First Community Credit Union Tomball TX | Affordable Vehicle Loans & Business Banking

Introduction

At First Community, we believe that financial success starts with a strong community connection. Located at 28850 State Highway 249, Tomball, TX 77375, our credit union has been serving members since 1954. With a commitment to personalized service and community impact, we proudly support over 165,959 members by offering comprehensive financial solutions tailored to meet diverse needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284-0129. With total assets of $2,421,246,359 and net worth reaching $217,335,266, First Community is dedicated to fostering financial stability and growth. Our offerings include everything from personal banking services such as checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking solutions for local entrepreneurs looking to thrive in today's market. Under the leadership of CEO TJ Tijerina and Board President Martin Miracle, our team of 419 employees works tirelessly to ensure each member receives the highest level of service. Whether you're seeking to secure a loan or simply need guidance on managing your finances, we're here to help every step of the way. With a focus on building lasting relationships within the community and providing resources that empower our members financially, First Community is more than just a credit union; it's a partner in your journey towards achieving your financial goals. Ready to experience the difference? Call us today at 281-856-5300 or visit our website at FCCU.org to learn more about how we can assist you!

Branch History & Mission

At First Community, we take pride in our rich history and unwavering commitment to the community of Tomball, TX. Established in 1954, our branch has been a cornerstone of financial support for our members for nearly seven decades. Located at 28850 State Highway 249, just a stone's throw from local landmarks and easily accessible to all, we have grown alongside our vibrant community. Over the years, First Community has seen remarkable growth. From our humble beginnings, we have expanded to serve over 165,000 members with total assets exceeding $2.4 billion. Our evolution is marked by a dedication to providing exceptional financial services while fostering a strong sense of community. We understand that each member's journey is unique, and we strive to offer tailored solutions that meet their individual needs. Our mission is clear: to empower our members through comprehensive financial services while actively supporting the communities we serve. We believe in making banking accessible and affordable for everyone. This mission drives us to provide a wide range of products including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards each designed with our members' best interests in mind. While members can visit us at 28850 State Highway 249 Tomball Tx 77375, official correspondence should be sent to PO Box 840129, Houston, TX 77284-0129. Our operating hours are convenient for busy lifestyles: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. With drive-thru banking available during extended hours and ATMs ready for use around the clock, we ensure that your banking experience is as smooth as possible. First Community also emphasizes digital advancements. Our online banking platform allows members to manage their accounts easily from anywhere. With features like mobile payments and e-statements available, we ensure that your banking needs are met efficiently and securely. Community involvement is at the heart of what we do. We partner with local organizations to support various outreach efforts aimed at enhancing the well-being of Tomball residents. Whether it's sponsoring local events or providing financial literacy programs, we are dedicated to giving back. We invite you to join First Community today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Reach out to us at (281) 856-5300 or visit our website at FCCU.org for more information on membership eligibility and how you can get started on your journey with us!

Branch Location & Accessibility

Accessible Banking Experience

At First Community, we prioritize accessibility for all members. Our branch features ample parking and is equipped with ADA-compliant ramps, ensuring that everyone can visit us comfortably. Plus, with our drive-thru service available from Monday through Saturday, you can handle your banking on the go without any hassle. If you prefer to stop in, our lobby hours are welcoming: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We're closed on Sundays to give our team a well-deserved break.

Comprehensive Services at Your Fingertips

While visiting the Tomball branch, you can take advantage of a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got everything you need under one roof. And if you're looking for business solutions, we offer merchant services and business loans as well. Additionally, our ATM is readily available for cash withdrawals and balance inquiries at any time. With shared services also offered here, you can conduct transactions even if you're a member of a partner credit union.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 281-856-5300 for any inquiries. We invite you to come by and experience the friendly atmosphere at First Community's Tomball branch your trusted financial partner in the community.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area around 28850 State Highway 249 Tomball Tx 77375, you may qualify for membership. It's all about connecting with your community and enjoying the benefits that come with being a member of our credit union. You'll gain access to personalized services like checking and savings accounts, loans, and more all tailored to help you thrive. Ready to take the next step? Opening an account with us is just as easy! You can find detailed eligibility criteria at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility and start your journey today. If you have any questions or need assistance, feel free to call us at (281) 856-5300. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer essential merchant services designed to make daily transactions easier for you and your customers. Whether it's setting up card processing for sales or managing payroll efficiently, our services help streamline your operations so you can focus on what matters most growing your business. Located at 28850 State Highway 249 Tomball Tx 77375 in Tomball, TX, our team is ready to assist you. Reach out at (281) 856-5300 to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

