First Priority Huntington WV Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Priority, your trusted financial partner located at 500 Virginia Ave, Huntington, WV 25701. Since our establishment in 1925, we have been dedicated to serving our community with integrity and personalized care. With a total membership of 7,214 and assets amounting to an impressive $71,087,423, we pride ourselves on being a solid choice for all your banking needs. At First Priority, we understand that every member's financial journey is unique. That's why we offer a range of services tailored just for you, from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our commitment to our members is reflected in our total deposits of $6,004,397 and the ability to provide over 2,855 loans and leases. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9408, Huntington, WV 25704. Whether you're looking for assistance with everyday banking or planning for future investments, our friendly staff is here to help. Led by CEO Krista Christian and Board President Phillip Stapleton, our team of 19 employees is dedicated to fostering a supportive environment where every member feels valued. We are proud of our net worth standing at $7,829,967, showcasing our stability and reliability as a credit union. We invite you to explore how First Priority can enhance your financial experience. Feel free to reach out at 304-522-9450 or visit us online at firstpriorityfcu.org for more information. Join us today and discover the difference that a community-focused credit union can make!

Branch History & Mission

At First Priority, we believe in building a brighter financial future for our community. Established in 1925, our branch has a rich history of serving the Huntington area with dedication and care. Over the years, we have evolved to meet the changing needs of our members while staying true to our core mission: to provide affordable financial services that empower individuals and strengthen the community. Located at 500 Virginia Ave, Huntington, WV 25701, our branch stands as a testament to nearly a century of commitment to local residents. Whether you're visiting us for personal banking or seeking business solutions, we are proud to be a reliable partner on your financial journey. Our proximity to well-known landmarks makes it easy for you to find us and access the services you need. First Priority is not just about numbers; it's about people. With over 7,200 members and total assets amounting to $71,087,423, we focus on fostering relationships that matter. Our dedicated team is here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage financing, and personal loans. We also offer convenient options like online banking and mobile applications to ensure our members can manage their finances anytime, anywhere. While members can visit us at 500 Virginia Ave, official correspondence should be sent to PO Box 9408, Huntington, WV 25704. We pride ourselves on being accessible our doors are open during convenient hours: Monday, Tuesday, Thursday, and Friday from 8 AM to 6 PM; Wednesday from 10:30 AM to 6 PM; and Saturday from 9 AM to 2 PM. Additionally, we offer both ATM availability and drive-thru banking for quick transactions on the go. Our mission goes beyond just providing financial products; we aim to uplift our community through outreach programs and partnerships that make a real difference. From financial literacy workshops to supporting local events, First Priority is committed to being an active participant in Huntington's growth and well-being. As we look ahead, we invite you to join us at First Priority. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing positively to our shared community. Together, let's create a future where everyone has the opportunity for success! For more information or assistance, feel free to call us at 304-522-9450 or visit our website at First Priority.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we're open during convenient hours to fit your schedule. Join us Monday, Tuesday, Thursday, and Friday from 8:00 am to 6:00 pm. On Wednesdays, we open later at 10:30 am and close at 6:00 pm. For those who need to take care of banking on Saturdays, we're here from 9:00 am to 2:00 pm!

Services Offered

First Priority is dedicated to providing a wide range of services tailored to meet your financial needs. Enjoy personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For businesses, we offer merchant services and business loans. Plus, with our ATM available on-site and drive-thru banking for quick transactions, managing your finances has never been easier. If you need assistance or have questions about any of our offerings, feel free to give us a call at 304-522-9450. We're here to help! While members can visit us at 500 Virginia Ave Huntington Wv 25701, official correspondence should be sent to PO Box 9408, Huntington, WV 25704. We invite you to come by First Priority today! Your financial journey starts here.

Member Eligibility

At First Priority, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll find that eligibility is straightforward and welcoming. Generally, we extend membership to individuals who live, work, worship, or attend school in the Huntington area. This means that if you're part of our local community, you're likely eligible to join us and enjoy all the benefits we offer. From personalized banking services to competitive loan rates, being a member at First Priority means access to tools that help you thrive financially. Getting started is easy! You can explore the detailed eligibility criteria on our website at . If you have any questions or want to take the next step, feel free to reach out to us at (304) 522-9450. We're here to help guide you through the process of opening an account and becoming part of our vibrant community located at 500 Virginia Ave Huntington Wv 25701. Join us today and experience the difference membership can make!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smooth and efficient. Imagine having a point-of-sale system that not only processes payments but also helps track sales and manage inventory. This means less time worrying about the details and more time focusing on what you do best growing your business. Whether you're in need of financial support or practical tools for everyday operations, First Priority is here to help your business reach its full potential. Visit us at 500 Virginia Ave Huntington Wv 25701, Huntington, WV or call us at (304) 522-9450 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Credit Options and Business Banking

