First Community Credit Union Sugar Land TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community, your trusted partner in financial services, proudly serving the Sugar Land community since 1954. Located at 3400 Highway 6, Sugar Land, TX 77478, we are dedicated to providing our members with personalized banking solutions that meet their unique needs. Whether you're looking for a checking account, an auto loan, or business financing, we have options tailored just for you. With a strong commitment to our members, we have grown to serve over 165,959 individuals, and our total assets now stand at an impressive $2,421,246,359. We understand that trust is built through transparency and reliability; that's why we maintain a net worth of $217,335,266 and hold $41,598,013 in cash reserves to ensure your savings are safe and secure. At First Community, we're more than just a credit union; we're a vital part of the Sugar Land community. Our board president, Martin Miracle, and CEO TJ Tijerina lead our team of 419 employees, all focused on delivering exceptional service and fostering financial wellness among our members. We invite you to experience the difference that comes from being part of a credit union that truly cares. While members can visit us at 3400 Highway 6, please note that official correspondence should be directed to our mailing address: PO Box 840129, Houston, TX 77284-0129. Ready to take the next step? Call us today at 281-856-5300 or visit our website at FCCU.org to learn more about our services and how we can help you achieve your financial goals!

Branch History & Mission

Our Mission

At First Community, our mission is simple yet profound: we strive to enhance the financial well-being of our members while fostering a spirit of community. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, financing a vehicle, or planning for retirement. Our dedicated team is here to guide you through every step of your financial journey. We take pride in being more than just a financial institution; we are actively involved in community outreach initiatives that support local causes and improve lives. Through partnerships with various organizations, we work tirelessly to uplift those around us, ensuring that as we grow, our community flourishes alongside us. As part of our commitment to accessibility, our branch features ADA-compliant facilities and offers drive-thru banking for added convenience. Members can also access ATMs across the area for easy cash withdrawals and balance checks. While members can visit us at 3400 Highway 6, official correspondence should be sent to PO Box 840129, Houston, TX 77284-0129 if needed. You can reach us at 281-856-5300 during operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 3:00 pm. We invite you to join First Community today and experience firsthand the benefits of membership. Together, let's build a brighter financial future for you and your family! For more information on how you can become a member or learn about our services, please visit our website.

Branch Location & Accessibility

Convenient Access

Whether you're driving in or taking public transport, reaching us is simple. We offer ample parking spaces, ensuring you can park without hassle. For those with mobility challenges, our branch is fully ADA compliant, featuring ramps and accessible entrances.

Operating Hours

We understand that life can be busy, so we've made sure our hours fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 3:00 PM. Please note that we're closed on Sundays. If you prefer the convenience of drive-thru banking, we've got you covered too! Our drive-thru service is available Monday through Thursday from 7:30 AM to 7:00 PM and Friday from 7:30 AM to 7:00 PM.

Services Offered

At First Community, we aim to make your banking experience as smooth as possible. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we offer merchant services and business loans tailored just for you. Plus, enjoy the ease of online and mobile banking for those who prefer managing their finances on the go. If you need assistance or have questions about our services, don't hesitate to reach out! You can call us at 281-856-5300 for any inquiries or further information.

Visit Us Today!

We invite you to come by and see how we can help you with your financial journey. Whether it's for a quick transaction or a detailed discussion about your banking needs, the team at First Community is here for you. Join us today at our Sugar Land branch we look forward to welcoming you!

