First Credit Union Phoenix AZ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Credit Union, your trusted partner in financial well-being since 1935. Located at 803 E Devonshire Ave, Phoenix, AZ 85014, we are proud to serve our vibrant community with a wide range of banking solutions tailored to meet your needs. With a total membership of 44,420 and assets exceeding $753,867,278, our focus is on providing exceptional service and fostering strong relationships with our members. At First Credit Union, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage financing, we have you covered. Our team of dedicated professionals is here to guide you every step of the way. Under the leadership of CEO Jay Curtis and Board President Caryn Horvitz-Strauss, we strive to make banking accessible and straightforward. We invite you to discover how we can help you achieve your financial goals. Our branch offers convenient services including online and mobile banking, drive-thru access, and more all designed with your busy lifestyle in mind. While members can visit us at our branch location, official correspondence should be sent to 803 E. Devonshire, Phoenix, AZ 85014. Feel free to reach out via phone at 480-756-4700 or explore more about our offerings on our website at FirstCU.net. Join us today and become part of a community that puts its members first!

Branch History & Mission

At First, we proudly celebrate a rich history that dates back to our founding in 1935. Our journey began with a commitment to serving the community of Phoenix, AZ, and since then, we have grown into a trusted financial partner for over 44,420 members. Located at 803 E Devonshire Ave, Phoenix, AZ 85014, our branch has become a cornerstone of support for local families and businesses alike. Over the years, First has experienced remarkable growth and transformation. From humble beginnings, we have expanded our services while maintaining our core mission: to provide accessible financial solutions and foster community well-being. Today, with total assets reaching an impressive $753,867,278, we stand as a testament to the power of cooperative banking. Our mission is clear: we strive to empower our members by offering personalized financial services tailored to their needs. Whether it's personal banking with checking and savings accounts, auto loans, or mortgage financing, we are dedicated to helping individuals achieve their financial goals. We also recognize the importance of supporting our community beyond just banking services. Through various outreach programs and partnerships, we actively contribute to local initiatives that uplift those around us. While members can visit us at 803 E Devonshire Ave, official correspondence should be sent to 803 E. Devonshire, Phoenix, AZ 85014 if you need assistance through mail. Our branch operates with convenience in mind; lobby hours are Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. For those who prefer quick transactions, our drive-thru service is available Monday through Thursday from 8 AM to 5:30 PM. In addition to traditional banking services, First embraces modern technology by offering online and mobile banking options. Members can enjoy features like e-statements and mobile payments that enhance their banking experience. We also ensure accessibility for all by adhering to ADA compliance standards. As we move forward together with our valued members and community partners in Maricopa County, we're excited about the future. At First, we invite you to join our credit union family where you will find not only exceptional financial services but also a supportive environment that truly cares about your well-being. Together, let's build a brighter financial future! If you're ready to explore membership or learn more about what we offer, please call us at 480-756-4700 or visit us online at FirstCU.net.

Branch Location & Accessibility

Convenient Access and Services

While our physical address is 803 E Devonshire Ave, any official correspondence should be sent to the same address as our mailing address is identical. Our branch offers ample parking and features accessible entrances to ensure everyone can visit us comfortably. If you're on the go, take advantage of our drive-thru banking services, available for all your deposit and withdrawal needs. We understand that life can get busy, which is why our lobby hours are designed with you in mind: we're open Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. Our drive-thru operates Monday through Thursday from 8 AM to 5:30 PM and on Friday starting at 8 AM.

Member-Centric Services

At First Credit Union, we pride ourselves on offering a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you need assistance outside normal hours, our shared service center ensures that you have access to basic transactions with partner credit unions. Have questions? Feel free to reach out at 480-756-4700! Our friendly staff is ready to assist you with any inquiries or concerns. We invite you to stop by and experience the First Credit Union difference today!

