First Credit Union Tempe AZ | Best Auto Loans & Business Banking

Introduction

Welcome to First Credit Union, your trusted financial partner located at 1232 E Baseline Rd, Tempe, AZ 85283. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional banking services tailored to your needs. With over 44,420 members and total assets reaching an impressive $753,867,278, we understand the importance of building strong relationships based on trust and reliability. At First Credit Union, we believe that financial success is a shared journey. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions designed to help you achieve your goals. Our members benefit from total deposits of $130,167,723 and a net worth of $74,191,016, reflecting our stability and dedication to your financial well-being. Our dedicated team of 144 employees, led by CEO Jay Curtis and Board President Caryn Horvitz-Strauss, is here to ensure that you receive personalized service every step of the way. Whether you are visiting us in person or accessing our online services through our website at FirstCU.net, we strive to make your banking experience simple and convenient. While members can visit us at our Tempe branch for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at 480-756-4600. Join us as we continue to grow and support our community! We invite you to stop by or reach out today to see how First Credit Union can help you on your financial journey.

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've integrated digital advancements into our offerings. With features like online banking and mobile payments, managing your finances has never been easier. Our branch is ADA compliant, ensuring that all members can access our services comfortably. Additionally, we proudly offer ATM services and drive-thru banking for your convenience. While members can visit us at 1232 E Baseline Rd, official correspondence should be sent to 1232 E. Baseline Road, Tempe, AZ 85283. At First Credit Union, we believe that everyone deserves access to reliable financial services tailored to their unique needs. If you're looking for a credit union that prioritizes its members and community alike, join us today! Experience the difference of being part of a cooperative dedicated to your success let's grow together! For more information or to become a member, call us at 480-756-4600 or visit us online at FirstCU.net.

Our Mission

Our mission at First Credit Union is clear: we are here to enhance the financial lives of our members through exceptional service and innovative products. We believe in building lasting relationships based on trust and transparency. Whether it's helping you secure an auto loan, open a checking account, or offering advice on saving for your future, we strive to be there every step of the way. We understand that banking goes beyond transactions; it's about creating connections and supporting one another. That's why we are deeply involved in community outreach efforts. From local sponsorships to financial education programs, we work tirelessly to uplift those around us.

Branch Location & Accessibility

A Variety of Services Just for You

Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered! Our friendly staff is also ready to assist with business banking services if you need help managing your commercial finances. Plus, enjoy the convenience of our ATM availability and shared services that allow transactions for partner credit union members. While members can visit us at our Tempe location, official correspondence should be sent to the same address. If you're curious about what we offer or need assistance, don't hesitate to call us at 480-756-4600. We invite you to come see us soon at First Credit Union where your financial journey matters!

Easy Access for Everyone

At First, we understand the importance of accessibility. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us with ease. Ample parking is available right outside, making it simple for you to stop by whether you're running errands or just need a quick banking service.

Friendly Hours to Fit Your Schedule

We want to make banking as convenient as possible. Our lobby hours are designed with your busy life in mind: Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. If you prefer drive-thru banking, we're here for you Monday through Thursday from 8 AM to 5:30 PM and on Fridays until 8 PM.

Member Eligibility

At First, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our area, you're likely eligible to join us. We also embrace family members of existing members, making it easy for you to share the benefits of membership with loved ones. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at https://firstcu.net/about/join-3/. Joining First means accessing a range of services tailored just for you, including personal banking options, auto loans, mortgage solutions, and more. Opening an account is a breeze just visit us at our branch located at 1232 E Baseline Rd Tempe Az 85283, or give us a call at (480) 756-4600 for assistance. We're here to help you every step of the way as you take this important step toward your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. Imagine launching a new product line or investing in essential equipment. With our tailored loan options, you can turn these ideas into reality. We're here to help you navigate your financial needs, allowing you to focus on what you do best running your business.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your customers. Picture this: a busy day at your shop where every sale counts. Our reliable payment processing solutions ensure that each transaction is smooth and efficient, enhancing customer satisfaction and boosting sales. When you choose First, you're not just getting a bank; you're gaining a dedicated partner ready to help your business thrive. Visit us at 1232 E Baseline Rd Tempe Az 85283 or call us at (480) 756-4600 to discover how we can assist you today!

