First Priority Boston MA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to First Priority, your trusted partner in financial services located at 25 Dorchester Ave, Boston, MA 02205. Since our establishment in 1924, we've been dedicated to serving our community with integrity and care. With nearly 7,000 members and a robust asset base of $128,321,101, we are here to help you achieve your financial goals whether that's securing a new auto loan, opening a savings account, or exploring business banking solutions. At First Priority, we believe that financial success begins with strong relationships. Under the leadership of our CEO, Tony Paciulli, and Board President, Aisha Milbury Ellis, we strive to create an environment where members feel valued and understood. Our dedicated team of 28 employees is committed to providing personalized service that meets your unique needs. We proudly offer a variety of services including checking and savings accounts, auto loans totaling over 1,700, mortgage options, personal loans for debt consolidation, credit cards with rewards, and business banking services. Our total deposits stand at an impressive $19,646,415, reflecting the trust our members place in us. Plus, we ensure your funds are secure with a net worth of $17,411,273. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 25 Dorchester Ave, Boston, MA 2205. We invite you to explore how First Priority can support you on your financial journey. Give us a call at 800-949-7628 or visit our website at www.firstprioritycu.com for more information. Join us today and experience banking that puts you first!

Branch History & Mission

Welcome to First Priority, a credit union with a rich legacy that has been serving the Boston community since 1924. Our branch, located at 25 Dorchester Ave, Boston, MA 02205, has grown alongside our members, adapting to their needs while remaining steadfast in our mission to provide exceptional financial services and support. Over the years, First Priority has achieved significant milestones. We proudly serve nearly 7,000 members, offering a variety of financial products and services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets have reached an impressive $128,321,101. This growth reflects not only our commitment to sound financial practices but also our dedication to empowering our members in their financial journeys. At First Priority, we believe that banking is about more than just numbers; it's about people. Our mission is clear: we strive to enhance the lives of our members by providing personalized service and fostering a sense of community. We understand that each member's story is unique and aim to support them with products that fit their individual needs. While members can visit us at 25 Dorchester Ave for all their banking needs, official correspondence should be sent to our mailing address at 25 DORCHESTER AVE, BOSTON, MA 2205. We are open Monday through Friday from 7:00 a.m. to 4:00 p.m., with extended hours until 6:00 p.m. on Thursdays. Although we do not offer drive-thru banking services at this location, we are equipped with ATM availability for your convenience. First Priority takes pride in embracing technology to make banking easier for everyone. With features like online banking and mobile payments available to our members, we strive to meet the demands of modern banking while ensuring compliance with ADA standards for accessibility. In addition to providing top-notch financial services, First Priority is deeply committed to giving back to the Boston community. We actively participate in outreach programs and partnerships aimed at uplifting those around us. We invite you to join our growing family at First Priority! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or assistance, feel free to call us at 800-949-7628 or visit our website at firstprioritycu.com. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Convenient Accessibility

We understand that accessibility is key for our members. Our branch features ADA-compliant facilities, ensuring that everyone can easily access our services. Parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Operating Hours Designed for You

We're here for you during convenient hours! Our lobby is open Monday through Wednesday and Friday from 7:00 a.m. to 4:00 p.m., and on Thursday until 6:00 p.m. This means whether you're an early bird or someone who prefers later hours, we strive to accommodate your busy schedule.

Services Tailored to Your Needs

At the First Priority Boston Branch, we offer a range of services tailored just for you. Whether you're interested in personal banking like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Plus, with ATM availability right at our location, you can access your cash anytime you need it. Unfortunately, we currently do not have drive-thru service or shared service center options available. While members can visit us at 25 Dorchester Ave for all their banking needs, official correspondence should be sent to the same address for simplicity. Feel free to give us a call at 800-949-7628 if you have any questions or need assistance. We can't wait to see you soon at the First Priority Boston Branch!

