First Financial Albuquerque NM Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Financial, your trusted partner in financial well-being since 1937. Located at 2700 San Mateo Blvd NE, Albuquerque, NM 87110, our branch is dedicated to serving our vibrant community with personalized banking solutions. With a strong membership of over 93,434 individuals, we pride ourselves on providing exceptional service and support tailored to meet your unique needs. At First Financial, we understand that financial decisions are personal. That's why we focus on building relationships and trust with every member who walks through our doors or connects with us online. Our total assets have reached an impressive $921,720,160, reflecting our commitment to maintaining a stable and secure financial environment for you. While members can visit us at 2700 San Mateo Blvd NE, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have a variety of services designed just for you. Under the leadership of CEO Ronald Moorehead and Board President Loretta Montoya, our team of 279 employees is dedicated to ensuring your banking experience is smooth and rewarding. We manage total deposits of $79,301,189 and maintain a net worth of $81,542,101, providing peace of mind as we help you achieve your financial goals. Explore the benefits of being part of our credit union family. Contact us today at 505-766-5600 or visit our website at ffnm.org to learn more about how we can assist you on your financial journey!

Branch History & Mission

A Legacy of Service

Since opening our doors, First Financial has been more than just a financial institution; we've been a pillar of support in the Albuquerque community. With total assets exceeding $921 million, we pride ourselves on providing exceptional service and fostering strong relationships with our members. Our mission is clear: to enhance the financial well-being of our members while positively impacting the communities we serve. As we celebrate nearly nine decades of service, our focus remains on delivering personalized banking experiences. From checking and savings accounts to auto loans and mortgage options, we offer diverse services designed to meet your unique financial needs. We understand that everyone's journey is different, and we strive to provide tailored solutions that empower our members.

Community Commitment

First Financial is dedicated to supporting local initiatives and outreach programs. We believe in giving back to Albuquerque by partnering with schools, charities, and local organizations. Whether through financial education workshops or community events, we actively engage with those around us to foster growth and opportunity. While members can visit us at 2700 San Mateo Blvd NE, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587. We want to ensure that your communication reaches us without delay.

Join Us Today!

We invite you to be part of our growing family at First Financial. Experience firsthand how we can help you achieve your financial goals while making a positive impact on our community. Visit us today or call us at 505-766-5600 to learn more about what we can do for you! Together, let's build a brighter financial future.

Modern Banking Solutions

In today's fast-paced world, we recognize the importance of convenience and accessibility. That's why First Financial offers modern banking solutions including online banking, mobile payments, and ATM access for easy transactions anytime you need them. Plus, with our drive-thru service available for quick visits, we make banking as simple as possible for you.

Branch Location & Accessibility

Convenient Access and Parking

At our San Mateo location, you'll find ample parking available right outside the entrance, ensuring that your visit is hassle-free. The branch is fully ADA compliant, featuring ramps and accessible entrances for all our members. Whether you're popping in for a quick transaction or need assistance with more complex banking needs, we strive to make your experience smooth and welcoming.

Get in Touch!

Ready to experience exceptional service? Feel free to give us a call at 505-766-5600 if you have any questions or want to learn more about what we offer. We invite you to visit us at First Financial San Mateo Branch where we're dedicated to helping you achieve your financial goals!

Operating Hours

Our lobby hours are designed to fit your busy schedule. Join us Monday through Tuesday from 8:50 AM to 5:30 PM, Wednesday from 10:00 AM to 5:30 PM, Thursday and Friday from 8:50 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. If you prefer using our drive-thru service, we open early on weekdays at 8:30 AM (with a later start on Wednesdays). This flexibility means you can easily find a time that works for you.

Services Tailored for You

We offer a variety of financial services aimed at meeting all your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru allows for quick deposits and withdrawals without leaving your car. Plus, with an ATM available on-site, accessing cash has never been easier. While our main address is perfect for visiting us in person, if you need to send official correspondence, please use our mailing address at PO Box 25587, Albuquerque, NM 87125-0587.

