First Priority Barboursville WV Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Priority, your trusted financial partner right here in Barboursville, WV! Established in 1925, we have proudly served our community for nearly a century, helping over 7,200 members achieve their financial goals. Located at 3570 Us Route 60 E, our branch is dedicated to providing personalized service and innovative banking solutions tailored to meet your needs. With total assets of $71,087,423 and deposits exceeding $6,004,397, First Priority stands strong in supporting our members' dreams whether it's buying a new car with one of our competitive auto loans or opening a savings account that grows with you. Our commitment to financial wellness shines through in our array of services, including personal loans, credit cards with rewards, and business banking options. Our leadership team is at the heart of what we do. Led by CEO Krista Christian and Board President Phillip Stapleton, we strive to foster a welcoming environment where every member feels valued. With 19 dedicated employees ready to assist you, we prioritize your satisfaction above all else. While members can visit us at our branch address, official correspondence should be sent to PO Box 9408, Huntington, WV 25704. At First Priority, we believe that financial success is a journey best taken together. We invite you to explore how we can help you navigate your financial path. Feel free to reach out at (304) 733-9450 or visit our website at firstpriorityfcu.org for more information. Let's make your financial goals a reality!

Branch History & Mission

Welcome to First Priority, a credit union with a rich legacy that began its journey in 1925. Located at 3570 Us Route 60 E in Barboursville, WV, we have proudly served our community for nearly a century. Over the years, First Priority has grown and adapted, now boasting a total membership of 7,214 and assets amounting to an impressive $71,087,423. Our mission is simple yet impactful: to provide exceptional financial services while making a positive difference in the lives of our members and the community. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need support with auto loans and mortgages, we are here to help. As we reflect on our history, it's clear that our commitment to community support has been a cornerstone of our success. From partnering with local organizations to offering educational workshops on financial literacy, we strive to give back in meaningful ways. Our dedication extends beyond just banking; it's about building lasting relationships with our members. While members can visit us at 3570 Us Route 60 E Barboursville Wv 25504, official correspondence should be sent to PO Box 9408, Huntington, WV 25704 if necessary. We are proud to offer convenient services including ATM access and drive-thru banking for your ease. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 8:00 AM to 6:00 PM (with Wednesday opening at 10:30 AM) and Saturday from 9:00 AM to 2:00 PM. At First Priority, we also embrace technology to enhance your experience. With online banking and mobile applications available, managing your finances has never been easier. Our team is committed to ensuring accessibility for all members, maintaining ADA compliance in all facilities. Join us as we continue this journey together! Experience the benefits of membership at First Priority where your financial well-being is our top priority. For any questions or assistance, don't hesitate to reach out at 304-733-9450. We look forward to serving you!

Branch Location & Accessibility

Accessibility and Parking

At First Priority, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious pathways. Plus, there's ample parking available right outside the entrance so you can park your car without any hassle.

Call to Action

Ready to experience convenient banking? Visit us today at First Priority in Barboursville or give us a call at 304-733-9450. Our dedicated team is excited to assist you!

Mail and Correspondence

While members can visit us at our branch location, please send any official correspondence to our mailing address: PO Box 9408, Huntington, WV 25704.

Operating Hours

We understand that banking needs can arise at any time. That's why our lobby hours are crafted to fit your schedule: we're open Monday, Tuesday, Thursday, and Friday from 8:00 AM to 6:00 PM; on Wednesday, we open a bit later at 10:30 AM and close at 6:00 PM; and on Saturday, we're here from 9:00 AM to 2:00 PM.

Services Available

At First Priority, we offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also provide convenient ATM access for cash withdrawals and balance checks, along with drive-thru banking for quick deposits and transactions.