Comprehensive List Of Services

Additional Services

For those who utilize shared banking services with partner credit unions, we offer basic shared branch transactions for deposits and withdrawals. This means even if you're traveling or away from home, you still have access to your funds when you need them most. At First, we believe in making banking accessible and straightforward for everyone. Our friendly team is always ready to assist you with any questions or needs you may have. If you're interested in learning more about what we offer or want to become a member of our community-focused credit union, feel free to reach out at (480) 756-4600 or visit us at Tempe today! Let's work together towards achieving your financial dreams!

Business Banking Support

If you're running a business, our services extend to you as well! From merchant services that simplify payment processing to business loans that can fund your next big project, First is committed to supporting local entrepreneurs. We understand the challenges businesses face, and we're here to offer reliable financial solutions.

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime with ease check balances, transfer funds, or pay bills directly from your smartphone or computer. Our ATM services provide quick cash withdrawal options while our drive-thru banking allows for simple transactions without leaving your vehicle.

Personal Banking Made Easy

For individuals and families, we provide a range of personal banking services designed with your everyday needs in mind. Open a checking or savings account that fits your lifestyle. Need assistance with larger purchases? Our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car without breaking the bank. If homeownership is on your radar, consider our mortgage loans and refinancing services; we can guide you through every step of the process. We also offer personal loans and debt consolidation options, which can be especially helpful if you're looking to manage expenses more effectively. Plus, our credit cards come with rewards that give back on your everyday spending.

Digital & Online Banking

Accessibility and Ease of Use

At First, we strive to make banking easy for everyone. Whether you're using a computer or a smartphone, our user-friendly interface ensures that you'll find what you need quickly and efficiently. Our digital tools are designed to help you stay organized and informed about your financial health. Experience the ease of banking with us at First. Sign up today and discover how our digital banking services can simplify your life!

Key Features

We know that security is a top priority for our members. That's why we provide electronic signature authorization for document signing and transactions, ensuring that your sensitive information remains protected. Plus, you can take advantage of e-statements for an eco-friendly way to keep track of your finances without the clutter of paper statements. For those who love mobile technology, our mobile application brings banking right to your fingertips. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. This means you can settle up with a friend or share expenses without needing cash or checks.

Financial Strength

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $9,064 in used auto loans and $407,402,156 in total loans and leases. This flexibility allows us to cater to your needs whether you're buying a car or financing personal projects.

Member-Centric Savings

Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means you will always have access to the best products available.

Strong Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $560,237. Total Share and Deposit Accounts: 88,004, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 1232 E Baseline Rd Tempe Az 85283 or call (480) 756-4600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those looking to expand their business, we offer outstanding commercial loans tailored to meet your needs. While currently there are no outstanding commercial loans available at First, we encourage business owners to inquire about future opportunities. At First, we're committed to providing accessible lending solutions designed to meet your unique financial needs. Our dedicated staff is ready to assist you with eligibility options and refinancing opportunities so that you can find the best fit for your situation. For any questions or more information about our loan offerings, feel free to reach out at (480) 756-4600 or visit us at 1232 E Baseline Rd Tempe Az 85283 in Tempe, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier than ever to drive away in a vehicle you love.

Credit Lines and Unsecured Loans

If you need extra cash for personal expenses or emergencies, our credit lines and unsecured credit card loans can be a great solution. We also offer flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. This option provides peace of mind when unexpected costs arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, make buying or refinancing simple. Whether you are looking for your first home or considering refinancing your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: NCUA). This sourcing method ensures fair and transparent offers, as users receive accurate information about available loan options without any hidden agendas.

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