First Service Humble TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

At First Service, we believe in building strong relationships with our members and the community. Located at 7720 Fm 1960 Rd E, Humble, TX 77346, our Atascocita Branch has been serving our members since 1977, providing financial solutions tailored to meet your needs. With a total membership of 99,478 and assets amounting to over $1.35 billion, we are committed to your financial well-being. While you can visit us at our branch for personal service, please direct any official correspondence to our mailing address: PO BOX 941914, Houston, TX 77094. Our dedicated team of 278 employees, led by CEO David Bleazard and Board President Doug Esmond, is here to ensure that you have a positive experience every time you engage with us. With total deposits reaching $62,516,034 and a robust net worth of $155,298,256, First Service stands as a pillar of stability in the community. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our commitment to innovation is reflected in our online and mobile banking services that make managing your finances easy and convenient. Whether you're looking for a new loan or simply want to explore your savings options, we invite you to reach out or stop by. You can call us at 713-676-4310 during our lobby hours from Monday through Friday from 9 AM to 5 PM or Saturday from 9 AM to 1 PM. Experience the trust and reliability that comes with being part of the First Service family today! Visit us online at First Service for more information about how we can help you achieve your financial goals.

Branch History & Mission

Community-Centric Services

We understand that convenience is key in today's fast-paced world. That's why we offer an array of digital services including online banking and mobile payments to make managing your finances easier than ever. Our branch is ADA compliant and equipped with both drive-thru banking and ATM services to ensure all members can access their funds comfortably. While members can visit us at 7720 Fm 1960 Rd E Humble Tx 77346, official correspondence should be sent to PO BOX 941914, Houston, TX 77094. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Join Us

At First Service, we invite you to become part of our growing family. Experience firsthand the benefits of membership where your success is our priority. Whether you're looking for reliable banking solutions or want to join us in making a difference within the community, we welcome you to reach out or visit us today! For more information or assistance, feel free to call us at (713) 676-4310. Together, let's build a brighter financial future!

Our Mission

The mission of First Service is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging within our community. We aim to empower individuals and families through sound financial advice and innovative solutions, whether they are looking for checking and savings accounts, auto loans, mortgages, or business banking options. Our team is dedicated to making a positive impact not just through banking but also by engaging in local outreach initiatives. We believe that by supporting local organizations and participating in community events, we can help build a stronger, more vibrant neighborhood for everyone.

Branch Location & Accessibility

Contact Us

We invite you to come by our branch or give us a call at 713-676-4310 if you have any questions or need assistance. Our team is eager to help you navigate your financial journey with ease! Come visit us today at First Service where your banking experience matters!

Operating Hours

Our friendly staff is here for you during convenient hours: Monday through Friday from 9 AM to 5 PM, and we're open on Saturday from 9 AM to 1 PM. If you're looking for quick transactions or deposits outside these hours, take advantage of our drive-thru service available during those times.

Parking and Accessibility

Parking is plentiful at our branch, making it easy to stop by for your banking needs. We are committed to accessibility and have features such as ADA-compliant ramps to assist those who may need extra help. Whether you visit us for personal banking services or business needs, we aim to make every visit hassle-free.

Services Offered

At First Service, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Our ATM is readily available for cash withdrawals and balance checks whenever you need them. Plus, with our shared service center options, members can enjoy basic transactions even if they're part of partner credit unions.

Member Eligibility

At First Service, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from diverse backgrounds and strive to make banking accessible for everyone. To ensure you have all the information you need, feel free to visit our website at for the most current details on membership eligibility. Once you're ready to take that step, opening an account with us is straightforward and welcoming. Our friendly team at 7720 Fm 1960 Rd E Humble Tx 77346 is here to guide you through the process and answer any questions you may have. Just give us a call at (713) 676-4310, and let's get started on your journey towards better financial opportunities with First Service!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. Imagine being able to purchase new equipment or expand your workspace with confidence, knowing you have the backing of a reliable financial institution.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means even if you're not a member yet, we believe in giving you access to the funds necessary for your business ambitions.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses. Our goal is to see your vision become a reality while contributing positively to the local economy here in Humble, TX. Additionally, we offer merchant services that help streamline payment processing, ensuring that transactions are smooth and efficient for both you and your customers. From credit card processing to point-of-sale systems, we equip you with tools that enhance your operational efficiency. When you're ready to take your business to the next level, visit us at 7720 Fm 1960 Rd E Humble Tx 77346 or call us at (713) 676-4310. Together, let's write the next chapter of your business success!

