforms. You can check balances, transfer money, and manage your accounts right from your phone or computer.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, consider our personal loans for quick relief. Plus, if you're juggling multiple debts, our debt consolidation loans can help simplify your finances by combining them into one manageable payment.

Rewarding Credit Cards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. This means every time you swipe your card for groceries or gas, you're not just spending; you're earning rewards that can be redeemed for travel, cash back, or merchandise.

Digital & Online Banking

Mobile Application

For those on the go, our mobile application makes banking even simpler. You can access your accounts directly from your smartphone, allowing you to make transactions, view statements, and even use mobile payments with ease. Plus, with the added benefit of person-to-person transfers, sending money to friends or family has never been easier.

Online Banking Services

Our online banking platform is easy to use and accessible 24/7 through https://foothills-cu.com/. Whether you're checking your balance, transferring funds, or paying bills, everything is just a login away. You'll love the real-time account management that keeps you informed about your financial status.

Security Features

Your safety is our priority. We offer electronic signature authorization for secure transactions and provide e-statements to help you keep track of your finances without the clutter of paper. Our systems are designed to protect your personal information while ensuring that banking remains straightforward and user-friendly. In summary, at Foothills, we strive to make digital and online banking a breeze for all our members. With features like 24/7 online access, mobile payments, and robust security measures, you can focus on what truly matters while we take care of the rest!

Financial Strength

Commitment to Innovation

With $10,194,831 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,678 in used auto loans and $112,816,102 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 17,976, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Foothills is your trusted partner. Visit us at 3550 Clear Creek Dr Wheat Ridge Co 80401 or call (720) 962-8200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $49,828,125 in share certificates and $16,155,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $12,104,623, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,571,355 in used vehicle loans and $3,063,419 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan for better rates or terms, we can help with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $2,766,616 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are dedicated to supporting local entrepreneurs with tailored lending solutions. At Foothills Credit Union located at 3550 Clear Creek Dr Wheat Ridge CO 80401, we're here for you every step of the way. Whether you want to explore eligibility options or need assistance with your application, don't hesitate to give us a call at 720-962-8200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $26,919,605, making buying or refinancing simple. Owning a home is an important milestone, and our knowledgeable team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $1,237,077 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards to make your purchases even more rewarding.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that all loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without any hidden agendas.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, which guarantees transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results so you can make informed decisions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to choose the best option available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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