First Financial Silver City NM Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to First Financial, your trusted partner in financial wellness since 1937. Located at 2290 E Superior St, Silver City, NM 88061, our branch is dedicated to providing personalized banking solutions to our community. With a robust membership of over 93,434 individuals, we pride ourselves on fostering strong relationships and promoting financial literacy. At First Financial, we understand that every member has unique needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our commitment to excellence is reflected in our total assets of over $921 million and a solid net worth of $81,542,101. Whether you're looking to secure a loan or open a new account, our knowledgeable staff is here to guide you every step of the way. For any official correspondence, please note that while members can visit us at our branch location, all mail should be directed to PO Box 25587, Albuquerque, NM 87125-0587. Our friendly team is led by CEO Ronald Moorehead and Board President Loretta Montoya, both of whom are passionate about serving our community. With services available both online and in-person including drive-thru banking and ATM access we strive to make your banking experience as convenient as possible. We invite you to explore what First Financial has to offer. Feel free to call us at 505-766-5600 or visit our website at ffnm.org for more information. Join us at First Financial where your financial goals become our mission!

Branch History & Mission

Community Focus

Community support is at the heart of what we do. First Financial actively partners with local organizations and participates in outreach programs designed to uplift those around us. We know that by supporting each other, we create a stronger and more resilient community. With advancements in technology, we also provide digital banking options such as online banking and mobile payments for your convenience. Our focus on accessibility ensures that all members can benefit from our services in a way that suits them best.

Join Us

We invite you to become part of the First Financial family. Experience firsthand how we can help you achieve your financial goals while making a difference in our community. Together, let's build a brighter future! Visit us today or check out more information at First Financial.

Our Journey

Over the decades, First Financial has grown alongside the vibrant community of Silver City. With a commitment to innovation and customer care, we have adapted our offerings to meet the evolving needs of our 93,434 members. From humble beginnings, we have expanded our services and resources, now boasting total assets of $921,720,160. Each milestone reflects our unwavering dedication to empowering individuals and families through personalized financial solutions.

Our Mission

At First Financial, our mission is simple yet profound: to improve the financial well-being of our members while enhancing the quality of life in Silver City and beyond. We believe that everyone deserves access to affordable banking services that cater to their unique needs. Whether it's providing personal loans for home improvements or helping businesses thrive with tailored financing options, we strive to make a positive impact every day. Our team is here for you during convenient hours Monday through Friday from 8:50 AM to 5:00 PM, with special drive-thru hours on Saturday from 9:00 AM to 1:00 PM. Plus, we offer ATM availability for your convenience. We invite you to visit us at our branch or reach out via phone at 505-766-5600. While members can visit us at 2290 E Superior St, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587.

Branch Location & Accessibility

Convenient Access

At First Financial, we prioritize accessibility. Our branch features ADA-compliant entrances and ample parking spaces, ensuring that everyone can visit us without hassle. Whether you're coming in for a quick transaction or a more detailed discussion about your financial options, we've designed our space to be welcoming and user-friendly.

Get in Touch

If you have questions or need assistance, feel free to give us a call at 505-766-5600. We're always here to help! While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 25587, Albuquerque, NM 87125-0587. We invite you to stop by the First Financial Silver City Branch today! Experience the difference of personalized service in a warm and inviting atmosphere. We look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday, Tuesday, Thursday, and Friday from 8:50 AM to 5:00 PM, with Wednesday hours starting a little later at 10:00 AM. If you prefer drive-thru banking for added convenience, we're here for you too! Drive-thru services are available on Mondays through Thursdays starting at 8:30 AM and from 9 AM to 1 PM on Saturdays.

