First Financial Portales NM Credit Union | Affordable Vehicle Loans & Easy ATM Access

Introduction

At First Financial, we believe in building strong relationships with our members and the community. Located at 700 W 2Nd St, Portales, NM 88130, our Portales Branch is a trusted financial partner for over 93,434 members since our establishment in 1937. With total assets amounting to an impressive $921,720,160, we take pride in providing a range of services that cater to your personal and business banking needs. While you can visit us at our Portales location for friendly service, please note that any official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. Our commitment to you goes beyond just numbers; we are dedicated to making a positive impact in the lives of our members. With total deposits of $79,301,189 and a net worth of $81,542,101, we ensure your money is not only safe but also working for you. From auto loans and mortgage financing to credit cards with rewards, we offer tailored solutions to help you achieve your financial goals. Under the leadership of CEO Ronald Moorehead and Board President Loretta Montoya, our team of 279 employees is here to serve you with dedication and care. We invite you to explore the many ways First Financial can support you. Whether you're looking for a new loan or need assistance managing your accounts, don't hesitate to reach out. Feel free to give us a call at 505-766-5600 or visit our website at www.ffnm.org for more information. We're excited to help you on your financial journey!

Branch History & Mission

Join Us Today!

First Financial is more than just a credit union; we are part of your community. With over $921 million in assets and continued growth since 1937, we invite you to become part of our story. Experience the difference that comes from being valued as a member rather than just a customer. Together, let's build a brighter future join First Financial today!

Modern Solutions with a Personal Touch

We understand the importance of convenience in today's fast-paced world. That's why we offer advanced digital banking solutions alongside traditional services. Our members can enjoy online banking and mobile payment options while still having access to personalized service at our branch. For those who prefer face-to-face interactions, we have drive-thru banking available during convenient hours: Monday through Friday from 8:50 AM to 5:00 PM. While you can visit us at 700 W 2Nd St Portales Nm 88130, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587 if needed. If you ever have questions or need assistance, feel free to give us a call at (505) 766-5600.

Our Mission

At First Financial, our mission is clear: we strive to empower our members by providing affordable financial services while fostering a sense of community. We believe that everyone deserves access to quality banking solutions that can help them achieve their dreams whether it's purchasing a new vehicle, buying a home, or simply saving for the future. Our commitment extends beyond just financial transactions; we actively engage in community outreach efforts that reflect our dedication to making Portales a better place. Through partnerships with local organizations and events, we aim to uplift and support our neighbors.

Branch Location & Accessibility

Accessibility Features

At First Financial, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, ensuring easy access for everyone. You'll find convenient parking available right outside our doors, along with ramps and other features that make visiting us a breeze.

Call to Action

We invite you to visit us at the First Financial Portales Branch! If you have any questions or need assistance before stopping by, feel free to give us a call at 505-766-5600. We're excited to help you achieve your financial goals!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 8:50 AM to 5:00 PM. If you prefer the convenience of drive-thru banking, we're here for you as well our drive-thru opens slightly earlier at 8:30 AM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, the drive-thru opens at 10:00 AM.

Services Offered

At First Financial Portales Branch, we offer a variety of services to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our knowledgeable staff is here to help. We also provide business banking solutions including merchant services and business loans. And don't forget about our ATM availability for quick cash withdrawals and balance checks!

Member Eligibility

At First Financial, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Portales area, you're likely eligible to join us. We want to ensure that our membership reflects the vibrant community we serve. For detailed eligibility criteria, feel free to check out this resource: . Joining us means you gain access to a variety of services designed with your needs in mind, from personal banking options to loans and financial advice. Opening an account is straightforward! Just visit us at 700 W 2Nd St Portales Nm 88130 or give us a call at (505) 766-5600 for more information on how you can start your journey with First Financial today. We're excited to welcome you into our family!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine running a busy café or retail shop where customers can easily pay with their card or mobile device. Our tools ensure you get paid quickly and securely, allowing you to focus on what you do best growing your business. For more information on how we can assist your business, visit us at 700 W 2Nd St Portales Nm 88130 or call us at (505) 766-5600. Let's work together to achieve your goals!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards & Business Banking

Managing everyday purchases is hassle-free with our credit cards featuring rewards. Earn points on your spending that can be redeemed for travel, merchandise, or cash back making every purchase work for you. For small business owners, we offer specialized services under our business banking category, including merchant services and business loans tailored to help grow your enterprise. We recognize the unique challenges businesses face and strive to provide solutions that make a difference.

Digital Banking Convenience

In today's fast-paced world, convenience matters. At First Financial, we enhance your banking experience with robust online and mobile banking options. Check balances, transfer funds, or pay bills anytime from anywhere! You can also enjoy ATM access for quick withdrawals and balance checks without the hassle of waiting in line. For those times when you prefer face-to-face interaction but still want speed, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Let's Connect!

We invite you to explore these services further by visiting us at our branch or giving us a call at 505-766-5600. Our friendly staff is eager to assist you with any questions or concerns you may have about our offerings. Experience how First Financial can support your financial journey today!

Personal Banking

We understand that managing your personal finances is important. That's why we offer checking and savings accounts that fit various lifestyles. Our accounts are designed to help you save money while providing easy access whenever you need it. Need a vehicle? Our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. With competitive rates and flexible terms, getting behind the wheel has never been easier. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing services can guide you through every step. We pride ourselves on making home ownership accessible for everyone in our community. And for those unexpected expenses or consolidating debt, our personal loans can provide the financial relief you need.

Digital & Online Banking

Key Features

Our online banking offers a host of features designed to simplify your financial management. Need to check your balance or transfer funds? Our 24/7 online banking service lets you do just that with a few clicks. Plus, with the ability to authorize electronic signatures, you can complete transactions quickly without the hassle of paperwork. We also provide e-statements, so you can say goodbye to cluttered mailboxes. Accessing your financial documents is straightforward and environmentally friendly. And if you're on the go, our mobile application keeps everything right at your fingertips. You can manage accounts, pay bills, and even make mobile payments effortlessly.

Real-Time Management

Want to send money to a friend? Our person-to-person transfer feature makes it simple. Just a few taps on your smartphone and the funds are sent! This flexibility means you're always in control of your finances. With all these services combined, managing your money has never been easier or more secure. At First Financial, we prioritize accessibility and ease-of-use so that you can focus on what matters most your life! Explore all our digital offerings today at https://www.ffnm.org/.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 178,113, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending are currently at $0, demonstrating our capacity to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 700 W 2Nd St Portales Nm 88130 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $8,207 in used auto loans and $669,977,443 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees who are dedicated to serving you with expertise and commitment.

Strong Financial Health

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of strength positions us well in the financial landscape and reassures our members that their funds are safe with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used one, we have financing options that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand your business operations. We believe in supporting local businesses and ensuring they have access to the resources necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We offer various mortgage products to help you find the right fit for your budget and lifestyle.

Refinancing Options

If you are considering refinancing any existing loans or credit lines, our team is ready to discuss eligibility options with you. We aim to simplify the process and help you save money over time by finding solutions that work best for your financial situation. No matter what type of loan you're interested in, our friendly team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or give us a call at 505-766-5600. Let's work together toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your everyday spending while keeping your finances organized.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, helping you avoid outdated information.

First Financial