Member Eligibility

Becoming a member of First is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, or go to school in the Phoenix area, you're likely eligible to join our community! We welcome individuals and families who want to take charge of their financial futures with access to great services tailored just for you. At First, members enjoy benefits such as lower loan rates, higher savings yields, and personalized service that makes banking feel less like a chore and more like a partnership. To get started on your membership journey, simply check out the detailed eligibility criteria at https://firstcu.net/about/join-3/. It's easy and straightforward! Once you know you're eligible, you can open an account by visiting us at 803 E Devonshire Ave Phoenix Az 85014 or by calling us at (480) 756-4700 for assistance. We're here to help you every step of the way and can't wait for you to join our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. Imagine securing the funds you need to upgrade equipment, hire staff, or open a new location. Our commercial loans provide that critical boost for your operations, allowing you to focus on what you do best growing your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing and help streamline your operations. Picture this: a busy Friday evening at your café where customers are eager to pay. With our easy-to-use payment solutions, transactions are quick and hassle-free, ensuring customer satisfaction and repeat visits. For any questions or to explore how we can assist you further, visit us at 803 E Devonshire Ave Phoenix Az 85014 in Phoenix, AZ, or call us at (480) 756-4700. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. We understand that finding the right loan is crucial for making your dream car a reality. Our team will work with you to find terms that match your budget, ensuring you get behind the wheel without any financial stress.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans. We understand how vital it is for businesses to have access to reliable financial support. That's why we provide resources that help you grow and manage your business effectively.

Convenience at Your Fingertips

In addition to these core services, our branch offers basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. We're committed to making banking easy for everyone. With all these offerings available at Phoenix, we invite you to visit us or give us a call at (480) 756-4700 if you have any questions or need assistance. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

Our Credit Cards with Rewards program adds value to every purchase you make. With cash back and other rewards, you'll earn benefits while spending on everyday items. It's a great way to make the most out of your purchases!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make in life. At First, we provide Mortgage Loans & Refinancing services designed to help you secure your dream home or lower your monthly payments on an existing mortgage. Our knowledgeable staff can guide you through the process, answering any questions you may have along the way.

Personal Banking

For those who want to keep their finances organized, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having instant access to your funds via our online and mobile banking platforms, allowing you to manage your money from anywhere. Plus, with features like e-statements and mobile payments, staying on top of your finances has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to streamline your payments, our Personal Loans & Debt Consolidation services can help lighten the load. We offer flexible loan options that can be tailored to meet your specific financial situation. This means less stress and more control over your finances.

Digital & Online Banking

Key Features

Our online banking services come packed with features that enhance your experience. For instance, you can set up e-statements and receive them directly in your inbox, helping you stay organized without the clutter of paper statements. If you need to send money to friends or family quickly, our person-to-person transfer service allows you to do so effortlessly. We also prioritize security with electronic signature authorization for various transactions giving you peace of mind knowing that your information is protected. And with mobile payments enabled, making purchases using your phone has never been simpler. At First, we strive to make banking as accessible and straightforward as possible. With all these features at your fingertips, managing your finances has never been easier or more secure. Dive into the world of digital banking today and discover how we can help you take control of your financial journey!

Financial Strength

At First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your financial well-being is always our top priority. With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $9,064 in used auto loans and $407,402,156 in total loans and leases, we support members' financial goals across various sectors. Even though our current net income stands at $0, it reflects our operational efficiency and commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees ready to serve you with knowledge and dedication. Our focus on community is evident through the trust placed in us by our growing membership base of 88,004 accounts. This number shows that more people are choosing First as their trusted partner in achieving their financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 803 E Devonshire Ave Phoenix Az 85014 or call (480) 756-4700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At First, we understand that life is full of financial needs, whether you're looking to purchase a new vehicle, buy a home, or manage your expenses. Our diverse loan products are designed to help you achieve your goals with ease and confidence. With over 19,970 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? We offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. For those thinking about homeownership, our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, make buying or refinancing simple. We also provide refinancing options to ensure you get the best terms available. Managing day-to-day expenses? We have flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $270,822,041 give you access to funds when you need them most. Our commitment extends beyond just personal finance; for business owners, we offer outstanding commercial loans totaling $0, providing the capital needed to grow and expand your business operations. Whether you're ready to apply for a loan or simply want to learn more about your options, our team at First is here to assist you. You can reach us at (480) 756-4700, or visit us at our branch located at 803 E Devonshire Ave Phoenix Az 85014 in Phoenix, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

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