Member Eligibility

At First Financial, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also welcome family members of existing members, creating a network of support that extends beyond just banking. Membership with us opens the door to various benefits, including competitive loan rates, personalized service, and access to a range of financial products tailored for your needs. To find out more about specific eligibility requirements, feel free to check out our detailed information at . When you're ready to join, opening an account is straightforward just give us a call at (505) 766-5600, and we'll guide you through the process! Come visit us at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 and take the first step toward becoming part of our community today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow steady. Whether you're a retail store or a service provider, our solutions help simplify payment processing so you can focus on what matters most growing your business. Located at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 in Albuquerque, NM, we're here to empower your business journey. Connect with us today at (505) 766-5600 to discover how we can help your business thrive!

Comprehensive List Of Services

A Commitment to Your Financial Future

With everything from basic ATM access to advanced online banking features like person-to-person payments, we aim to keep your financial journey smooth and hassle-free. Our team is dedicated to ensuring that every member receives personalized service tailored to their specific needs. If you're ready to explore all that we have to offer or have any questions about our services, don't hesitate to reach out! Call us at (505) 766-5600 or visit us at 2700 San Mateo Blvd Ne Albuquerque Nm 87110. Join us at San Mateo Branch, where your financial goals become our priority!

Convenient Access Anytime

We know convenience matters. That's why at First Financial, we provide ATM and cash withdrawal services so you can access your money anytime. If you're on the go or prefer face-to-face interactions, our drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Loans for Every Need

If you're considering purchasing a new vehicle or refinancing an existing mortgage, look no further! Our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. For those looking for a place to call home, our mortgage loans and refinancing services make the process straightforward and manageable. Need some extra cash for personal projects? Our personal loans and debt consolidation solutions can help simplify your finances. Plus, with our credit cards with rewards, you earn benefits while making everyday purchases.

Personal Banking Made Easy

In today's fast-paced world, having reliable banking options is essential. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them, thanks to our user-friendly online and mobile banking platforms. You can check balances, transfer money, or pay bills right from your smartphone.

Supporting Local Businesses

For entrepreneurs and business owners, we offer tailored business banking services, including merchant services and business loans. We understand that starting or growing a business can be challenging, which is why we're here to provide the financial support you need.

Digital & Online Banking

Additional Services

For those who prefer going paperless, e-statements are available, giving you immediate access to your financial statements without the clutter of physical paperwork. And if you're looking for a modern way to handle payments, our mobile payments feature allows you to pay for goods and services directly from your smartphone. Need to send money to friends or family? Our person-to-person transfers make it easy to share funds instantly. Just a few clicks in our app or online banking portal can get the job done! In summary, First Financial combines convenience and security in its digital banking offerings. Take control of your finances today by exploring all that we have to offer at https://www.ffnm.org/.

Key Features

Our online banking services provide you with 24/7 access to your account, allowing you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using your computer or our mobile application, staying connected to your finances has never been easier. Security is always a top priority. We utilize advanced encryption technology to protect your personal information while providing user-friendly features that make navigating our services simple. Plus, with electronic signature authorization available, signing documents online is quick and hassle-free.

Financial Strength

At First Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, demonstrating our commitment to serving your needs effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,207 in used auto loans and $669,977,443 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 178,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. We offer both new and used vehicle financing options to fit your budget, along with refinancing options if you're looking to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand your operations. We aim to support local businesses with tailored solutions that meet their specific needs. At First Financial, we are dedicated to helping our members navigate their financial journeys. If you have any questions about eligibility or refinancing options, don't hesitate to reach out at (505) 766-5600 or visit us at our branch located at 2700 San Mateo Blvd Ne Albuquerque Nm 87110 in Albuquerque, NM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you for a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, make buying or refinancing simple. We provide guidance throughout the process to ensure that your experience is as smooth as possible. Whether you're a first-time homebuyer or looking to refinance an existing loan, we're here to help.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. This option allows for easier budgeting while providing the purchasing power you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make informed choices without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and reliability that LendMesh provides to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs. By aggregating loan options from legitimate institutions, LendMesh builds trust and confidence in its platform.

First Financial