Member Eligibility

At First Priority, we believe that everyone deserves a place in our community, and becoming a member is as easy as reaching out! If you live, work, or worship in the area surrounding 3570 Us Route 60 E Barboursville Wv 25504, you're likely eligible to join us. Our membership isn't just about banking; it's about being part of a supportive network that prioritizes your financial well-being. Joining means you gain access to a range of benefits, from competitive loan rates to personalized service tailored to your needs. For more details on eligibility criteria, feel free to check out our dedicated page at . Ready to take the next step? Opening an account with us is straightforward and welcoming. Simply give us a call at (304) 733-9450 or visit us in person, and our friendly team will guide you through the process. We're excited to welcome you into the First Priority family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a local café that can accept payments quickly and securely, providing customers with a smooth checkout experience. That's the kind of support we provide at First Priority. Visit us at 3570 Us Route 60 E Barboursville Wv 25504, Barboursville, WV, or call us at (304) 733-9450 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also prioritize accessibility. With our ATM services, you can withdraw cash or check your balance without stepping inside the branch. If you're on the go but need quick assistance, take advantage of our drive-thru banking, which allows for deposits, withdrawals, and simple transactions without leaving your vehicle. At First Priority, we believe that managing your finances should be straightforward and stress-free. Our friendly staff is always available to answer questions or assist with any service you may need. For more information about how we can help you reach your financial goals, call us at (304) 733-9450 today! Ready to experience personalized service? Visit us at 3570 Us Route 60 E Barboursville Wv 25504 in Barboursville, WV, where we're excited to assist you on your financial journey!

Auto Loans and Vehicle Financing

Thinking about getting a new vehicle? Our competitive auto loans and vehicle financing options ensure you get behind the wheel with ease. We understand that purchasing a car is a big decision, so we're here to guide you through the process, offering flexible terms and rates that fit your budget.

Business Banking Services

For local entrepreneurs and businesses, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to partner with you for success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at First Priority, we offer robust online and mobile banking features. Access your accounts anytime, anywhere! You can easily check balances, transfer funds, pay bills, and manage your finances right from your smartphone or computer.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options designed to simplify your financial life. Our checking and savings accounts help you manage your money efficiently while earning interest on your savings. If you're looking to make a significant purchase or consolidate debt, our personal loans provide the flexibility you need. For those considering homeownership, our mortgage loans and refinancing options make it easier to navigate the path to your dream home. Plus, our credit cards with rewards allow you to earn points on everyday purchases making every dollar spent work for you.

Digital & Online Banking

Key Features

Stay organized with our electronic statement service, which allows you to receive e-statements directly to your email. No more waiting for paper statements or worrying about losing them! Plus, with our electronic signature authorization, signing documents has never been easier just a few taps on your device, and you're all set. For those on the go, our mobile application offers a convenient way to bank from anywhere. While mobile payments aren't available at this time, you can still enjoy features like person-to-person transfers. This makes sending money to friends or family quick and straightforward. Managing your accounts in real-time has never been simpler. Whether you want to deposit checks remotely or check your transaction history, our online banking service puts everything at your fingertips. At First Priority, we prioritize accessibility and ease-of-use so that you can focus on what matters most your financial goals. We're here to support you with all your banking needs. Join us today at http://www.firstpriorityfcu.org and experience the benefits of modern banking right from the comfort of your home or on the move!

Financial Strength

Growing Together

We currently serve 13,165 members who trust us with their finances. This growing member base is a testament to our dedication to providing the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Priority is your trusted partner. Visit us at 3570 Us Route 60 E Barboursville Wv 25504 or call (304) 733-9450 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Your Future

With $5,909,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $478 in used auto loans and $31,778,332 in total loans and leases available to support your financial goals across various sectors.

Member Savings Security

Your savings are our priority. Members' funds are secured through $9,351,905 in share certificates and $573,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus solely on benefiting our members. With no non-member deposits at $0, our resources are dedicated to you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 17 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $7,829,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,262,656 in used vehicle loans and $11,427,486 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that financing your vehicle is as easy as possible.

Credit Lines

For those who need a little extra flexibility with their finances, we offer credit lines totaling $4,000,000. This product provides a safety net for unexpected expenses or planned purchases, allowing you to manage cash flow effectively without the stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,157,642 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget intact. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team at First Priority is ready to assist you every step of the way. Visit us at 3570 Us Route 60 E Barboursville Wv 25504 in Barboursville, WV, or give us a call at (304) 733-9450 for more information on how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success starts here!

Loan Aggregator

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First Priority