First Priority East Boston MA Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to First Priority Credit Union, where we believe in putting our members first. Located at 100 Swift St, East Boston, MA 02128, our credit union has been serving the community since 1924. With a strong commitment to your financial well-being, we proudly support nearly 7,000 members with a wide array of services tailored to meet your needs. At First Priority, we understand that managing finances can be overwhelming. That's why we're here to guide you every step of the way. With total assets exceeding $128 million and deposits amounting to $19,646,415, we are well-equipped to provide competitive loan options and secure savings accounts. Whether you're looking for an auto loan, mortgage refinancing, or personal loans, our dedicated team is ready to assist you. Our leadership team is committed to fostering a trustworthy environment. Under the guidance of CEO Tony Paciulli and Board President Aisha Milbury Ellis, we focus on creating meaningful relationships with our members. Together, we strive to make financial services accessible and beneficial for everyone in our community. While members can visit us at our branch for personal service and support, official correspondence should be sent to 100 SWIFT ST, EAST BOSTON, MA 02128-1864. We invite you to explore all that First Priority Credit Union has to offer by visiting our website at firstprioritycu.com or by calling us at 617-482-4787. Join us today and experience the difference of being a member-owned credit union where your financial success is our top priority!

Branch History & Mission

Welcome to First Priority, a cornerstone of financial support in East Boston, Massachusetts. Established in 1924, our credit union has proudly served the local community for nearly a century, growing from its humble beginnings to a trusted institution with a membership of nearly 7,000 individuals. We are located at 100 Swift St, East Boston, MA 02128, conveniently situated near several local landmarks, making it easy for members to access our services. At First Priority, we believe that financial wellness should be within everyone's reach. Our mission is simple yet impactful: to provide exceptional financial services while fostering community development and support. We understand the importance of building strong relationships with our members and strive to offer personalized solutions that meet their unique needs. With total assets exceeding $128 million, we are committed to ensuring that our members have access to the resources they need to achieve their financial goals. Over the years, First Priority has embraced advancements in technology to better serve our members. We offer a range of digital banking options including online banking and mobile payments, allowing our members to manage their finances with ease and convenience. Additionally, we maintain ADA compliance across our services to ensure accessibility for all. Our drive-thru service allows for quick transactions without leaving your car, providing added convenience during busy days. While members can visit us at our physical location at 100 Swift St for personal assistance or inquiries, official correspondence should be sent to the same address. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we actively participate in community outreach efforts. Our partnerships with local organizations help us give back and make a positive impact right here in East Boston. As we look ahead, we invite you to become part of the First Priority family. Experience firsthand the benefits of membership from competitive loan rates to personalized service. Call us today at 617-482-4787 or visit our website at First Priority Credit Union to learn more about how we can help you reach your financial goals. Join us on this journey towards financial empowerment!

Branch Location & Accessibility

Convenient Access and Amenities

At First Priority, we prioritize your convenience. Our branch features ample parking, along with accessible entry options for everyone, including ADA-compliant ramps. You'll find it easy to access our services, whether you prefer visiting us in person or using our drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours

We know your time is valuable! That's why we've tailored our operating hours to fit your busy schedule. Visit us Monday through Wednesday from 8:00 a.m. to 4:00 p.m., and Thursday and Friday from 8:00 a.m. to 5:00 p.m. We're also open on Saturdays from 9:00 a.m. to 12:30 p.m., perfect for those weekend errands.

Services Just for You

Our branch is equipped with an ATM for convenient cash withdrawals and balance checks anytime you need them. With services ranging from personal banking like checking and savings accounts to auto loans and mortgages, we aim to meet all your financial needs under one roof. Feel free to give us a call at 617-482-4787 if you have questions or need assistance before your visit. We're here to help! Come experience the friendly service at First Priority Credit Union today your financial well-being is our top priority!