We also provide basic drive-thru banking for quick deposits and withdrawals without leaving your car. Our shared branch transactions allow members of partner credit unions to conduct essential banking tasks like deposits and withdrawals seamlessly. We know that busy lives don't always allow for traditional banking hours. That's why we offer extended drive-thru hours during the week from 7:30 AM to 7:00 PM and Saturday service from 9:00 AM to 5:00 PM. At First Community, we're here for you every step of the way. Our team is ready to assist with any questions you may have about our services or how they can work for you. Don't hesitate give us a call at 281-856-5300 or visit us today! Together, let's build a better financial future for you and your family right here in Tomball!

Business Banking Solutions

For entrepreneurs and small business owners, First Community offers robust business banking services. From merchant services that simplify transactions to business loans designed to help grow your enterprise, we are committed to supporting local businesses in Tomball.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in advanced online and mobile banking features. With just a few clicks or taps on your smartphone, you can manage your accounts anytime, anywhere. Our members enjoy easy access to ATM and cash withdrawal services as well as person-to-person payment options making sharing expenses with friends or family a breeze.

Personal Banking Services

Our personal banking services include checking and savings accounts tailored for every lifestyle. If you're planning to purchase a vehicle, our auto loans and vehicle financing options are competitive and flexible, making it easier for you to hit the road in style. For those considering home ownership or refinancing an existing mortgage, our mortgage loans come with various terms that fit your budget. In addition to these offerings, we understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help ease financial burdens. Plus, our credit cards with rewards let you earn while you spend perfect for everyday purchases!

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform is user-friendly and packed with features to help you stay in control. You can easily check your account balances, transfer funds, and pay bills without stepping foot in a branch. If you prefer to manage your finances on the go, our mobile application is available for download, allowing you to bank right from your smartphone or tablet. One of the standout features is the ability to send money quickly with person-to-person transfers. Whether you're splitting a dinner bill or sending a gift, it's as simple as a few taps on your device. Plus, with our electronic signature authorization feature, signing documents has never been easier no more printing or scanning required!

Security and Peace of Mind

Security is our top priority at First Community. We use advanced encryption technology to protect your personal information and ensure that every transaction is safe. You can also opt for e-statements to reduce paper clutter while keeping your sensitive information secure online. Our mobile payments feature allows you to make purchases directly from your phone, adding an extra layer of convenience without compromising safety. With all these tools at your fingertips, managing your finances has never been easier. In short, First Community offers digital banking solutions that empower you with accessibility, ease-of-use, and real-time account management. Whether you're at home or on the move, we've got you covered!

Financial Strength

A Dedicated Team for You

We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 329,662, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 28850 State Highway 249 Tomball Tx 77375 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings Secured

Your savings are in good hands at First Community. Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

Our commitment to our members extends beyond basic banking services. With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Solid Financial Health

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $19,116 in used auto loans and $1,844,593,728 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans, helping our members get on the road smoothly. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that fit your budget.

Business Loans

For business owners seeking growth opportunities, we offer outstanding commercial loans totaling $218,504,352. These loans can provide the necessary capital to expand your business operations and reach new heights. At First Community Credit Union, we also have refinancing options available for many of our loan products. This means if you're looking to lower your monthly payments or consolidate debt into one manageable loan you're in good hands with us. Feel free to reach out by calling us at 281-856-5300 or visit our website at FCCU.org for more details on how we can assist you with your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

If you prefer having access to funds as needed, our credit lines might be the perfect solution for you. With total credit lines amounting to $843,222,921, we provide financial flexibility when it matters most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304. This means you can find a mortgage solution tailored to your unique situation and start building equity in your future home.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $81,975,596 in loans available for members, you can handle unexpected costs or plan for larger purchases without the worry of high-interest rates.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you are looking at offers based on the latest results, which promotes fair and transparent deals (Source: https://www.ncua.gov). By leveraging verified information from legitimate financial institutions, LendMesh creates a trustworthy environment for users seeking the best rates.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that genuinely reflect the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily see their options and make informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering significant savings. Ready to explore your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessible Banking Experience

Comprehensive Services at Your Fingertips

Connect With Us

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Accessibility at Your Fingertips

Business Banking Solutions

Digital Banking Features

Personal Banking Services

Digital & Online Banking

Key Services for Your Convenience

Security and Peace of Mind

Financial Strength

A Dedicated Team for You

Member Savings Secured

Reinvesting in You

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Key Benefits of Using LendMesh

Join Our Community