First Financial Albuquerque NM Credit Union

Introduction

Welcome to First Financial, where your financial well-being is our top priority! Located at 4910 Union Way NE, Albuquerque, NM 87107, we have proudly served our community since 1937. With a commitment to providing exceptional member service and competitive financial products, we are excited to support the needs of over 93,434 members. At First Financial, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to help you achieve your financial goals. Our assets total an impressive $921,720,160, reflecting our dedication to sound financial practices and responsible lending. Currently, our total deposits stand at $79,301,189, ensuring that your money is safe and secure with us. Our leadership team, led by CEO Ronald Moorehead and Board President Loretta Montoya, works tirelessly to foster a supportive environment for both members and employees. With a dedicated staff of 279, we are always here to assist you with any inquiries or financial needs you may have. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. Whether you're looking for loans or savings options, or simply need guidance on managing your finances, we're here for you. Explore the benefits of being part of the First Financial family by visiting our website at ffnm.org. Don't hesitate to give us a call at 505-766-5600; our friendly team is ready to assist you from Monday to Friday between 7:00 AM and 6:00 PM. Join us in building a brighter financial future together!

Branch History & Mission

At First Financial, we proudly carry a legacy that began in 1937 right here in Albuquerque, NM. Over the decades, we have grown from humble beginnings into a vital community institution serving over 93,000 members. Located at 4910 Union Way NE, our branch stands as a testament to our commitment to providing exceptional financial services tailored to the needs of our members. Since opening our doors, First Financial has continuously evolved to meet the changing landscape of banking and finance. With total assets now exceeding $921 million, we have become a trusted partner for individuals and families in our community. Our mission is clear: to empower our members with financial knowledge and resources while fostering a supportive environment that prioritizes their well-being. Our branch serves as more than just a place for transactions; it's a hub for community connection and outreach. We believe in making a positive impact beyond banking by supporting local initiatives and partnerships that uplift those around us. Our dedication to service extends through various programs designed to assist members with their financial goals, whether it's securing loans or enhancing savings. While you can visit us at 4910 Union Way NE, please note that official correspondence should be directed to PO Box 25587, Albuquerque, NM 87125-0587 if needed. We are open Monday through Friday from 7:00 AM to 6:00 PM, ensuring convenience for all our members. In addition to traditional banking services, we are proud of our digital advancements, which include online banking, mobile payments, and e-statements. These tools ensure that our members can access their accounts anytime and anywhere. Although we currently do not offer ATM or drive-thru services, we remain committed to providing top-notch customer service at every opportunity. As we continue on this journey, we invite you to join the First Financial family. Experience firsthand how we can support your financial aspirations while being an active part of the Albuquerque community. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at 505-766-5600.

Branch Location & Accessibility

Operating Hours

We're here to serve you Monday through Friday from 7:00 AM to 6:00 PM. We invite you to stop by during these hours to explore our range of financial services designed with your needs in mind.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our friendly staff is ready to assist you inside the branch. We provide a variety of essential banking services aimed at helping you manage your finances effectively. For official correspondence, please send mail to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. We look forward to welcoming you at First Financial! Visit us soon and discover how we can support your financial journey!

Member Eligibility

Becoming a member of First Financial is like joining a warm and welcoming family where your financial well-being is our priority. If you live, work, worship, or attend school in the Albuquerque area, you're likely eligible to join us! We believe in making banking accessible and supportive for everyone. Members enjoy fantastic benefits such as competitive loan rates, personalized service, and a range of financial products tailored to fit your unique needs. To find out more about the specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step towards membership, opening an account is simple and straightforward. Just give us a call at (505) 766-5600, and our friendly team will guide you through the process. Join us at First Financial, located at 4910 Union Way Ne Albuquerque Nm 87107, and experience the difference that comes with being part of our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools that streamline your operations right at your fingertips. Our merchant services help businesses efficiently process transactions, manage cash flow, and enhance customer satisfaction all while saving valuable time. From payment processing solutions to online banking features, we provide what you need to keep your business running smoothly. Located at 4910 Union Way Ne Albuquerque Nm 87107 in Albuquerque, NM, our team is ready to partner with you on your journey to success. Call us at (505) 766-5600 for more information on how we can assist your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,568,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

For those moments when you need cash quickly, we offer ATM Services Only at our branch. This means you can access your funds easily whenever you need them without worrying about long lines or limited hours. Just swing by our location or use one of our ATMs for quick and easy withdrawals.

Banking Made Easy

One of the standout features at First Financial is our commitment to convenience. Our digital banking options allow you to manage your finances from anywhere, anytime. With online banking, you can check your account balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application puts all these features right in the palm of your hand.

Personalized Support

We pride ourselves on providing personalized support to all our members. Whether you're opening a new account or seeking advice on loans, our friendly staff is always ready to assist you. If you're unsure about what service fits your needs best, don't hesitate to reach out by calling us at (505) 766-5600 during our lobby hours from Monday to Friday, 7:00 AM to 6:00 PM.

Your Financial Partner

At First Financial, we see ourselves as more than just a credit union; we are your financial partner. We believe in building lasting relationships with our members and supporting them through every step of their financial journey. Our aim is to provide services that make managing money easier and more efficient. In summary, whether it's utilizing our ATM services or accessing our user-friendly digital banking tools, we're here for you every step of the way. Visit us today at 4910 Union Way Ne Albuquerque Nm 87107 in Albuquerque, NM, and discover how we can help fulfill your financial needs. If you're ready to take control of your finances with the support of First Financial, feel free to contact us at (505) 766-5600 or visit our website at Renaissance / Main Office. We look forward to welcoming you!

Digital & Online Banking

Key Features

Our digital banking experience is enhanced with features like e-statements, which means you can receive your account statements electronically. No more waiting for paper statements in the mail! Plus, with electronic signature authorization, signing documents is a breeze, allowing you to complete transactions quickly without the hassle of printing and mailing. For those who prefer using their smartphones, our mobile application provides all the tools you need at your fingertips. Whether you're making person-to-person transfers or utilizing our mobile payments feature to make purchases directly from your phone, managing your finances has never been easier.

Security and Accessibility

We prioritize your security, ensuring that all online transactions are protected with advanced encryption technology. This means you can bank confidently knowing that your personal information is safe with us. With First Financial, accessing and managing your financial needs is straightforward. Our commitment to providing excellent service extends beyond our branch doors making it easy for you to handle everything online or through our app whenever it suits you best. Experience the freedom of modern banking at First Financial today!

Financial Strength

Commitment to Growth

With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust: we have $8,207 in used auto loans and $669,977,443 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 178,113, showing a strong and growing member base that trusts us with their finances. This trust underscores our mission to provide reliable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 4910 Union Way Ne Albuquerque Nm 87107 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $186,590,923 in used vehicle loans and $240,607,171 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $22,568,420 provide the capital needed to grow and expand. We understand that businesses require tailored solutions to thrive, and our team is here to assist. Additionally, if you're considering refinancing options or want to explore eligibility requirements for any of our products, don't hesitate to ask during your visit or call us at 505-766-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals may be, First Financial is committed to providing you with the right loan solutions tailored just for you. Reach out today and discover how we can help pave your path to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $36,359,992, making buying or refinancing simple. We're here to support you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,848,638 in loans helping members manage their finances effectively. These cards provide convenience and purchasing power while allowing you to build credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers, allowing them to make informed decisions without confusion.

FIRST FINANCIAL FEDERAL CREDIT UNION