Member Eligibility

At First Community, we believe that everyone deserves the chance to be part of a supportive community where your financial needs are met with care. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas served by us, you're likely eligible to join. We also extend membership to family members of existing members. This means you can enjoy all the benefits we offer, including competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. Ready to take the next step? Opening an account is easy! Just visit us at our branch located at 3400 Highway 6 Sugar Land Tx 77478 or give us a call at (281) 856-5300 for more information. You can also check out the detailed eligibility criteria online at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility. We're here to help you every step of the way as you embark on this rewarding journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is essential. Our merchant services offer tools that simplify transactions, enabling you to focus on what matters most running your business. Imagine accepting payments seamlessly from customers while managing your cash flow effectively. That's the power of partnering with First Community. Let us help you turn your ambitions into reality! Visit us at 3400 Highway 6 Sugar Land Tx 77478 in Sugar Land, TX, or call us at (281) 856-5300 for more information about how we can support your business journey.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide ATM services for easy cash withdrawals and balance checks, so you're never far from your funds. With our basic drive-thru banking, you can handle deposits, withdrawals, and simple transactions quickly without leaving your car.

Business Banking

For business owners, First Community offers tailored banking solutions including merchant services and business loans that can help your company grow and thrive.

Credit Solutions

With our credit cards that come with rewards, you can earn points on every purchase while enjoying the flexibility of credit when you need it most.

Debt Management

Managing debt can be overwhelming, but it doesn't have to be. Our personal loans and debt consolidation services are designed to provide relief, helping you pay off high-interest debts and streamline your finances into one manageable payment.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, everything is just a tap away.

Personal Banking

Whether you're opening your first checking account or saving for a new home, our personal banking services have you covered. We offer checking and savings accounts tailored to fit your lifestyle. Need a reliable vehicle? Our auto loans and vehicle financing options make it easier to get on the road without breaking the bank. If you're looking to buy a home, our mortgage loans and refinancing solutions can help you secure the best rates.

Shared Branch Transactions

If you're a member of another partner credit union, our shared branch transactions make it simple for you to conduct deposits and withdrawals without any hassle. No matter what your financial goals may be, First Community is here for you with a friendly smile and knowledgeable staff ready to assist. If you'd like more information about our services or how we can help you achieve your financial dreams, don't hesitate to give us a call at (281) 856-5300 or visit us online at Sugar Land! Explore all the ways we can help by visiting us today!

Digital & Online Banking

Key Services

Imagine checking your account balance, paying bills, and transferring funds all from the comfort of your home or on the go. Our online banking platform allows you to do just that! You can view your e-statements whenever you need them no more waiting for the mail. Plus, with electronic signature authorization, signing documents is a breeze; you can complete transactions quickly and securely. If you prefer using your smartphone, you'll love our mobile application. It lets you handle your banking tasks with just a few taps. Whether you're making mobile payments or sending money through person-to-person transfers, everything is straightforward and user-friendly. Enjoy the flexibility of managing your accounts right from your pocket.

Security & Accessibility

We take your security seriously. Our online banking services utilize robust security measures to keep your information safe while you bank online. You can feel confident knowing that your personal data is protected. With all these features combined, First Community empowers you to take control of your finances effortlessly. So whether you're at home or out and about, our digital banking services ensure that you're always connected to what matters most your money. Explore all the possibilities today by visiting https://fccu.org/!

Financial Strength

Commitment to Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $19,116 in used auto loans and a total of $1,844,593,728 in loans and leases across various sectors.

Growing Member Base

We're proud of our strong member base with 329,662 total share accounts showing that many trust us with their finances. Additionally, our net shares available for lending and investments stand at $4,248,111, showcasing our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 3400 Highway 6 Sugar Land Tx 77478 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $9,343,123, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. We have flexible terms and refinancing options available to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $218,504,352 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to invest in equipment or inventory, we can help you secure the funding you need. We pride ourselves on offering personalized service tailored to your unique situation. If you're unsure about your eligibility for any of our loan products or want more information about refinancing options, feel free to visit our website at FCCU.org or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With First Community by your side, achieving your financial aspirations has never been easier!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amount to $843,222,921. We also provide flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. These options are designed to give you peace of mind when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we're here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing means users can trust that the information they receive is both accurate and reliable.

First Community

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking

Credit Solutions

Debt Management

Online & Mobile Banking

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings and Investments

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community