Comprehensive List Of Services

Business Banking

For business owners, we offer robust Business Banking solutions including Merchant Services and Business Loans. These services are designed to help you grow your business while keeping your finances streamlined.

Credit Solutions

We understand that life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation solutions. This service helps you manage and simplify your debts into one easy payment. Want to earn rewards while spending? Check out our Credit Cards with Rewards, offering great perks every time you shop.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, we provide access to an ATM for quick cash withdrawals whenever you need it.

Drive-Thru and Shared Services

Prefer face-to-face interaction? Visit us during our lobby hours or use our convenient Basic Drive-Thru Banking for deposits, withdrawals, and other simple transactions without leaving your vehicle. If you're a member of a partner credit union, you can also enjoy Basic Shared Branch Transactions at our location. At First Service, we aim to make banking accessible for everyone. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. To learn more about what we can do for you or to discuss how we can meet your specific needs, give us a call at (713) 676-4310 or visit us online at Atascocita Branch. Take the first step towards better banking today!

Personal Banking

Managing your money should be simple, and that's why we offer a range of personal banking options. Whether you're opening a new checking account or saving for a special occasion, our Checking & Savings Accounts are designed with your lifestyle in mind. Need extra cash for that dream car? Our Auto Loans & Vehicle Financing can get you on the road with competitive rates and flexible terms. If you're considering purchasing a home or refinancing your current mortgage, explore our Mortgage Loans & Refinancing options tailored to fit various budgets.

Digital & Online Banking

Connect with Friends Effortlessly

Need to send money to a friend? With our person-to-person transfer service, sharing expenses has never been easier. You can quickly send cash right from your account without any hassle.

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.fscu.com/, you can check your account balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before it closes; now you can manage your money right from your computer or mobile device.

Secure Transactions Made Simple

Your security is our top priority. We offer electronic signature authorization, which allows you to sign documents securely without the need for paper. Plus, our mobile payments feature lets you make purchases directly from your phone while keeping your information safe.

Stay Connected on Your Phone

Our mobile application puts everything at your fingertips. Whether you want to deposit checks, view transaction history, or manage alerts, it's all available through our user-friendly app. In short, our digital and online banking services at First Service are designed for accessibility and ease of use. Join us today to experience banking that fits seamlessly into your lifestyle!

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! At First Service, we provide e-statements so you can easily access your financial statements online whenever you need them. This not only helps keep your documents organized but also reduces paper waste.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share Accounts: 200,269, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $395,090. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 7720 Fm 1960 Rd E Humble Tx 77346 or call (713) 676-4310 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to support your financial goals is evident with $10,108 in used auto loans and $1,032,586,386 in total loans and leases.

Strong Financial Health

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the perfect fit for your budget and lifestyle. Plus, our refinancing options can help you lower your monthly payments if you're looking to adjust your current auto loan.

Commercial Loans

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand your business. We understand that every business has unique needs, which is why we tailor our lending solutions specifically for small businesses in our community. At First Service, we strive to make banking easy and accessible. If you're interested in learning more about any of these loan products or wish to discuss eligibility options, don't hesitate to reach out! You can contact us at (713) 676-4310 or visit us at 7720 Fm 1960 Rd E Humble Tx 77346 in Humble, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you find the right financing solution that fits your life!

Credit Lines and Unsecured Credit Cards

For those needing flexible credit solutions, we offer total credit lines of $512,596,047. Our unsecured credit card loans amounting to $35,912,610 provide members with convenient access to funds when they need them most. With manageable interest rates and easy repayment plans, our credit cards are designed to help you maintain control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing simple. We offer various mortgage products designed to help you navigate the home-buying process smoothly. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to support you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Every loan offer comes from established financial institutions, ensuring users can trust the information they receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on delivering unbiased results to consumers. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the loan options presented are legitimate and trustworthy.

First Credit Union

Type of Loan Offerings

Personal Loans

Vehicle Loans