Member Eligibility

At First Priority, we believe that being a member is about joining a community that truly cares. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the East Boston area. We welcome individuals and their families with open arms, making it easy for you to access a range of financial services tailored just for you. For more detailed information on eligibility criteria, feel free to check out our website at . Once you're ready to take the next step toward membership, opening an account with us is straightforward! You can start your journey by visiting us at our branch located at 100 Swift St East Boston Ma 02128 or simply give us a call at (617) 482-4787. Our friendly team is here to assist you every step of the way. Join us today and experience the many benefits that come with being a member of First Priority!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,833,046, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine being able to accept payments from customers seamlessly, whether they're using cards or mobile payments. Our merchant services are tailored for local businesses like yours, making transactions simple and efficient. This allows you to focus on what you do best running your business while we handle the financial side. Located at 100 Swift St East Boston Ma 02128 in East Boston, MA, we invite you to explore how our business banking solutions can help you thrive. For more information or assistance, give us a call at (617) 482-4787. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Solutions

For our business members, we understand that managing finances can be complex. That's why we offer comprehensive Business Banking services, including merchant services and business loans tailored to help your enterprise thrive. Our experts are always ready to assist you in making informed financial decisions.

Convenient Access

We also recognize the importance of convenience in today's busy world. Our basic drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you prefer digital solutions, our Online & Mobile Banking platforms provide easy access to all your accounts right from your smartphone or computer.

Get Started Today!

At First Priority, we are committed to meeting your financial needs with a warm touch and community focus. Whether you're stopping by for a quick transaction or looking for guidance on a major purchase, we're here for you every step of the way. For more information about our services or to speak with one of our friendly representatives, give us a call at (617) 482-4787 or visit us online at First Priority Credit Union. Join us today and experience the difference!

Loans Made Easy

When it comes to financing your dreams, First Priority is here to help. We provide Auto Loans & Vehicle Financing options that make purchasing your next car a breeze. Whether you're buying new or used, our competitive rates will keep your budget intact. For those considering home ownership, our Mortgage Loans & Refinancing services allow you to secure the best rates available, making homeownership more attainable than ever. If you're facing unexpected expenses or need some extra cash flow, explore our Personal Loans & Debt Consolidation options designed to help simplify your finances and ease stress. Plus, with our Credit Cards with Rewards, you can earn while you spend perfect for those who love to travel or shop!

Personal Banking

Managing your finances should be simple and straightforward. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account with no monthly fees or a savings account that helps you grow your funds effortlessly. With our user-friendly online and mobile banking features, you can access your accounts anytime, anywhere. You can even make deposits and withdrawals through our convenient ATM and cash withdrawal services.

Digital & Online Banking

Key Features

Our digital banking suite includes features that prioritize both functionality and security. You can sign documents with confidence thanks to our electronic signature authorization, making transactions quicker and more efficient. For those who prefer going paperless, e-statements are readily available, allowing you to keep track of your finances while reducing clutter. Do you love the convenience of mobile payments? Our mobile payments feature lets you make quick purchases directly from your phone. And with our dedicated mobile application, you can manage your accounts on the go perfect for those busy days! Need to send money to friends or family? Our person-to-person transfers make it simple to send cash directly from your account to theirs, all within moments.

Safety First

Security is always a top priority at First Priority. We employ robust measures to protect your information while ensuring that you have real-time access to your account details. With our secure online platform, you can bank confidently knowing that your personal data is safe. In summary, our digital and online banking services provide you with the tools needed for effective money management right at your fingertips. Join us at First Priority and experience banking that fits into your lifestyle seamlessly!

Financial Strength

Commitment to Innovation

With $11,186,136 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $445 in used auto loans and $88,751,451 in total loans and leases.

Member Savings and Growth

Members' savings are secured through $15,922,363 in share certificates and $14,512,767 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $390,869, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $17,411,273, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $994,169 demonstrate our capability to support your needs effectively. With a total of 10,927 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Priority is your trusted partner. Visit us at 100 Swift St East Boston Ma 02128 or call (617) 482-4787 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,160,752 in used vehicle loans and $4,002,107 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $5,833,046 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and aim to offer solutions that work for you. At First Priority, we believe in making borrowing straightforward and accessible. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. For more information or if you have questions about our loan offerings, feel free to contact us at 617-482-4787. We're located at 100 Swift St., East Boston, MA 02128, ready to assist you during our operating hours: Monday - Wednesday from 8:00 a.m. - 4:00 p.m., Thursday - Friday from 8:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 12:30 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Priority Credit Union, we're committed to helping you secure the financial support you need!

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, our total credit lines amount to $33,940,896, providing members with access to funds when they need it most. We also offer flexible terms on unsecured credit card loans; however, currently there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,701,504, make buying or refinancing simple. Our dedicated team is here to guide you through the process, offering support every step of the way.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly.

First Priority