First Financial Albuquerque NM Credit Union | Top Auto Loans & Personal Banking

Introduction

Welcome to First Financial, your trusted partner in banking since 1937! Located at 10400 Academy Rd Ne Ste 150, Albuquerque, NM 87111, we are proud to serve our vibrant community with a range of financial solutions tailored to meet your needs. With over 93,000 members and total assets amounting to an impressive $921,720,160, we are committed to providing exceptional service and support. Under the leadership of our dedicated CEO, Ronald Moorehead, and Board President, Loretta Montoya, we strive to create a welcoming environment where you can feel confident managing your finances. Our team of 279 employees is here to assist you every step of the way. At First Financial, we believe in giving back. With total deposits reaching $79,301,189 and a net worth of $81,542,101, we ensure that your funds are not only safe but also working for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. Explore our services online at www.ffnm.org or give us a call at 505-766-5600. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Focus

First Financial is not just about banking; it's about building a better community. We engage in various outreach initiatives that provide support and resources to those in need. From financial education workshops to partnerships with local organizations, we strive to make a positive impact in Albuquerque and beyond. In addition to traditional banking services available at our branch including drive-thru banking and ATM access we have embraced digital advancements like online and mobile banking. This ensures that all members have easy access to their accounts anytime and anywhere. We invite you to join First Financial today and experience the difference that comes from being part of a credit union dedicated to its members and community. Together, let's build a brighter financial future! For more information or assistance, please call us at 505-766-5600 or visit us online at ffnm.org.

Mission Statement

Our mission at First Financial is simple yet impactful: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe in building strong relationships and providing personalized solutions that meet the unique needs of each member. Whether you're looking for checking accounts, auto loans, or business banking solutions, we are here to guide you every step of the way. While members can visit us at 10400 Academy Rd NE Ste 150 for all their banking needs, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. We offer convenient operating hours throughout the week: Monday through Friday from 8:50 AM to 5:30 PM (with extended hours on Fridays until 6:00 PM), ensuring that you can access your finances when it suits you best.

Branch Location & Accessibility

Convenient Access

While members can visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. This ensures that your important documents reach us without delay. Parking is ample and easy to navigate, making your visit hassle-free. Our location features ADA-compliant access, including ramps for those who need assistance. Whether you're walking in or using our drive-thru service, we strive to make every experience smooth and welcoming.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours designed to fit your schedule. Visit us Monday through Tuesday from 8:50 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, and Thursday through Friday from 8:50 AM to 6:00 PM. If you prefer the convenience of banking from your car, our drive-thru service is available on select days with early openings.

Services Offered

At First Financial, we offer a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards we've got you covered. Our ATM is readily available for cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them. Feel free to call us at (505) 766-5600 if you have any questions or need assistance before your visit. We look forward to serving you soon! Come see how easy banking can be with First Financial at Academy!

Member Eligibility

Becoming a member of First Financial is like joining a close-knit community that genuinely cares about your financial well-being. To qualify, you simply need to be part of certain groups, which can include living or working in specific areas, or being related to an existing member. This means that many people in our local Albuquerque community can easily find a home here at First Financial. We offer a variety of benefits tailored to our members, from competitive loan rates to personalized service that makes banking feel more human and less corporate. Opening your account is straightforward and welcoming. Just visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 or give us a call at (505) 766-5600 for all the details on how to get started. For more comprehensive eligibility information, you can check out our resource page at . Join us today and experience the difference that membership brings!

Business Banking & Commercial Services

Merchant Services

We also offer merchant services designed to simplify your transactions. Picture this: you're at the checkout counter, and your customer wants to pay by card. With our merchant services, you can accept payments easily and securely, ensuring a smooth experience for both you and your customers. Located at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 in Albuquerque, NM, we're here to partner with you on your journey to success. For more information about how we can assist your business needs, contact us today at (505) 766-5600!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure that you have access to cash when you need it most. Plus, our drive-thru banking offers an easy way for quick deposits or withdrawals without leaving your car. As part of our commitment to providing quality service in Albuquerque, NM, we're proud to offer these diverse financial products all under one roof. If you'd like more information about how we can help meet your financial goals or if you're ready to get started today, please call us at 505-766-5600 or visit us online at www.ffnm.org. Your financial future awaits!

Auto Loans & Vehicle Financing

Thinking about upgrading your ride? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, we can help you secure the vehicle you need without breaking the bank. Picture yourself driving off in your dream car our team is ready to assist every step of the way.

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to support growth. Whether you're just starting out or expanding an established business, we provide the tools needed to thrive in today's competitive market.

Credit Cards with Rewards

If you're looking for a credit card that works for you, consider our credit cards with rewards. You can earn points on everyday purchases, which can be redeemed for cash back or travel rewards. It's like getting rewarded for spending!

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at First Financial, we offer comprehensive mortgage loans and refinancing solutions to help make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our dedicated professionals will guide you through the process smoothly.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our robust online and mobile banking features allow you to access your accounts from anywhere at any time. With easy-to-use apps, you'll enjoy features like person-to-person payments, e-statements, and more all designed with your busy life in mind.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. We offer various checking and savings accounts designed to fit your lifestyle. Imagine having the flexibility to manage your finances online or through our mobile app, allowing you to check balances, transfer funds, and pay bills anytime.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. If you're facing high-interest debts or need extra funds for personal projects, we're here to help simplify your financial obligations while keeping interest rates manageable.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you're on the go, don't worry! Our mobile application provides all the features you need right at your fingertips. You can make mobile payments, send money to friends and family through person-to-person transfers, and even access e-statements for quick reference all while enjoying the peace of mind that comes with electronic signature authorization for secure transactions.

Security and Accessibility

Your security is our top priority. With advanced encryption technologies in place, you can trust that your information is safe while using our digital banking services. Plus, our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. Whether you prefer to bank from home or on the move, First Financial has the tools to help you stay in control of your finances. We believe in making banking accessible for everyone, which is why our services are designed to be easy to use yet packed with powerful features. Experience the convenience of digital banking today! Visit us at https://www.ffnm.org/ to learn more about how we can support your financial needs.

Financial Strength

At First Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which is crucial for providing the best possible services to our community. With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $8,207 in used auto loans and $669,977,443 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 178,113, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $0, reflecting our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our team can guide you through flexible financing options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. We understand that small businesses are the backbone of our community, and we're dedicated to providing support where it's needed most. Whether you're looking to refinance an existing loan or explore eligibility options for any of our products, our knowledgeable staff is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at (505) 766-5600 or visit us at 10400 Academy Rd Ne Ste 150 Albuquerque Nm 87111 for more information about our loan offerings. Let First Financial help turn your financial dreams into reality!

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to suit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We're committed to helping you find the right mortgage solution that aligns with your financial situation and long-term goals.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see reflect actual offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every user gets equal access to all available options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh effectively assists users in navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, giving users confidence in their loan comparisons.

First Financial