Services Offered

At First Financial Silver City Branch, we provide a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Need cash? We have an ATM available right on-site for quick withdrawals and balance checks. Plus, our drive-thru service allows you to handle deposits and simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of First Financial is like joining a family that truly cares about your financial journey. We welcome individuals who live, work, worship, or attend school in our community. If you're looking for a supportive environment where you can access personalized financial services, you're in the right place! At First Financial, we believe that everyone deserves the chance to improve their financial well-being, and our membership offers you exclusive benefits such as lower loan rates and better savings options. To get started on your membership journey with us at First Financial, simply reach out by calling (505) 766-5600 or visit us at 2290 E Superior St Silver City Nm 88061. For more details on eligibility criteria, feel free to check out our website at . It's easy and inclusive, so don't hesitate to take that first step towards a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running a bustling café in Silver City, NM, where every transaction is quick and seamless. Our merchant services empower you to accept payments easily whether it's credit cards or mobile wallets. This means you can focus on what you do best serving your customers while we handle the rest. Discover how First Financial can be your partner in success. Visit us at 2290 E Superior St Silver City Nm 88061 or call us at (505) 766-5600 to learn more about how our business banking services can elevate your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services. From Merchant Services that help streamline transactions to tailored Business Loans, we understand the challenges faced by businesses today and aim to support their growth.

Convenience at Your Fingertips

At First Financial, we recognize the importance of convenience in today's fast-paced world. That's why we offer robust Online & Mobile Banking capabilities. You can enjoy the ease of managing your accounts through our mobile app or website, whether it's making deposits or setting up automatic payments. Our branch also features essential services such as an ATM for quick cash withdrawals, along with a friendly drive-thru for deposits and simple transactions perfect for those busy days when you need financial services on the go.

Get in Touch

We invite you to visit us at 2290 E Superior St Silver City Nm 88061, where our dedicated team is ready to assist you with all your banking needs. If you have questions or need assistance, please don't hesitate to reach out at (505) 766-5600. Join us today at Silver City Branch, where your financial success is our priority!

Personal Banking

For individuals looking to manage their finances, our Personal Banking options include various Checking & Savings Accounts that cater to different lifestyles and saving goals. Imagine having easy access to your funds with online banking and mobile applications, allowing you to check balances or transfer money from anywhere at any time. Our accounts also come with features like e-statements and electronic signatures for hassle-free management. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing can help make that dream a reality. We offer competitive rates and flexible terms that suit your budget. For those who wish to invest in property, our Mortgage Loans & Refinancing options provide you with the support needed for a smooth home-buying experience.

Personal Loans and Credit Options

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options designed to help you manage those costs effectively. Coupled with our attractive Credit Cards with Rewards, you can earn while spending on everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our digital banking services come packed with features that make managing your money easier than ever. You can enjoy the ease of electronic statements, allowing you to view and download your account activity whenever you need it no paper clutter required! Plus, if you ever need to sign documents quickly, our electronic signature authorization makes it simple and secure. For those who are always on the go, our mobile application brings all these features right into the palm of your hand. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just as easy as receiving it. And if you're looking for an even quicker way to pay, our mobile payments feature allows you to make transactions directly from your smartphone.

Safety and Accessibility

We prioritize your security while you bank online. Our systems are designed with advanced security measures to protect your personal information so that you can bank with peace of mind. Whether you're at home or out running errands, you'll find that accessing your accounts is straightforward and user-friendly. At First Financial, we're committed to providing you with the tools you need for real-time account management. Our digital banking services are here to help simplify your life and keep your finances organized all while offering the highest level of security. Experience the freedom of modern banking with us today!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 178,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 2290 E Superior St Silver City Nm 88061 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $8,207 in used auto loans and $669,977,443 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates and exclusive perks.

Solid Financial Health

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. We know how important it is to have access to funds when you need them most, which is why we offer competitive rates and personalized service.

Credit Lines and Unsecured Loans

For those looking to manage expenses or consolidate debt, our total credit lines amounting to $140,135,343 offer an excellent solution. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand all your options and find a loan that fits your budget.

Refinancing Options

If you're considering refinancing your current loans, we encourage you to reach out for more information on eligibility options. Our team can help you explore how refinancing could benefit your financial situation. For any questions about our loan offerings or to discuss which option might be best for you, please don't hesitate to call us at (505) 766-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Loan Aggregator

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First Financial

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenience at Your Fingertips

Get in Touch

Personal Banking

Personal Loans and Credit Options

Digital & Online Banking

Key Features for Your Convenience

Safety and Accessibility

Financial Strength

A Trusted Partner

Commitment to Growth

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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