At First Priority, we believe in rewarding your loyalty. Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making each swipe work for you. If you're a business owner, our Business Banking services are designed with you in mind. We offer essential tools like Merchant Services & Business Loans to help grow your business and manage cash flow effectively.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. You can also take advantage of our ATM & Cash Withdrawal Services, available whenever you need them.

Personal Banking Solutions

When it comes to managing your finances, we understand that everyone has unique needs. That's why our personal banking services include Checking & Savings Accounts that help you save for the future while keeping your money easily accessible. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms designed to get you behind the wheel quickly and affordably. For those looking to invest in a home, our Mortgage Loans & Refinancing services can guide you through the home-buying process or help lower your current mortgage payments. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide the support you need without added stress.

Simplified Transactions

We know that sometimes all you need is quick access for simple transactions. Our Basic Drive-Thru Banking service makes deposits and withdrawals easy without leaving your car. Plus, our ATMs provide basic access for withdrawals and balance checks around the clock. At First Priority, we strive to create an inviting atmosphere where banking feels personal and accessible. No matter what financial journey you're on, we're here to support you every step of the way. Ready to explore how we can assist you? Give us a call at (304) 522-9450 or visit us at our branch today! We look forward to serving you!

Digital & Online Banking

Accessibility and Real-Time Management

Accessibility is at the heart of what we do at First Priority. Whether you're at home or out and about, our digital banking services let you take control of your finances in real-time. You can easily monitor spending habits, set budgets, and receive alerts for important transactions. Join us today and experience how our digital banking solutions can empower you to manage your money with confidence and ease!

Key Features

Our online banking is user-friendly and equipped with advanced security features to protect your information. You can set up electronic signature authorization for a smooth transaction experience, ensuring that signing documents is quick and hassle-free. Plus, with e-statements available, you can go paperless and keep track of your financial activity effortlessly. If you're always on the go, our mobile application allows you to manage your accounts right from your smartphone. With the ability to make person-to-person transfers, sending money to friends or family has never been simpler. And while we currently don't offer mobile payments, our commitment to expanding our digital services means we're always exploring new features that enhance convenience for our members.

Financial Strength

Commitment to Growth

With $5,909,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $478 in used auto loans and $31,778,332 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 13,165, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $42,327, further emphasizing our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Priority is your trusted partner. Visit us at 500 Virginia Ave Huntington Wv 25701 or call (304) 522-9450 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $9,351,905 in share certificates and $573,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $7,829,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing options, our team can assist you in evaluating what might work best for your situation. We want to ensure that every member has access to financial products that align with their goals. You can reach us at (304) 522-9450 or visit us at our branch located at 500 Virginia Ave Huntington Wv 25701 in Huntington, WV. Our operating hours are designed to accommodate your busy schedule: Monday, Tuesday, Thursday, and Friday from 8:00 am - 6:00 pm; Wednesday from 10:30 am - 6:00 pm; and Saturday from 9:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams with our diverse loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,262,656 in used vehicle loans and $11,427,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Card Loans

Managing your finances effectively is crucial, and our unsecured credit card loans can help. With a total of $1,157,642 in loans available, we provide flexible terms that allow you to use credit responsibly while enjoying rewards along the way. It's about giving you the freedom to spend wisely.

Credit Lines

For those who prefer flexibility, our total credit lines amount to $4,000,000. This option allows you to borrow as needed while only paying interest on what you use. It's perfect for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing you with flexible terms to suit your financial situation. Our dedicated team is here to guide you through every step of the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh allows users to make informed decisions based on accurate data. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to quality means that you can trust the information you receive when comparing loan options. One of the key benefits of using LendMesh is the verified data. All loan offers come from legitimate financial institutions, which ensures that users have access to genuine rates without hidden agendas. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees unbiased results, allowing you to focus solely on what matters the best loan rates available. LendMesh also provides real-time rate comparisons from multiple institutions. Users can view up-to-date loan rates that reflect current market conditions, helping them make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh delivers value by simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Priority