Member Eligibility

At First Priority, becoming a member feels like joining a warm and welcoming community where your financial well-being is our priority. We're excited to invite you to be part of something special! To qualify for membership, you typically need to live, work, or worship in the local area, or be related to someone who is already a member. This means that if you have ties to our vibrant community in Boston, you may already be eligible! We encourage you to check out the detailed eligibility criteria at for the most up-to-date information. Joining First Priority opens up a world of benefits, including access to personalized banking services, competitive loan rates, and financial education resources designed just for you. The process of opening an account is straightforward and friendly. If you're ready to take this step or have any questions, feel free to reach out to us at (800) 949-7628. We look forward to welcoming you at our branch located at 25 Dorchester Ave Boston Ma 02205!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local entrepreneurs to invest in equipment, hire staff, and increase their operational capacity. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. - With an outstanding commercial loan portfolio of $5,833,046, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine a busy Saturday at your café: customers are lined up, eager to order. With our efficient payment solutions, you can process transactions quickly and securely, ensuring that customers leave happy and satisfied. Discover how First Priority can be your trusted partner in navigating the financial landscape of your business. For more information or to speak with one of our representatives, visit us at 25 Dorchester Ave Boston Ma 02205, Boston, MA or call us at (800) 949-7628. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Accessibility and Support

At First Priority, we also prioritize accessibility with basic ATM access for withdrawals and balance checks. Our friendly team is ready to assist you during lobby hours from Monday to Friday, with extended hours on Thursdays until 6:00 p.m. If you need assistance or have questions about any of our services, don't hesitate to give us a call at (800) 949-7628. We invite you to explore all the ways we can assist you in achieving your financial goals. Visit us at Boston Branch today!

Business Banking Solutions

For our business members, we provide essential tools such as merchant services and business loans. These services are designed to support your business's growth and help manage daily operations effectively.

Credit Options

When it comes to credit, we offer attractive credit cards with rewards, allowing you to earn while you spend. Whether it's cash back or travel points, we have options that cater to your preferences.

Digital Banking Features

In today's fast-paced world, convenience is key. Our digital banking features allow you to manage your finances anytime, anywhere. With online and mobile banking, you can easily check balances, transfer funds, and pay bills without visiting a branch. Plus, our ATM & cash withdrawal services ensure that access to your funds is just around the corner perfect for those on-the-go moments.

Personal Banking Services

We understand that managing your money is essential for achieving your goals. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Need to buy a new car? Our auto loans and vehicle financing options can help you get on the road quickly with competitive rates. If you're thinking about buying a home, our mortgage loans and refinancing services provide flexible terms to suit your needs. For those unexpected expenses, our personal loans and debt consolidation solutions can ease your financial stress.

Digital & Online Banking

Key Features

Our digital offerings include features like electronic signatures for easy document approval, so you can sign important forms without the hassle of printing or mailing them. Plus, e-statements are available for those who prefer a paperless option, helping you stay organized while being environmentally friendly. If you're looking to send money quickly to friends or family, our person-to-person transfer service has got you covered. And if you're someone who loves the convenience of mobile payments, you can easily make purchases using your phone with our mobile payments feature. We prioritize security in all our digital services. With encryption and authentication measures in place, you can trust that your information is safe while managing your accounts online. In summary, at First Priority, our digital and online banking services are designed for accessibility and ease-of-use. Experience real-time account management and enjoy the freedom of banking when and where it suits you best!

Financial Strength

Growing Member Base

Total Share Accounts stand at 10,927, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $994,169, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Priority is your trusted partner. Visit us at 25 Dorchester Ave Boston Ma 02205 or call (800) 949-7628 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $15,922,363 in share certificates and $14,512,767 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $390,869 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to growth is evident with $11,186,136 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $445 in used auto loans and $88,751,451 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Foundation

With a net worth of $17,411,273, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,160,752 in used vehicle loans and $4,002,107 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have competitive rates and flexible terms that cater to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $5,833,046 provide the capital needed to grow and expand. We understand that businesses require tailored solutions to meet their unique challenges, and our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,701,504, make buying or refinancing simple. We work with you to ensure you understand your choices and help you secure a mortgage that fits your lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, we encourage you to reach out. Our knowledgeable staff can guide you through available options that may better suit your financial situation. At First Priority, we pride ourselves on transparency and community support. For more information about our loan offerings or if you have specific questions about your eligibility, don't hesitate to give us a call at 800-949-7628. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial aspirations today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding amounts in this category, our goal is to help members manage their finances effectively whenever they decide to take this step.

Loan Aggregator

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First Priority